- SSS has made many of its services available online.
- You can get your SSS User ID on the SSS website.
- SSS ID is a valid ID if you are applying for a loan at Digido.
- To get started, you have to sign up for an account on the Digido website.
- After that, you can apply for a loan.
How to Register on the SSS Website
The Philippine government has started a massive campaign to make online transactions available to different government offices. This is especially so when the pandemic hit, as it reduces the face-to-face transactions that happen in the government offices.
Yes, you can now register an account with SSS, and this is what we will discuss today.
What is a SSS Portal and My SSS Account?
The SSS portal is where you register for an online account. Note that this does not mean an SSS account. If you want to register for SSS membership, you have to go to an SSS office.
The SSS portal and My.SSS are the same thing. It allows members to access their SSS data without having to go to an SSS branch.
Here are the things that you can do with the portal:
– Check your contributions;
– File a loan;
– Set appointments with an SSS branch;
– Get copies of records;
– Make online transactions.
One good thing about the SSS portal is that it has a forum. Members can post questions and authorized SSS employees and officers provide answers.
Who Can Register at SSS Portal?
Only members of the SSS can register. If you are not a member of SSS yet, you have to go to the office and register as a paying member. Once you have your SSS ID, you can go to the portal and sign-up for an online account.
There are several member categories for SSS. Here are the ones who are eligible:
✔Employees who are paying members;
✔People who are self-employed;
✔Overseas Filipino Workers that have SSS membership;
✔Unemployed spouses provided that they have at least one contribution;
✔Domestic helpers and other household employees;
✔Employers who are registered.
Again, you cannot register unless you have an SSS ID. Upon registration, the system will ask you to provide your SSS number.
How Can I Register in SSS Online Step By Step?
Here are the steps on how you can register online.
1. Go to the registration page;
2. Click on Not Yet Registered? Choose from 8 options what information you want to provide (we will talk more about this later);
3. Fill out the registration form;
4.Enter the CAPTCHA code;
5. Wait for an email;
6. Confirm your email and then log in.
For the 8 options, these are information that you supplied to SSS when you became a member. Here are the options:
– Savings account number;
– Mobile number;
– MID card number;
– Employer ID number;
– Reference number for payment;
– Date of the last loan;
– Transaction number of your SSS application;
– Check number.
Take note that these are things that you supplied to SSS when you applied for membership. They will use it to validate if you are really who you say you are.
Why Do I Need SSS Online Registration and SSS Online Account?
You need to register because SSS is now moving several transactions online. For example, your SSS online account is where you would file a loan, such as in times of calamity or if you want a salary loan.
From the portal, you have to attach your documents and fill out the forms. Once you are approved, you need to add an SSS-accredited bank account. SSS will transfer your loan to this bank account directly.
What Services are Available after SSS Portal Registration?
Now, let us talk about the things that you can do on the portal.
1. Change of information
If you change your mailing address or if you want to update your phone number, you can do it online. Before this portal was put into place, you had to go to SSS and fill out a form. This is beneficial to you if you have changed your phone number. You can also change your registered email address if you want to.
2. Loan application
You can now apply for a loan online. All you have to do is to click a button and then fill out the form. The types of loan you can apply for are the following:
In relation to this, you need to know that SSS now has a mandatory checkless disbursement of loans and pensions. It means that you have to provide a bank account. If you do not use the online service, you may have problems later on as the SSS employees may tell you that you have to add your bank account number online.
One of the benefits of mothers as SSS member is that they get financial support from the organization. With the online portal, you could file your maternity notification, but you have to file this through your employer’s authorized representative.
4. Application for retirement
Once you hit the retirement age, you can log in and then apply for your pension. Once approved, they will disburse the funds to your bank account.
5. Funeral claims
If somebody who is a member of the SSS passed away, you can file a funeral claim online. You will have to provide the SSS information of the deceased, and then SSS will review and approve this from the backend.
