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Fast Loan up to PHP10,000 in the Philippines

Last updated: April 11, 2024
Written by: Digido Financial Writers Team | Reviewed by: Anna Kireeva

Key takeaways:

  • A loan is a financial necessity for many Filipino citizens.
  • There are several options for getting a loan – banks, online companies, private lenders.
  • We recommend a loan of 10000 pesos or more from Digido.
  • Digido gives automated loans online within 24 hours, without an office visit.
How much money do you need?
10 000
min ₱ 1 000
max ₱ 10 000
You will have to return*: 10 000
All your data is under secure protection!
*Interest payments are approximate. The final loan amount and interest rate must be confirmed in your loan agreement after loan approval
Who can get a Digido loan?
You are 21-70 years old
You are a Filipino citizen
You have a valid government ID

How to Get 10000 loan?

Personal loans up to 10,000 pesos are a kind of loan that is tied to your salary. It is a short-term loan that has a high interest rate. PHP 10,000 cash loans on the same day are great for people who are strapped in cash and need it now. Most people live from paycheck to paycheck, and then sometimes they run out of funds. In this case, the best solution is to borrow money from an online lending company.

Find out here
Can you Get a Fast Loan in 15 minutes?

Where to Get a 10k loan in the Philippines?

It is very difficult to argue with the fact that loans are convenient. They are used all over the world, and there are many different organizations for processing loans – from small financial companies to global banks that provide funds for entire countries.

And this system is designed so that you can increase your funds and gain an advantage by managing your money properly. Everything depends only on the organization in which you apply for the loan.

So, where a Filipino can get a quick loan of PHP 10,000? You can’t take that amount of money from the bank, it’s too small. But there are a few other choices for you:

  • You can go to a pawnshop. In this case, prepare a deposit, which you will leave in the pawnshop. The amount of your loan depends on its price. Be careful – if you do not return the money, the pawnshop will pick up your item.
  • You can borrow PHP 10000 from friends. Do you think it’s the easiest way? You’re wrong. A friend wouldn’t charge you any interest, but your relationship could collapse. Especially if you return the money late.
  • You could take a PHP 10,000 loan with no credit check from a lending company. That’s a good way to go. You don’t have to collect a large set of documents to take out a loan. You do not need to draw up a statement of work, financial statements, take a certificate of the taxpayer, mortgage property, bring a guarantor. All you need is an ID and a mobile phone number. You will also need email to receive alerts from your system.
Get a PHP 10,000 fast loan from Digido
  • First loan with 0% interest rate
  • In only 4 minutes you can receive up to PHP 10,000

How to Clear Bad Credit History in the Philippines

Digido App

What is a PHP 10,000 Quick loan from Digido

Digido is legal and certified a Philippine lending company that offers quick Digido  loans for PHP 10,000. It has physical locations and online services. However, it has a twist because Digido does not ask for collateral. Also, Digido is not going to ask you for your ATM card.

Digido interest rate for the first loan is zero. Yes, it’s true! You can get Digido first loan without overpaying! For subsequent loans Digido interest rate will be about 1% per day. The exact cost of the loan will be specified in your contract.

Essentially, Digido is a lending company that takes risks by lending to people who have no collateral. Let us take a closer look at Digido to understand it further.

Digido has several advantages over other cash loan providers. Let’s take a look at the best ones.

Digido was one of the big winners of the International Finance Awards 2023, being recognized in the categories of “Most Innovative Online Lending Platform – Philippines 2023” and “Fastest Growing Lending App – Philippines 2023.” Digido was also honored with the “Best New Online Lending Service – Philippines 2023” award by Global Banking & Finance Awards®, an international financial news portal.

Advantages of a 10k loan from Digido

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What are Digido 10k loan Terms and Requirements

Accessible to individuals between the ages of 21 and 70, obtaining a 10k loan does not necessitate proof of formal employment or income. All you need is a passport, a consistent source of income, and an active bank account or card. Even if you’re informally paid or have a negative credit record, you could still secure up to 10000 loan.

  • Loan terms – Digido offers a maximum loan term of 30 days. If you borrow money, you need to return the money as well as interests within 30 days. The method by which you pay will depend on your agreement with Digido. You can pay it online or in their physical locations.
  • Loan amount – in Digido, you can borrow a minimum of PHP 1,000 and a maximum of PHP 25,000. If you are a good borrower, the company has the option to increase the amount you can borrow. If you want to have a reliable lender, make sure you pay your loan on time. If you are a first-time borrower, you can get a PHP 10,000 loan maximum. This amount will gradually increase as you do repeat business with Digido.
  • Borrower requirements – Digido only needs to verify your identity (1 government valid ID) and your proof of income. Here are some examples of the IDs and other documents you have to prepare:
    • SSS ID;
    • Driver’s License
    • Philippine passport
    • UMID ID
    • TIN ID
    • National ID (PhilSys)

So, how to get 10 thousand loan? If you follow these rules, you can easily take a PHP 10,000 loan online at Digido.

Who is eligible to apply for a Digido loan?

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Online Lending Without Bank Account Philippines

How to Get 10k loan with Digido: Easy Steps

Start by visiting the Digido website or mobile app by clicking the “Apply Now” button below. Setting up your personal account:

  1. First, select 10,000 pesos into the Digido loan calculator and provide your phone number. You’ll receive an SMS for registration.
  2. After account setup, upload your valid ID and personal details in the dedicated online section.
  3. Once your application is greenlit, you’ll receive your loan through your chosen method in the Philippines (bank account, e-wallet, or remittance centers for repeat borrowers. Approvals typically take under 30 minutes with Digido online loan application process!
I want to borrow ₱ 10000
Min: ₱ 1000
Max: ₱ 20000
Payment Terms 10 days
7 days
21 days
My Monthly Gross Income ₱ 20000
You return*: 10 000
All your data is under secure protection!
We recommend taking a loan!

