Joshua Morales

Author pages:
Joshua Morales is the head of Customer Care Dept. and Online Sales Dept. of Digido Finance Corp. creating articles, blogs, and other learning mediums that helps Filipinos struggling on their financial literacy. Joshua also loves Cycling, Photography, Cinematography, Online gaming, Fine Arts, and dreams of becoming a Doctor of Veterinary Medicine.

Education:

BS Mass Communication/Media Studies

My work experience:

  • Head Of Customer Service at Digido Finance Corp. 2018-Present
  • Customer Satisfaction Specialist at Convergys 2015-2017
  • Fraud Specialist & Customer service specialist at ePerformax (Paypal, ebay) 2013-2014
When it comes to investing, nothing will pay off more than educating yourself. Do the necessary research and analysis before making any investment decisions.

What I know about:

Experienced Head Of Customer Service with a demonstrated history of working in the financial services industry:
  • Skilled in Customer Service Management
  • Statistical Data Analysis
  • Customer Relationship Management (CRM)
  • Customer Satisfaction
  • Customer Service Operations

Author posts

Best HMO for Freelancers in the Philippines
Your PhilHealth is not enough to cover your hospital bills. If you want to be worry-free about medical insurance, what you need is HMO coverage. Today, we will show you everything you need to know about HMO - you will have the knowledge to...
How to Renew Your Business Permits in the Philippines 2023
The time of year to renew the business permit in the Philippines is every January. Contrary to what many people believe, business permit renewal in the Philippines is not based on fiscal year. The renewal of business permit happens every January...
SIM CARD Registration In the Philippines
The SIM card registration act (1) is now in effect, and people who use a SIM card on their mobile devices should now register. This is the law, and the National Telecommunications (NTC) declared last December 12 through a publication of the IRR...
How to Save Money As a Student in the Philippines
The Philippines is a progressive country. Salaries are low, and students may not get much money from their parents. As a student, we are sure you want to save money for something—and we will help you do it.  This article will help you save...
How to Save Money From Salary in the Philippines
The salary in the Philippines is small, as it is a developing country, and the economy is not even comparable to other developed countries like the United States. According to the Department of labor and employment National Wages Productivity...
Business Permit: How to get
You cannot legitimately start a business in the Philippines unless you have a Business Permit. Without it, you will operate a business that the government does not duly recognize. What is it and why is it important? Today, we will provide you...
How to get Barangay Clearance
A Barangay Clearance is what you need to prove that you are of good moral character—that you have no pending civil or criminal case that is known by your barangay or that no one has filed a complaint against you. The Barangay Clearance is...
What Is Barangay ID?
You should have a Barangay ID as it is one of the easiest types of IDs you can get from the government. As an identification card, you can use it as a valid ID to make transactions. Today, we will answer all questions you have about getting a...
LandBank Teacher Salary Loan
Teachers who have a small salary can now breathe in relief as LandBank now offers a LandBank loan for teachers. Professionals in the academic industry can now borrow extra money should the need arise. Today, we will discuss all the things you need...
China Bank Teacher Salary Loan
Teachers in the Philippines, like in other countries, have low salaries. Because of this, it is not unusual for them to be short on cash from time to time. The good news is that there are banks willing to lend them money, like the Chinabank loan for...
Eastwest Bank Teacher Salary Loan
About Eastwest bank Philippines East West Banking Corporation, commonly known as EastWest Bank is the eleventh largest bank in the Philippines. It was founded in 1994 in Manila by Andrew Gotianun. The headquarters is at The Beaufort, a condominium...
BDO Teacher Salary Loan
About BDO Philippines BDO Network Bank operates as a subsidiary of BDO Unibank, Inc., the largest bank in the Philippines. BDO acquired the bank which is formerly known as One Network Bank, Inc or ONB through a share swap transaction covering 99.59...
