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All About Registration on the SSS Website

Last updated: October 25, 2022

Written by: Sean Martin D. Plantado | Reviewed by: Rafael Hular

Key takeaways:

  • SSS has made many of its services available online.
  • You can get your SSS User ID on the SSS website.
  • SSS ID is a valid ID if you are applying for a loan at Digido.
  • To get started, you have to sign up for an account on the Digido website.
  • After that, you can apply for a loan.

The Philippine government has started a massive campaign to make online transactions available to different government offices. This is especially so when the pandemic hit, as it reduces the face-to-face transactions that happen in the government offices.

Yes, you can now register an account with SSS, and this is what we will discuss today.

What is a SSS Portal and My SSS Account?

The SSS portal is where you register for an online account. Note that this does not mean an SSS account. If you want to register for SSS membership, you have to go to an SSS office.

The SSS portal and My.SSS are the same thing. It allows members to access their SSS data without having to go to an SSS branch.

Here are the things that you can do with the portal:

– Check your contributions;

– File a loan;

– Set appointments with an SSS branch;

– Get copies of records;

– Make online transactions.

One good thing about the SSS portal is that it has a forum. Members can post questions and authorized SSS employees and officers provide answers.

→ Do you know how to get loan without a bank account in the Philippines?

Who Can Register at SSS Portal?

Only members of the SSS can register. If you are not a member of SSS yet, you have to go to the office and register as a paying member. Once you have your SSS ID, you can go to the portal and sign-up for an online account. How to claim SSS ID you can find out on the official website.

There are several member categories for SSS. Here are the ones who are eligible:

✔Employees who are paying members;
✔People who are self-employed;
✔Overseas Filipino Workers that have SSS membership;
✔Unemployed spouses provided that they have at least one contribution;
✔Domestic helpers and other household employees;
✔Employers who are registered.

Again, you cannot register unless you have an SSS ID. Upon registration, the system will ask you to provide your SSS number.

I want to borrow ₱ 10000
Min: ₱ 1000
Max: ₱ 20000
Payment Terms 10 days
7 days
21 days
My Monthly Gross Income ₱ 20000
You return*: 10 000
All your data is under secure protection!
We recommend taking a loan!

* Interest payments are approximate. The final loan amount and interest rate must be confirmed in your loan agreement after loan approval.

→ Useful information about 1 hour payday loans

How Can I Register in SSS Online Step By Step?

Here are the steps on how you can register online.

1. Go to the registration page;

2. Click on Not Yet Registered? Choose from 8 options what information you want to provide (we will talk more about this later);

3. Fill out the registration form;

4.Enter the CAPTCHA code;

5. Wait for an email;

6. Confirm your email and then log in.

For the 8 options, these are information that you supplied to SSS when you became a member. Here are the options:

– Savings account number;

– Mobile number;

– MID card number;

– Employer ID number;

– Reference number for payment;

– Date of the last loan;

– Transaction number of your SSS application;

– Check number.

Take note that these are things that you supplied to SSS when you applied for membership. They will use it to validate if you are really who you say you are.

Apply now

→ Useful information about urgent cash loans for blacklisted people

Why Do I Need SSS Online Registration and SSS Online Account?

You need to register because SSS is now moving several transactions online. For example, your SSS online account is where you would file a loan, such as in times of calamity or if you want a salary loan.

From the portal, you have to attach your documents and fill out the forms. Once you are approved, you need to add an SSS-accredited bank account. SSS will transfer your loan to this bank account directly.

What Services are Available after SSS Portal Registration?

Now, let us talk about the things that you can do on the portal.

1. Change of information

If you change your mailing address or if you want to update your phone number, you can do it online. Before this portal was put into place, you had to go to SSS and fill out a form. This is beneficial to you if you have changed your phone number. You can also change your registered email address if you want to.

2. Loan application

You can now apply for a loan online. All you have to do is to click a button and then fill out the form. The types of loan you can apply for are the following:

✔Salary loan;
✔Calamity loan;
Pension loan.

In relation to this, you need to know that SSS now has a mandatory checkless disbursement of loans and pensions. It means that you have to provide a bank account. If you do not use the online service, you may have problems later on as the SSS employees may tell you that you have to add your bank account number online.

3. Maternity

One of the benefits of mothers as SSS member is that they get financial support from the organization. With the online portal, you could file your maternity notification, but you have to file this through your employer’s authorized representative.

4. Application for retirement

Once you hit the retirement age, you can log in and then apply for your pension. Once approved, they will disburse the funds to your bank account.

5. Funeral claims

If somebody who is a member of the SSS passed away, you can file a funeral claim online. You will have to provide the SSS information of the deceased, and then SSS will review and approve this from the backend.

