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How to Get for a Robinsons Bank Credit Card

Last updated: October 25, 2022

Written by: Alyssa Divina | Reviewed by: Rafael Hular

Key takeaways:

  • It’s fairly easy to apply for a Robinsons Bank credit card.
  • The requirements are not that stringent and the barrier to entry is pretty low.
  • They have credit card offerings for every need and cardholders are treated to lots of promos.
  • However, if you can’t apply for a Robinsons Bank CC, you can still get quick credit from Digido that you can use for any need.

About Robinsons Bank

Established in 1997, Robinson Bank is the financial services arm of JG Summit Holdings, Inc. (JGSHI). It is a sister company of Robinsons Land, Universal Robina and Cebu Pacific, among others.

Robinsons Bank offers personal and corporate banking services. For personal banking, it offers savings accounts, loans, debit and credit cards, acquired assets, foreign exchange and investments.

Just like any other bank here in the Philippines, there is also a Robinsons online banking service courtesy of the RBank Digital Online Banking. You can download the mobile app on your phone anytime.

If you’re interested in a Robinsons card, specifically a credit card, then you’ve come to the right place.

→ Useful information about 24 hour online loans

I want to borrow ₱ 10000
Min: ₱ 1000
Max: ₱ 20000
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My Monthly Gross Income ₱ 20000
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* Interest payments are approximate. The final loan amount and interest rate must be confirmed in your loan agreement after loan approval.

Robinsons Bank credit card requirements

Robinsons Bank currently offers three Mastercard credit cards:

– Robinsons Cashback card

– Robinsons Bank DOS Mastercard

– Pru Life UK Credit Card

Each of these cards have their own rates, terms and benefits which we will discuss later.

Do you think that a Robinsons Bank credit card will suit your lifestyle and needs? If your answer is yes, then you must prepare the following requirements.

The bank accepts the following IDs as valid proof of identity:

– Company ID

– Passport

– Driver’s license

– Plastic-type SSS ID with signature

– Plastic-type TIN ID with signature

– Philhealth card

– GSIS card


– Voter’s ID

– Proof of income

– Other IDs issued by the Philippine government

Robinsons Bank will also require you to submit additional documents, which varies depending if you’re a regular employee, self-employed, or a foreigner.

If you’re a regular employee, you need to submit the following:

  • Copy of your latest duly-stamped ITR as received by the BIR
  • Form 2316 signed by your employer’s authorized representative
  • Latest payslip for one month
  • Original certificate of employment (COE) indicating your status, tenure and compensation
  • 1 valid ID with photo

If you’re self-employed, you have to submit the following:

  • Copy of your latest duly-stamped ITR as received by the BIR
  • At least 2 years audited financial statements
  • 1 valid ID with photo
  • Copy of registration of business name (mandatory)
  • Latest 3 months bank statements (optional)

Here are the required documents for foreigners in the Philippines:

  • 1 valid ID with photo
  • Any of the following:
    – Valid visa or work permit
    – Alien certificate of registration (ACR) or Immigration certificate of registration (ICR) or ACR ID
    – Valid passport w/ any of the following: special investors resident visa, special non-immigrant visa for PEZA employers and employees, or visa with EO 226

→ Learn Can I Get a Bad Credit Loan at Digido?

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Who can get a Robinsons Bank credit card?

Are you interested in any of the Robinsons Bank credit cards we mentioned above? You must meet the general qualifying criteria first.

Here are the general qualifications for a Robinsons Bank CC, for your convenience:

1. Must be 21 to 65 years old if you’re the primary cardholder; if you’re the supplementary cardholder, you must be at least 16 years old.

2. A Filipino citizen or a foreigner who has been a resident of the country for at least two years.

3. You must be living or working in an area where a Robinsons Bank branch is located.

4. You must have a minimum gross fixed annual income of ₱180,000 if you’re single, or ₱240,000 if you’re married.

5. You must be a regular employee or have an existing business that has been operating for the past 2 years.

6. You must have a working landline, a postpaid number and an email address.

7. If you’re applying for the Pru Life UK Credit Card, you must be a Pru Life UK policyowner, employee or agent.

→ Also learn more about fast student loan online

Robinsons Bank credit card promos

Robinsons reward their loyal cardholders with points, discounts and promos every time they use their card! We will discuss the cards’ rates and benefits in detail below.

Robinsons Cashback card

As the name suggests, you will get cash back every time you use this card! Earn up to 3% rebate for every purchase worth ₱3,500 and up at Robinsons Brands and partner stores, plus exclusive discounts on Robinsons Retail brands.

You also get up to 1% rebate for every purchase worth ₱3,500 and up at other merchants.