Maya App Payment Services
Paying your Digido Loan is now more easy and convenient when you pay using Maya App. No more long lines and everything is just one click away. Step 1 Log in your Maya App, then click the “Bills” button. Once you click it a new window...
Payment Services in malls
SM Malls and Robinsons Malls are considered as two of the largest malls in the country. These malls also have the most number of branches nationwide that makes its service like bill payment centers more accessible for paying utility bills,...
MetroBank Mobile App Payment Services
You can now pay your Digido Loan wherever you are, whenever you are just one click away using your MetroBank Mobile App Before you proceed to your payment you need to prepare and check the following details to avoid any hassle or mistake...
Shopee Pay (e-wallet) Payment Services
Aside from using your shopee account on buying stuff online, you can now also use this app to pay your Digido loan and enjoy the convenience of hassle-free online transactions. Step 1 Open your shopee account and look and choose the “Load,...
How To Compute Back Pay In The Philippines
Congratulations! The day of your freedom has come. You’ve submitted your resignation letter, had an exit interview with your boss and HR, completed the clearance form and said goodbye to your workmates. The only thing that is missing is your...
Gadget Spree Raffle Promo
Digido’s [apply4260] Eligibility: Open for all new and repeat applications of Digido. Eligible clients should apply for loans from October 1, 2022 to November 30, 2022. Application tagged as cancelled will...
All About Credit Lines: How It Works
Way back before, all cashless transactions would come through credit cards. It was the only easy way to pay your purchases on credit. But nowadays, it is possible to pay for your goods on credit without having a credit card. There are a lot of...
Can’t pay on time? Extend your loan!
Great offer if you haven't paid your loan on time! Forgot about the repayment date? Not enough money to pay? Apply now Extend the loan and keep your credit score perfect! Loan prolongation...
First loan at 0% for new clients
Want to save money? Take a loan from Digido and get back as much as you borrowed! Apply now A unique benefit for new customers only! Terms and conditions of the promotion: 1. The promotion is only valid for...
Increase your loan amount
up to PHP 25,000! You can easily increase your cash limit. Apply now A unique offer for our loyal customers! What you need to do: Take a loan from Digido Pay it back on time with no delays in payments ...
Happy days for our customers
A few times a month we send our customers a special offer. Keep an eye on your email so you know exactly when to get a profitable loan! Apply now Sign up for Digido's newsletter and get a loan discount! The letter...
Digido is going to give a BRAND NEW E-BIKE
to a lucky winner for this cool promo! Breaking News: Congratulations to all the winners! Apply now Promo Mechanics This promo is open for all new and...
SSS Monthly Contribution Table Guide
The Social Security System, or widely known as SSS (1), updates the monthly contribution table every year. And for the year 2021, despite the pandemic, the contribution rate has increased from 12% to 13%. Many Filipinos are against the SSS new...
SSS Salary Loan Online Application Guide
Any employee who needs cash must take advantage of the SSS salary loan. The thing is that it is rarely discussed in company welcome meetings. Today, you will learn everything you need to know about the SSS salary loan. What is an SSS Salary...
How to Claim SSS Unemployment Benefits in 2023
We’re all dreaming and working for a comfortable retirement based on our regular monthly income, primarily through employment. Employees worldwide watch management activities for cost optimization, productivity enhancement, and automation with...
SSS Expanded Maternity Leave Law Guide
As an expecting parent, you have probably anticipated all the joys of having your baby in your arms. You might have also listed the names you like, as well as the baby stuff you are going to buy. These simple preparations are indeed exciting. But...
SSS Bank Enrollment Guide
In the old days, the Social Security System of the Philippines (SSS) handed out cash to recipients or beneficiaries. This changed to checks, and now, to bank transfers. It is imperative that you have an SSS-accredited bank account so they can...
How to Make PayPal Account in the Philippines
With 372 Million active users spread across 200+ countries and support for 100+ currencies, PayPal is the central cogwheel of the digital payment revolution worldwide. PayPal enjoys strong market dominance in digital transactions in developed...