Note that if there are some issues, SSS may notify you to go to a branch. This usually happens if you applied for a funeral benefit loan but are not listed as a beneficiary.
6. Request for records
If you want to view your records, you can make this request from the portal. For your reference, here are some of the things you can check:
✔Personal record form;
✔Records about data amendment;
✔Record for your contributions for self-employed;
In time, SSS will surely add more types of records and transactions that you can check. In case you check the records and see that there is a discrepancy, you have to go to the branch to amend it.
Yes, you can create an appointment instead of queuing at a branch. This is great if you want a UMID. You no longer have to go there to fill up forms. With this scheduling portal, you can expect to be serviced on time. The same thing goes for other transactions that you want to be conducted in person, such as filing a loan, changing your data or filing a complaint.
8. Generate a payment number
This is also called a payment reference number. It allows voluntary members to create a reference number which will expedite the processing of their SSS contributions.
How Can I Get My SSS User ID on the SSS Website?
If you forgot your USER ID, just go to the SSS portal and click on “Forgot User ID or Password.”
From here, you will be prompted to enter your SSS number. If you are an employer, you have to enter your employer ID number.
Next, you will receive an option for how you want to recover your credentials. You can choose between your email and your security questions.
Choose one of the two and then enter the CAPTCHA code on the screen. If you pass the verification process, you will receive an email and you can now reset your password. The USER ID will be on that email, too.
Is SSS ID a Valid ID for the Digido Loan?
Yes, the SSS ID is a valid ID if you are applying for a loan at Digido. SSS is the most accepted ID in the Philippines. Banks and other financial institutions also prefer SSS because it is an indication that you have a job.
If you have not heard about Digido yet, it is a financial institution that offers loans. The great thing about Digido is that it caters to the unbanked – there is no need to have a fat bank account nor provide collateral to get a loan.
Here are the eligibility requirements of Digido:
✔You must be a Filipino citizen;
✔You must be between 21 and 70 years old;
✔You must have a valid ID; you can use your SSS ID.
To get started, you have to sign up for an account on the Digido website. After that, you can apply for a loan. Also, make sure you have a mobile number that works. Digido will use that number to verify your identity.
Before you apply for a loan, it should be noted that you have to prepare some documents. The most important one that you need to get ready is your proof of income. You can use your certificate of employment, your DTI permit if you are self-employed or if you have a business, or your income tax return documents, commonly known as ITR.
Scan copies of these, along with your proof of birth and ID, as you will have to attach them to your loan application. With Digido, you can get approved in as short as 24 hours. If you get approved, they will send the money to you electronically.
What SSS has done with its website is amazing. You no longer have to go to an office to file a loan, check your contribution, or do many other things. It is also a great decision that you can attach your bank account number so they can transfer to you – there is no need to go to SSS to pick up your check.
DanicaSuperb App. It is very easy and fast approval. it's my second loan since the last time. Very happy to apply for this app. Highly recommended.5
JosephVery convenient when in need. Fast approval and long term payment you can extend the payment with reasonable cost. Thanks and more power!5
MarcA very reliable loan app. You can have the approved amount transferred to your account in less than 3 minutes. Highly recommended to those who need immediate cash☺5
MelissaI highly recommend this App. Convinient and user-friendly. This App is amazing! So easy to loan and approval is very fast just a few minutes. Disbursement is super fast. The Staff are very accomodating, polite, respectful, courteous and friendly. Digido is is very reliable, costumer service is awesome. I love the flexibility it gives to their clients and I can definitly reccomend it to anyone who needs finacial assistance. To the management and staff, thank you very much for the helping hands!5
EricaI tried Digido out of curiosity. To cut to the chase, Digido is ideal for "petsa de peligro" days where it's almost payday but also your bills is on due date because they have short payment terms (I was given 7 days term for my first loan). You can get approved as fast as 30mins and the loan will reflect immediately.4