Note that if there are some issues, SSS may notify you to go to a branch. This usually happens if you applied for a funeral benefit loan but are not listed as a beneficiary.

6. Request for records

If you want to view your records, you can make this request from the portal. For your reference, here are some of the things you can check:

✔Personal record form;
✔Records about data amendment;
✔Record for your contributions for self-employed;

In time, SSS will surely add more types of records and transactions that you can check. In case you check the records and see that there is a discrepancy, you have to go to the branch to amend it.

7. Appointments

Yes, you can create an appointment instead of queuing at a branch. This is great if you want a UMID. You no longer have to go there to fill up forms. With this scheduling portal, you can expect to be serviced on time. The same thing goes for other transactions that you want to be conducted in person, such as filing a loan, changing your data or filing a complaint.

8. Generate a payment number

This is also called a payment reference number. It allows voluntary members to create a reference number which will expedite the processing of their SSS contributions.

→ Also read all about legit online cash loan in the Philippines

How Can I Get My SSS User ID on the SSS Website?

If you forgot your USER ID, just go to the SSS portal and click on “Forgot User ID or Password.”

From here, you will be prompted to enter your SSS number. If you are an employer, you have to enter your employer ID number.

Next, you will receive an option for how you want to recover your credentials. You can choose between your email and your security questions.

Choose one of the two and then enter the CAPTCHA code on the screen. If you pass the verification process, you will receive an email and you can now reset your password. The USER ID will be on that email, too.


  • How do I log into my SSS account?
    Go to, then proceed to member log in. Type in your registered user ID and password in the Member Login portal, then submit.
  • Why can't I log into my SSS account?
    One of the reasons that you can't log-in or access to your SSS account is because you either forgot your user id or password. After several wrong log-in attempts, your SSS account got locked.
  • How can I register my mobile no in SSS?
    Members can register by sending their SSS number and birthdate using the format "SSS REG " to 2600. SSS text transactions require a Personal Identification Number (PIN) code, which will be sent through text after successful registration.

→ Also learn How to Repay a Loan via Dragonpay

Is SSS ID a Valid ID for the Digido Loan?

Yes, the SSS ID is a valid ID if you are applying for a loan at Digido. SSS is the most accepted ID in the Philippines. Banks and other financial institutions also prefer SSS because it is an indication that you have a job.

If you have not heard about Digido yet, it is a financial institution that offers loans. The great thing about Digido is that it caters to the unbanked – there is no need to have a fat bank account nor provide collateral to get a loan.

Here are the eligibility requirements of Digido:

✔You must be a Filipino citizen;
✔You must be between 21 and 70 years old;
✔You must have a valid ID; you can use your SSS ID.

To get started, you have to sign up for an account on the Digido website. After that, you can apply for a loan. Also, make sure you have a mobile number that works. Digido will use that number to verify your identity.

All operations are performed online - you don't have to leave your house
In only 4 minutes you can receive up to 5000 pesos in your bank account
We don't require guarantors representation, documentation, or guarantee deposits.
The service is fully automated

Before you apply for a loan, it should be noted that you have to prepare some documents. The most important one that you need to get ready is your proof of income. You can use your certificate of employment, your DTI permit if you are self-employed or if you have a business, or your income tax return documents, commonly known as ITR.

Scan copies of these, along with your proof of birth and ID, as you will have to attach them to your loan application. With Digido, you can get approved in as short as 24 hours. If you get approved, they will send the money to you electronically.


What SSS has done with its website is amazing. You no longer have to go to an office to file a loan, check your contribution, or do many other things. It is also a great decision that you can attach your bank account number so they can transfer to you – there is no need to go to SSS to pick up your check.

Apply now

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Written by: Sean Martin D. Plantado

Author pages:
Sean Martin Plantado is the head of Customer Care Dept. and Online Sales Dept. of Digido Finance Corp. creating articles, blogs, and other learning mediums that helps Filipinos struggling on their financial literacy. Sean also loves Cycling, Photography, Cinematography, Online gaming, Fine Arts, and dreams of becoming a Doctor of Veterinary Medicine.

Reviewed by: Rafael Hular

Author pages:
Rafael “Raffy” L. Hular is, the Finance and Accounting Manager. of Digido Finance Corp., monitoring and controlling the flow of cash that comes in and out of the company to meet the company’s business needs, preparing the financial reports and analysis of income and expenses, and monitoring tax compliance.  Raffy loves reading Japanese comics called manga and watching Japanese animated cartoon series. He dreams of establishing his own Accounting and Auditing Firm and teaching in a University.