How to Start a Small Business in the Philippines
Today, most Filipinos have moved on to starting a business. According to statistics, 99% of registered firms in the country are Micro, Small, & Medium enterprises (MSMEs). So, how to start a small business in the Philippines? In this article,...
Tiangge 101: cheap and quality shopping in Manila
Online shopping may be all the rage right now, but nothing beats the sheer exhilaration of going to a tiangge for quality goods at low prices. For some shoppers, it is still better to personally see and inspect a product before buying it, no...
Wedding Budget in the Philippines
A wedding is one of the biggest ceremonies and events in the life of a person, not just in the Philippines, but in the whole world. People take a long time preparing for it and spend a lot of money to have a decent and memorable wedding. Today,...
Pag-IBIG Contribution Table Guide 2023
Pag-IBIG Fund, for years, has provided more ways and benefits for Filipino workers in growing their hard-earned money. Sure, banks exist for the same purpose, but the organization at hand is equipped with more opportunities. Having a Pag-IBIG Fund...
How to Use PayMaya
Mobile wallets have seen an uptick in users and transactions especially over the past two years. The increased need for connectivity especially during a pandemic has led to more people embracing digital solutions, particularly those that help them...
Lazada Wallet in the Philippines
The world is changing and people are moving towards cashless paying methods. According to recent study PayPal discovered, 44% of bills in the Philippines are paid using digital wallets. The figure has even increased due to the pandemic, as more...
Senior Citizen Benefits in the Philippines 2023
There are so many reasons to look forward to your 60th birthday. More time to spend with family and friends, your long-awaited retirement from work with lump sums of money, a guaranteed monthly pension, and also a long string of benefits once you...
How to Get National ID
When making any transactions to banks or other institutions, a valid ID is one of the important requirements. It is not a problem if you have a bunch of valid IDs stuffed in your wallet. But what if you are one of those Filipinos who struggle to get...
The Most Popular Ipon Challenges in 2023
The Philippine term “Ipon” means "Saving for the future." Everyone has different financial goals at various life stages, such as college tuition fees, owning a car, or spending a foreign country vacation. The majority of the Filipinos live on...
Remittance Centers Guide
Financial transactions are an integral part of our daily life. Traditionally, people used cash for all their economic activities. Later, other forms of financial instruments such as cheques, bank drafts, money orders, or digital payment options...
How to Get a TIN ID in the Philippines
The BIR Tax Identification Number of TIN is your identification as far as taxes are concerned. It is proof that you are registered as a taxpayer. You can apply for TIN even if you are a student or an applicant. All you must do is go to the BIR...
How to Compute Separation Pay in the Philippines
When a business is going through a rough patch, typically, the owner’s first solution is to cut expenses. Considering the business’ fixed and variable expenditures, sometimes, terminating some of the employees is another option that the owner...
Holiday Pay Computation Guide
Have you experienced working on a holiday? Then, you must be familiar with the holiday pay here in the Philippines. As a Filipino worker, you have probably worked on a holiday at least once. The Labor Code requires additional pay for employees who...
Bayanihan to Recover as One Act
The pandemic COVID-19 occurred in the human race as a bolt from the blue. It changed our lives in remarkable ways by restricting our mobility, constraining our liberties, and by bringing hitherto unheard words such as quarantine and lockdown to our...
How To Make a Budget
Discipline is the bridge between goal and accomplishment. That applies to all aspects of life, whether you want to advance your education, start a business or even seek employment. That being said, what pushes you to seek such endeavors? Well, the...
How to Paying Your Bills in the Philippines
Paying bills is always a hassle. You have to stand in line, and this can sometimes take hours. And we are only talking about one bill. What if you have to pay several? Is there a solution to this, like a faster way to pay? Today, we will show you...
Union Bank Personal Loans
Union Bank is among the lender in the Philippines offering affordable loans. It is also the best bank for car loans in the Philippines. You can request Union bank personal loan at an interest rate of 0.66 %-1.8% monthly. Let’s dive in and learn...