Robinsons Bank DOS Mastercard

With this card, your purchases will be automatically converted to a two-month installment with no additional interest charges! There is no minimum amount of purchased required as well!

You can waive your annual fee on your Robinsons DOS Mastercard if you use it 12 times a year. Plus, you earn 1 point for every ₱50 spent!

To qualify for this card, you be earning at least ₱15,000 per month. The interest rate is 3.5%. You are not required to have an existing card before applying.

Pru Life UK Credit Card

Co-branded with life insurance firm Pru Life UK, the Pru Life UK Credit Card offers exclusive benefits and payment facilities to Pru Life policyholders, agents and employees.

It has two versions: the Pru Life UK Classic Mastercard and the Pru Life UK Platinum Mastercard.

The Pru Life UK Credit Cards have free annual fees and 0% installment for 3 months on purchases made on qualified hospitals and pharmacies. You also earn 5x rewards points for every PLUK transaction!

If you’re a PLUK Platinum Mastercard holder, you get exclusive perks such as free travel insurance when you use your card to buy an international travel ticket and priority pass to more than 1,200 lounges worldwide!


  • Is there a minimum salary requirement?
    You must have a minimum gross fixed annual income of ₱180,000 if you’re single and ₱240,000 if you’re married.
  • Is there a minimum age requirement?
    Yes, you must be at least 21 years old if you’re applying for a credit card as the primary cardholder.
  • How can I apply for a Robinson Bank credit card?
    You can apply for a Robinsons Bank credit card by going to a branch or online at its site.
  • What is RBank Digital?
    RBank Digital is Robinsons Bank’s digital banking app where you can transfer money, track your accounts, pay bills, locate branches or ATMs and report a lost card wherever you are using your smartphone.
  • How can I enroll in RBank Digital using my credit card?
    First, you need to register your existing bank account, then choose “I have a credit card” among the options. Agree to the terms and conditions then enter your CC number. Fill out the appropriate details then click Confirm. You will receive a confirmation receipt. Afterwards, click the “Go to Login Page” option.
  • How can I report a lost or stolen Robinsons Bank credit card?
    You can contact the bank customer care service at (+632) 8637-2273 or to report your lost credit card.

→ Learn more about Urgent Cash Loans For Unemployed

Robinsons credit card customer service

If you’re having trouble with any transaction with Robinsons Bank, you can contact the Robinsons Bank customer service at (+632) 8637-2273 or There is also a toll-free number at 1-800-10-8637-2273.

You can use the same number as Robinsons Bank credit card hotline.

You can also contact the bank using the hotlines and email address listed above to inquire about your Robinsons Bank credit card application status.

If you prefer the social media route, you can reach the bank through the following channels:


All operations are performed online - you don't have to leave your house
In only 4 minutes you can receive up to 5000 pesos in your bank account
We don't require guarantors representation, documentation, or guarantee deposits.
The service is fully automated

→ Also read all about Digido loan app for easy cash

Where can you borrow if you are refused a Robinsons Bank credit card?

Not everybody gets approved for a Robinsons Bank credit card. You may get declined if you don’t meet the age or salary requirements, or if the bank feels that you don’t have the capacity to repay your credit.

Whatever the reason is, you don’t have to dwell on that rejection. You can still apply for credit elsewhere.

If you’re looking for quick credit and cash loans, you can trust Digido! You can apply for and get a minimum of ₱1,000 and maximum of ₱25,000 for repeat loans within five minutes!

Our age requirement is 21 to 70 years old. We at Digido also do not require you to have a minimum monthly salary amount! Plus, you can apply even with just the following IDs:

– Driver’s license

– Passport




– PVC-type new Philhealth card

Just download the app, fill out the application form, indicate the amount that you need, upload your ID and you’re done! You can get your credit through your bank account or e-wallet.

Apply now

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Written by: Alyssa Divina

Author pages:
Alyssa Divina pens blog articles about a wide range of topics, such as money matters and government transactions in the Philippines. Prior to joining Digido Finance Corp., she served as a journalist for Charlton Media Group, a business news magazine, for two years. She holds a degree in Journalism from the University of the Philippines Diliman.

Reviewed by: Rafael Hular

Author pages:
Rafael “Raffy” L. Hular is, the Finance and Accounting Manager. of Digido Finance Corp., monitoring and controlling the flow of cash that comes in and out of the company to meet the company’s business needs, preparing the financial reports and analysis of income and expenses, and monitoring tax compliance.  Raffy loves reading Japanese comics called manga and watching Japanese animated cartoon series. He dreams of establishing his own Accounting and Auditing Firm and teaching in a University.