* Interest payments are approximate. The final loan amount and interest rate must be confirmed in your loan agreement after loan approval.

Benefits of 10,000 pesos cash loan in the Philippines

PHP 10,000 cash loans are far better than bank ones and other loan alternatives. Let’s see why this is so.

  • Fast – online loans are fast. You can get approved in as short as 24 hours. All you need to do is to present your documents, and they will be able to make a decision how much they can loan you based on these documents. With banks, it will take you weeks or months before you get approved.
  • Easy – application is easy; you no longer need to look for character references, and you do not even have to prepare documents about your properties or collateral. Unlike banks, there is no need to prepare lots of documents for a payday loan.
  • For any purpose – unlike banks, a payday loan company does not ask what you will spend the money on. With payday loans, you can borrow money and not even worry about what you will tell the lender. In banks, you will not get approved for a loan if your purpose does not fit what they want to service. With payday loans, you can use the money as you please. You can buy clothing, gadgets, or even use it for vacation if you want.
  • Minimum of documents – to apply for a payday loan, you just need to prepare a proof of identity and a proof of income. Both of these may include your proof of residence. If not, then you may need to photocopy any of your utility bills that contain your name.

As you can see, PHP 10,000 loans with low interest have several benefits. Many lending companies also allow you to apply online. Instead of wasting your time queueing to banks, you just have to launch a browser, visit the site, and fill up your application details.

Also read all about
Gadget Loan with no Down Payment in the Philippines

Digido - best online loan app in the Philippines

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Why do People Take PHP 10.000 Fast Loans?

Usually, people take easy loans when the out of the pocket expenses exceed their regular savings. For instance, if you had to spend a substantial amount on your pet dog’s treatment, your financial reserves for credit card payments will become inadequate, at least for the month. Similarly, purchasing an expensive product that you have earmarked for offer periods or an additional payment of taxes, etc. can topple your financial plans for the month.

These are the most common reasons for the Filipinos to arrange a short 10000 cash loan:

1. Medical Emergencies

Health problems always come at the wrong time, and it’s impossible to prepare for them. If you don’t have savings, you can cover medical expenses with a loan for medical treatment. For example, buy expensive medications or pay for a nurse’s care.

2. Paying Bills

If you’re having temporary difficulties paying your bills, a personal loan can help. You can pay utility bills, Internet bills, and more. The main thing is not to do this every month!

3. Wedding Expenses

A wedding is one of the most important events in a person’s life! But it is also one of the most expensive. You can borrow for your wedding to pay for the banquet, food, wedding clothes, and honeymoon with a wedding loan.

4. Vacation Expenses

Go on the vacation of your dreams! Choose a beautiful place and relax in a luxury hotel. A vacation loan will allow you to rest properly and start work with fresh energy.

Whatever the reasons are, if you default the credit card payment, it will reduce your credit scores. A low credit score and a blemished credit history will make you ineligible for any other loans.

Read about
OFW Loan No co-Maker

Can I Get a 10000 Fast loan with no Credit Check?

Many people want to get a loan without a credit check. But if the company works legally, it will have at least a minimum credit check. For example, a Digido customer goes through a minimum check, so even a person with a bad credit history has a chance to get a PHP 10,000 quick loan from Digido.

But if there are a lot of debts, it’s likely to be a refusal on the loan. In any case, you can leave a loan request, specify the desired amount, for example, a loan for PHP 10,000, and wait for the solution. It will come quickly, and you will know if the loan is approved. Digido has a very high approval rate, so you have a chance.

Fast Loan up to PHP 10,000
with only 1 government-issued ID

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Fast Loan in 1 hour


  • Where can i borrow 10k in the Philippines?
    You can choose any of the official lending companies, the most important thing is to make sure that it is under the control of the state. We recommend Digido Lending Company.
  • What is the best place to borow money ASAP in Philippines?
    The easiest way to get an online loan for a small amount of up to 10,000 pesos and a short term of up to 15 days, such as in Digido. You can apply for a loan online or through a Digido mobile app. In a few hours you will receive the amount you need.
  • Is online lending legal in Philippines?
    Yes, many companies in the Philippines issue loans legally and have a registration number in the government registry. For example, Digido has SEC Registration No. 202003056. Certificate of Authority No. 1272
Disclaimer and Editor’s note


Digido Financial Writers Team is a team of experts in the field of finance and credit, specializing in writing articles for Digido blogs.
Anna Kireeva
Author pages:
Anna is a marketing communications professional who specializes in digital marketing strategies and long-form content.

Digido Reviews

  • Janine
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  • Maria
    When my son's tuition fee was due and I was short on cash, I applied for a 10k loan from Digido. They provided the much-needed funds swiftly. I can't thank them enough!
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  • Jane
    I took a 10,000 loan from Digido. The disbursement is really fast. I did everything through their app in 15 minutes. If you want to get money fast, download the app and you will be happy!
  • Judith
    Medical bills hit me out of nowhere, and I needed quick assistance. Digido came through with their loan 10k, processed within 30 minutes, with just one document needed! They really helped me out in a pinch.
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