Bayad Center Payments
Bayad Center (1) started out as a physical establishment in the Philippines. Bills payment Bayad Center are usually located in malls like SM and Robinsons. Typically, they are located in the Customer Service areas of the mall. They also have...
All About Coins Payments
Coins.ph is a platform where you could buy coins like Bitcoin, Ethereum, and many other types of coins. Over some time, it has evolved and now it is also a payment processing system for paying your bills in the Philippines. Today, we will talk about...
7-Eleven Payment Services
When you hear the words “convenience store”, what is the first thing that comes to your mind? For sure, you would answer 7-Eleven. Here in the Philippines, 7-Eleven is one of the well-known stores that Filipinos of all ages love to hang around....
Emergency Fund in the Philippines
Doing your budget every time you get your pay can be tricky at times. Often, people find it stressful to allocate earnings efficiently to certain expenses and funds. But it is more frustrating if you have unexpected spendings and you don't have...
Salary Grade 2023 for Government Employees
Every government, including the Philippines, has to revise its salary standards from time to time. This is imperative, as the value of money fluctuates year after year. If you are thinking of working for the Philippine government, or if you are...
How to Compute 13th Month Pay?
The 13th month pay in the Philippines is one of the most anticipated pays of the year. Contrary to popular belief, it is not a bonus. It is rather the right of an employee. Today, you will learn all you have to know about the 13th month pay and how...
All About Credit Score in the Philippines
A credit score is not a new thing. It is a measurement of your “credibility” as a borrower. The higher your score, the more likely you will get approved for a loan or credit card.  You can achieve and maintain your good credit standing by...
PNP Salaries and Ranks 2023
The Philippine National Police (1) is the police force of the country. Today we’d like to talk about the salary of our police officers in different grades or ranks. By the end of this tutorial, you will be able to understand what the police do,...
BFP Ranks and Salaries 2023
Firefighters in the Philippines (1) are part of a large and national government department called the Bureau of Fire Protection. Like all government employees, they are salaried, and they receive government compensation. Today, let us find out more...
Gadget Loan in the Philippines
The gadget loan Philippines is a kind of loan where your purpose is to buy an electronic device. This is not a new concept, but more banks are marketing it now because of the drastic need caused by the pandemic. Today, all students cannot go to...
Motorcycle Loan Guide in the Philippines
Owning a car is considered a luxury in the Philippines. Aside from skyrocketing gas prices, dealing with traffic jams and car maintenance costs may prove too much for the average Filipino. That’s why a majority of us would still prefer to ride...
Best Tips How to Survive Petsa de Peligro
It is not unusual around the world that we live from one paycheck to another. In our beloved country, the days leading to the next paycheck are called “petsa de peligro.” It is a Spanish phrase. The petsa de peligro meaning is: Petsa –...
All About a Loan in Caloocan City
Are you in need of financial help or a boost? Or even quick cash to take care of an emergency? Well, the answer is applying for the funds online or from a lender who doesn’t require a lot of documentation. If you are in the Philippines then you...
All About a Loan in Pasig City
Also known as Green City, it’s the best place for one to live in the Philippines. The environs are breathtaking which makes it a perfect holiday destination. As the COVID-19 measures are being eased, you and your family can explore Pasig City...
All About a Loan in Marikina City
Marikina is a bustling city with more than half a million in population. It had its humble beginnings when the Augustinians first arrived. It is known as the shoe capital of the Philippines where at least 70% of the country's shoe production comes...
All About a Loans in Navotas City
Money is hard to come by especially in an unstable economy, especially with the current COVID-19 pandemic still hitting places hard. But life must go on, so the Philippines still has to allow for businesses to open with the constant reminder for the...
Pag-IBIG Loan Application Guide
People have different notions about a house, yet everyone dreams about owning a home. All over the world, purchasing a house is on everyone's bucket list and is considered a financial milestone.For many, a house is the most lovely location where...
