Quick Cash Loan Without Collateral

How much money do you need?
10 000
min ₱ 1 000
max ₱ 10 000
You will have to return*: 10 000
All your data is under secure protection!
*Interest payments are approximate. The final loan amount and interest rate must be confirmed in your loan agreement after loan approval

Who can get a Digido loan?

You are 21-70 years old
You are a Filipino citizen
You have a valid government ID
Last updated: March 16, 2023
Written by: Joshua Morales | Reviewed by: Mark Anthony

Key takeaways:

  • Banks are very popular in the Philippines, but bank loans often require collateral or a guarantor.
  • There are companies that allow you to get a loan without collateral for small amounts.
  • Digido requires no collateral and provides quick loans on favorable terms.

When money is urgently needed, most of people turn to banks, because only in a reliable financial organization you can get a loan on fair terms. But what to do when you need a small amount before the salary and however, you do not have valuable property to mortgage it? Banks carefully check borrowers and often give only collateral loan Philippines to those who have collateral. But in the financial market of the Philippines there are other offers that allow you to get a loan without collateral for small amounts. Currently, lending companies Philippines without collateral that issue loans without collateral are very popular.

Where can I borrow money fast in the Philippines?

There are many financial institutions that are willing to provide you with a quick loan.They can be banks, pawnshops or online loan companies. However, banks most often take a few days to review your application, so a bank loan cannot be called a quick one. In order to get a loan from a pawnshop, you need a collateral, a valuable property that serves as a guarantee of repayment. The easiest and most convenient way to get a quick loan without collateral in the Philippines is online loan companies.

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Benefits of Digido loan

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Can you get a cash loan Philippines no collateral in Digido?

Digido is rapidly gaining popularity in the Philippines thanks to the loyal requirements and the simplicity of use. This lending company Philippines without collateral does not require collateral and provides fast loans on favorable terms. Thus, each filipino can take a quick cash loan without collateral right at the workplace, at home, at a lecture or in a car – in any place where there is access to the network.

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How can I get a loan without collateral?

Digido issues non collateral loan Philippines ranging from 1,000 to 25,000 PHP. First borrowers can borrow up to a maximum of 10,000 PHP. When you re-apply the credit limit is increased, but only on condition of timely repayment of the first debt.

Waiting for a decision on the request of credit funds will be up to 10 minutes. During this time Digido will check all the claimed data, consider the credit history. A quick cash loan without collateral can be obtained even by a client with credit history errors. The percentage of approved applications reaches 90%.

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How to get a loan in Philippines with no requirements?

Many people, especially those who have been refused a loan by a bank, want a loan with no requirements. Banks usually impose many conditions on the borrower before approving a large sum of money. The client has to provide proof of income, a document from an employer, a co-borrower or a thing as collateral. But most Filipinos don’t have that option, so they get rejected by the bank. So they start looking for a finance company that gives cash loan no requirements Philippines at all.

Of course, online loan companies make loans much easier than banks. But it is incorrect to say that they lend a online loan in Philippines no requirements. Usually the customer must meet the minimum requirements available to every Filipino: be of legal age, have 1 government ID from the List of valid ID and a mobile phone number. Then he can qualify for a fast and easy loans no requirements.

Borrower verification is a mandatory step when applying for even quick loans. In online lending companies, the procedure is easier and quicker than in banks. If a company offers you a cash loan no requirements Philippines at all, and without showing any ID, there is a danger that they are scammers. In our opinion, the right solution is not to look for workarounds that will lead to illegal lenders, but to try to improve your credit history. To do this, you need to cooperate with legitimate companies and avoid defaults when using loans.

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How to interact with Digido

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Advices before issuing a loan without collateral

Answer the following questions before taking a cash loan non-collateral:

  1. This loan is the only way out?
  2. Do you realize that you are responsible for non-repayment of debt?
  3. Do you understand the principle  of interest calculation?
  4. Do you know the total amount to be paid?
  5. Do you have extra sources of funds in case of impossibility to repay the debt?
  6. Are you satisfied with the other loan conditions?
  7. Can you economize on your quick cash loan without collateral and pay it early?