Palawan Pawnshop Guide
Way back before the start of the 21st century, average Filipino households typically relied on pawnshops to get a loan. They could easily obtain fast cash by leaving their valuable items in the pawnshop as collateral. During those times, banks and...
Cebuana Lhuillier Guide
The Cebuana Lhuillier Pawnshop is a popular pawnshop and money-transfer service in the Philippines with at least 1,500 branches nationwide. But the service had its humble beginning back in 1935 when it was still known as Agencia Cebuana. Many...
Villarica Pawnshop Guide
Are you in urgent need of cash? If so, you can go to a pawn shop and have any of your valuable items traded for credit! These items will act as collateral and pawn shops typically accept jewelry, watches, gold, cameras, television, computers, and...
Tips How to Get SSS ID
SSS stands for the Social Security System (1). In the Philippines, unemployed and self-employed individuals can register and pay a monthly contribution in preparation for their retirement. Those who are employed, however, are mandated to pay. Today,...
All about GSIS Loan in the Philippines
The routine nature of the work profile makes life unexciting and reduces your scopes of acquiring new skills. Indeed, government employment remuneration might not be on par with private sector employment for a talented one. Getting additional...
Guide to UMID Card in the Philippines
Regular interactions with SSS, GSIS, PagIBIG, and PhilHealth (1) are inevitable for any Filipino citizen. Even though these institutions have significant functional overlapping, each of them maintains a separate operational environment, including...
How to Use GCash in the Philippines
Digido is at the forefront of adopting novel solutions to provide innovative financial solutions to customers. As a legit and state licensed lender, we have a strong presence throughout the Philippines. [plus_block] Digido is a fully automated...
How to Use Dragonpay in the Philippines
"The sooner we drop the 'e' out of 'e-commerce' and just call it commerce, the better. " - Bob Willett, former President of Best Buy International. A few years ago, such a statement would have brought, a mocking smile even within the elite...
AUB Credit Card Guide
According to statistics, there are 1.12 billion credit cards in circulation worldwide and the number is expected to grow. That’s not all, research further states that there are 10,000 credit cards used every second - this seems unbelievable but it...
BDO Credit Card Application in the Philippines
BDO is one of the biggest publicly-held banks in the Philippines. It is owned by the same group that also has one of the biggest chains of malls and real estate companies in the country. Today, we will focus our attention on BDO credit cards. You...
All about RCBC Credit Cards
Rizal Commercial Banking Corporation is one of the oldest and most trusted banks in the Philippines. It was established in 1960 and is owned by a bigger group called Yuchengco Group of Companies or YGC. YGC in itself is a big conglomerate of...
Eastwest Credit Card Guide
Credit cards have become an essential part of our lives today. People are now moving to cashless methods. According to statistics, about 73 percent of all the families have access or even use a credit card to purchase. The number is expected to grow...
Guide to PhilHealth in the Philippines
What is PhilHealth? The Philippine Health Insurance Corporation (PhilHealth) was created in the year 1995 to implement universal health coverage for its citizens, including those working outside the country. The Philippine Health Insurance...
How to Get East West Bank Personal Loan
Eastwest Bank is one of the biggest commercial banks in the Philippines. You can make deposits here, do remittances, and more importantly, apply for a EastWest credit card or get a personal loan. But how? Today, we will tell you everything you need...
BPI Credit Card in the Philippines
A credit card is one of the best indicators of your financial success as an individual. Once you have one, it means that you are a trusted individual by financial institutions and are capable of borrowing and paying. Today, we will tell you...
All About the BPI Personal Loan
A personal loan comes in handy if there is something that we need to buy, and yet we do not have the funds. The good thing about a personal loan is that banks do not really ask you how you would spend it — like what BPI offers. Today, we will...
Medical Loan in the Philippines
A medical loan is a kind of credit that you use for health purposes. You can borrow money if you or some of your relatives are sick. You apply for a medical loan if you must to pay hospital bills or buy medicines that are expensive. The focus of...
Travel Loan in the Philippines
Being in quarantine for more than two years can make you feel that urge to just pack your bags and run away from the hectic demands of your everyday life in the city. Others might feel FOMO while watching their friends pack their bags and...
Unemployed Loans in the Philippines
Unemployment and underemployment are some of the most important problems of the Philippine economy. According to the Philippine Statistics Authority (PSA), the unemployment rate in the country is 6.4% as of February 2022, or equivalent to 3.13...
OFW Loan in the Philippines
With their zealot approach to explore greener pastures, Filipinos have become one of the most prominent migrant communities across the world. The OFWs, Overseas Filipino Workers of 2.4 Million include people of different capacities from housemaids...
Doctor’s Loan in the Philippines
If you are a fresh graduate as a physician, it is likely that you are going to need some cash to start your own practice. Your other option is to work in a hospital, but you will still need some equipment. Many regions in the Philippines do not have...
🟣 Online Loan up to PHP 25,000
In today's world you may need money urgently at any time. An urgent monetary requirement, such as fixing a drainage system or attending a wedding, can upset an average Filipino's entire financial planning.  Setting aside a portion of your savings...
Loans for Filipino Teachers
Teaching is not just a job; it's a calling. Teachers play an active role in shaping the character of a child and our future. It makes teaching a highly-respected profession across different segments of the human population throughout the...
Loans up to PHP10,000
Personal loans up to 10,000 pesos are a kind of loan that is tied to your salary. It is a short-term loan that has a high interest rate. PHP 10,000 cash loans on the same day are great for people who are strapped in cash and need it now. Most people...
Loans up to PHP 5,000
When you urgently need money before your salary, you can always contact a financial institution. So, in the Philippines the system of online lending is gaining popularity, where you can quickly take an online loan in the amount of PHP 5,000. Such...
How to Choose a Payday Loan
An online payday loan is issued by a private lender through the Internet. These are typically unsecured, are short-term, and can be granted quickly. These do not require collateral, but interest rates can be low or high depending on the...
What is a Short Term Loan?
Be it life or business, the unpredictability of the future makes the journey exciting. We brace ourselves up against any such uncertainties, especially in finance, through proper planning. Even with meticulous planning and efficient financial...
Fast Loan in Makati
A loan is an important aspect of anybody’s financial life. This is most especially so if you live in Makati — a premier city in the Philippines. Today, we will take a look at the different types of credits in Makati and where you can avail...
Quick cash loan in Quezon City
The bustling metropolis of Quezon City makes it the ideal place to find financing companies from which the citizens can obtain a quick loan. As a metropolis with an estimated population of +/- 3 million, people are likely to run into long lines in...
Personal Loan in Manila
A loan is a common part of life. We do not really know when we will face emergencies, and it is a good thing that there are financial institutions in Manila and the rest of the Philippines that can lend a helping hand in times of need. Today, we...
Cash Loans For Blacklisted
What to do if there is an unexpected and unplanned event that requires you to have the funds? Bank loan can help you. But what if you are on the blacklist? State banks do not issue loans to persons whose data are contained in this database....
Salary Loan in the Philippines
Having a regular and consistent income in the form of salary imparts an excellent feeling of financial security. It assures you of a sustainable and comfortable life by keeping your financial worries at bay. Life is quite unpredictable; an...
Personal loans with bad credit
Loans are an inevitable part of most Filipino's lives. They use it for a variety of activities, from covering medical emergencies to debt consolidation. It's quite usual for a Filipino, who lives on a shoestring budget, to miss the repayments of...
Fast Personal Loan
A fast personal loan is a special kind of loan intended to help those who are in a bind and need a quick source of cash to pay off an emergency. The process of obtaining the said loan can take only a few minutes. In the Philippines, such loans are...
Fast loan in one hour in the Philippines
Online loan is a small loan issued by a financial institution via the Internet. This type of crediting differs from banking in that it is issued quickly, with a greater likelihood of approval and to different segments of the population. Online...