The answers to these questions are needed to understand the seriousness of the procedure. Many borrowers are careless about the registration of loans through the Internet, thinking that if the organization is not a bank, then it is not necessary to return the money. This is not true! The Digido credit policy is fully in line with Philippine law. The borrower who has not returned the debt will be fined. In case of non-payment of a fine the debtor will be summoned to court. But it is also good for the client, because the law protects him too. (2)

So if you think about where to borrow money without collateral, feel free to contact Digido.

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  • Where can I borrow money without collateral in the Philippines?
    You can choose any credit company with a state license. We recommend Digido. Here you can take a loan without collateral up to 25,000 pesos.
  • What is a loan without collateral called?
    It is an unsecured loan. This is a loan that doesn't require any type of collateral. Instead, lenders approve unsecured loans based on a borrower's credit rating.
  • What is the easiest loan to get approved for?
    The easiest way to get a loan for a small amount of up to 10,000 pesos and a short term of up to 15 days, such as in Digido. Also, additional documents and a high credit rating will increase your chances of getting one.
  • What should I do if I can't return my debt?
    Borrowers who have got into difficult financial situation are offered to prolong the contract and change its terms. To change the terms of the contract, you need to call the Digido hotline and explain your situation. We appreciate conscientious clients who want to return debts, but do not know how. Such borrowers are offered a way out of the difficult situation, depending on the complexity of the problem.
  • What if you don't have collateral for a loan?
    This is not a problem for Digido. Digido issues cash loans Philippines no collateral and no credit check of the borrower. The main thing is to provide all the necessary documents. All you need to have with you: valid ID, mobile phone and Philippine citizenship, also the age from 21 to 70 years. Only 1 valid government document will be required, but you may additionally provide other documents such as payslip, COE, ITR, company ID, DTI. (1)
  • How to get money in Digido?
    Most often, clients receive a loan without collateral in the Philippines on a bank account. If you don't have a bank account, it's not a problem. Digido can issue money in cash. To do this, follow the procedure described above. If the client has not specified the bank details, he is offered to issue a personal loan Philippines no collateral. A unique number comes to the mail of the borrower - you need to remember it or write it down, then go to the offline point of issuing funds. A credit is attached to this number. Digido already have over 60 offices where you can get cash or draw up a loan. Now some of them are closed due to the pandemic, but with each passing day more and more offices of Digido resume their work. You will definitely find office nearby.


Joshua Morales
Author pages:
Joshua Morales is the head of Customer Care Dept. and Online Sales Dept. of Digido Finance Corp. creating articles, blogs, and other learning mediums that helps Filipinos struggling on their financial literacy. Joshua also loves Cycling, Photography, Cinematography, Online gaming, Fine Arts, and dreams of becoming a Doctor of Veterinary Medicine.
Mark Anthony
Author pages:
Mark Anthony is, the Finance and Accounting Manager. of Digido Finance Corp., monitoring and controlling the flow of cash that comes in and out of the company to meet the company’s business needs, preparing the financial reports and analysis of income and expenses, and monitoring tax compliance.

Digido Reviews

  • Asher
    The best online loan app. Low interest, friendly customer service and fast approval. It was my second time. Hope they will higher my limit amount loan. I'l keep my good record for this platform.
  • Arwel
    Very nice online application deserved a 5 star rate. Easy to fill up and very fast disbursement once your application is approved. Very helpful during this pandemic with low interest. The agent is friendly and professional to approach. I highly recommend this legit online app.
  • Shariffa
    Very nice and friendly Customer Service. I borrowed 2x already and i never had a hard time. Just always remember to pay on time.
  • Ernest
    The app is efficient and user-friendly. It generates results in just a few minutes. Not only the system is laudable ,the staff and its workers are polite ,respectful and courteous. They really know how to treat their clients well and find ways how to ease the situation that this pandemic brings. Congratulations to this company! You deserve a five star commendation!
  • Frederico
    One of the best Loan App, reliable, quick cash disbursement and they also give you alternative plan option to settle your debt, so far I'm satisfied with it 😊👍
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