Emergency Loans in the Philippines
An emergency loan is one that you borrow because of unforeseen circumstances. Unlike other loans, this is a kind of loan that you can get in as quick as 24 hours. And rightfully so - you need cash right now. The two most common types of emergency...
🟣 Easy Cash Loan Online
Even with excellent financial planning and discipline, one can’t eliminate the possibilities of financial emergencies completely. Everyone goes through different forms of the financial crisis at various stages of life. It can be arranging funds...
Cash Loan Without collateral
When money is urgently needed, most of people turn to banks, because only in a reliable financial organization you can get a loan on fair terms. But what to do when you need a small amount before the salary and however, you do not have...
Fast Loan Without a Bank Account in the Philippines
Applying for a loan here in the Philippines does not have to be hard, even if you don’t have a bank account. Given the fact that the majority of Filipinos are unbanked and untapped by the formal banking industry, private and informal...
Student Loan in the Philippines
Life for a student in the Philippines is quite tough. There comes a time when you need money to buy materials for your project, books, or other things that the university may require, especially if you are taking courses that require a lot of...

Expert posts

Debt Consolidation Loan Philippines
Do you find it challenging to manage numerous debts and make monthly payments on time? A debt consolidation loan in the Philippines may be the answer you need to streamline your finances and regain control. A single loan can streamline your...
What is DOLE or Department of Labor and Employment Philippines
The Department of Labor and Employment (DOLE)(1) is the Philippine government agency responsible for promoting the welfare of workers, job creation, and maintaining industrial peace. DOLE serves as the primary policy-making and coordinating...
Mga Pautang Nang Walang Payroll sa Pilipinas
Alam mo ba na pwede kang umutang ng wala kang trabaho? Karamihan sa mga tao ay nag-iisip na maaari lamang silang humiram ng pera kung mayroon silang trabaho; karamihan sa mga kumpanya ay humihingi ng kanilang patunay na sila ay may suweldo. Ang...
Quick Loan No Requirements Philippines
It is commonly known that many borrowers in the Philippines do not qualify for traditional loans because they cannot provide the required documentation. Typically, when applying for a loan, there are certain requirements that must be met, such...
What is VUL Insurance in the Philippines
Are you worried about your finances or looking to grow your finances during an economic standstill, consider investing in Variable Universal Life (VUL) insurance. VUL insurance is a great option for those who want to make a profitable investment...
Appliances Loan: Affordable Financing for Your Home Needs
Whether you are buying an appliance for the first time or replacing an old one, finding good options that are within your budget can be difficult. And even if you find one that satisfies your needs and preferences, it may not be affordable. Then...
How much is a Seaman’s Salary in the Philippines
Do you know that a seaman is one of the highest paid workers in the world? No wonder it is one of the most sought-after jobs in the Philippines. Not only is the salary very satisfactory but you get to travel and see places around the world....
Middle Class in the Philippines: Understanding and Income Ranges
Do you consider yourself a middle-class earner or citizen? What is the middle class in the Philippines? According to the Philippine Statistics Authority, a middle-income person is one who earns between ₱18,000 to ₱109,200 per month (1)....
Build Now Pay Later in the Philippines: How Does it Work?
Wants to build a dream house, but doesn’t have enough cash? Fret not, because nowadays, it is possible for you to start building your dream home or project without worrying about your finances. Wondering how? Read on and you’ll find the...
Top 10 Highest Paying Jobs in the Philippines 2023
The Philippines is one of the most rapidly-growing economies in the world. Still, the country continues to struggle with high poverty levels and a huge wealth disparity(1). Many people in the Philippines struggle with low income. The majority...
How to Get Income Tax Return (ITR) in the Philippines
What is income tax return Philippines? The income tax return document is an annual document from the Bureau of Internal Revenue (BIR). Today, we will discuss the following: What is ITR Philippines How do you get an ITR? Where to get...
Paluwagan: The Pros and Cons of Traditional Filipino Savings System
Saving money is a difficult thing to do. You need strict discipline to be able to do this. The good news is that Filipinos found an ingenious way to save money without the need for a bank. All it takes is a group of like-minded people to support...
10 Passive income ideas in Philippines 2023: Unlock Financial Freedom
Are you tired of living paycheck to paycheck? Are you looking for a way to increase your income without having to work longer hours? There's a solution that can help you achieve financial freedom: passive income. Passive income is money...
Flight Attendant Salary in the Philippines 2023
If you're considering a career as a flight attendant in the Philippines, one of the most important factors to consider is your potential salary. Flight attendants play a crucial role in ensuring the safety and comfort of airline passengers, and...
Loan for Freelancers in the Philippines
The average salary of a freelancer in the Philippines (1) is ₱24,000. It is too small, and freelancing has hidden costs, such as taxes, computer maintenance, internet, etc. Freelancer's income is not stable. Because of this, it is not...
Renovation House loan in the Philippines
A home renovation is one of the only investments that can improve the quality of life in your living space and increase the value of your home in the future. Renovating can boost the return on investment (ROI)(1) of a house. Some homeowners want...
How to save Electricity in the Philippines
Electricity is becoming more and more expensive in the Philippines. It is concerning, considering that for the same consumption of power, you now have to pay almost double the price. As a hot country, we need air-conditioning systems and...
Pautang ng Cellphone in the Philippines
Patok ang cellphone sa Pilipinas dahil mahilig ang mga Pilipino sa text at social media. Noong 2020, ang Pilipinas ay mayroong 79 milyong populasyon na gumagamit ng smartphone (1). Ang bansa rin na ito ang text capital ng mundo. Dahil diyan,...
How to Get NBI Clearance in the Philippines
[faq] Read the new article about Most In-Demand Jobs in the Philippines...
What is Multi-Purpose Loans (MPL) in the Philippines
As the government is cognizant of the financial situations of its members, a multi-purpose loan (MPL) was designed to help its members with any immediate financial need. One critical benefit protects its members from unpaid loans ballooning to...
Best Loyalty Discount and Rewards Cards Philippines in 2023
For shopgoers, owning more than one loyalty and reward card is not uncommon. From grocery, clothing, or other essential stores, they will surely have a card ready for swiping to avail of various fancy rewards. Of course, who doesn't want...
Paano Magrehistro ng Online Business sa BIR
Isa sa mga kailangan mong kumpletuhin para maging lehitimo ang iyong negosyo ay ang magparehistro sa Bureau of Internal Revenue. Kasama si Digido, malalaman natin ang proseso kung paano ito gagawin! Paano I-register ang Online Business Ang...
Pautang sa Loob ng 15 Minuto
Mabilisang : Ano Nga Ba Ito? Ang pautang sa loob ng 15 minuto ay isang panandaliang paraan ng paghiram ng pera. Mabilis ang desisyon dito. Kapag kakaunti na ang pera mo at ilang araw pa ang dapat hintayin bago sweldo,...
How to Start Online Business in the Philippines
An online business is better than a physical one because there is not a lot of overhead. However, how do you even begin to put up an online business? Today, we will learn everything there is to know about how one can start an online business in...
Most In-Demand Jobs in the Philippines 2023
What are the in demand jobs in the Philippines? The Philippines is a country of smart and hard-working people. The economy is growing, and it is high time you know which jobs have a high demand. This way, you can make the right decision about...
Fast Loan in 15 Minutes
: What is? Loan in 15 minutes is a short-term form of borrowing that provides a fast decision and a quick payout. When your available cash is low, and your source of cash will take several days to come, applying for loans...
Teachers Salary Grade In The Philippines
Teachers play a very special and important role in the Philippines. They are tasked with shaping young minds, giving them a solid foundation for future education and work. Since a lot more students attend public schools in the Philippines, public...