Free loan up to PHP 10 000, 90% approval!

In this article, you will learn how easy and simple it is to get approved for a loan up to PHP 10,000 in the Philippines. All requirements to get a loan online, terms and conditions and secrets of lending companies. Digido will 100% give you an urgent loan if you are a Philippine citizen and have 1 ID and mobile phone and passed the credit check. 5 minutes and you have the money!

Fast Loan up to PHP10,000

Last updated: October 25, 2022

Written by: Sean Martin D. Plantado | Reviewed by: Rafael Hular

Key takeaways:

  • A loan is a financial necessity for many Filipino citizens.
  • There are several options for getting a loan – banks, online companies, private lenders.
  • We recommend a loan of 10000 pesos or more from Digido.
  • Digido gives automated loans online within 24 hours, without an office visit.

Personal loans up to 10,000 pesos are a kind of loan that is tied to your salary. It is a short-term loan that has a high interest rate. PHP 10,000 cash loans on the same day are great for people who are strapped in cash and need it now. Most people live from paycheck to paycheck, and then sometimes they run out of funds. In this case, the best solution is to borrow money from an online lending company.

How can I get a loan?

It is very difficult to argue with the fact that loans are convenient. They are used all over the world, and there are many different organizations for processing loans – from small financial companies to global banks that provide funds for entire countries. And this system is designed so that you can increase your funds and gain an advantage by managing your money properly. Everything depends only on the organization in which you apply for the loan.

I want to borrow ₱ 10000
Min: ₱ 1000
Max: ₱ 20000
Payment Terms 10 days
7 days
21 days
My Monthly Gross Income ₱ 20000
You return*: 10 000
All your data is under secure protection!
We recommend taking a loan!

* Interest payments are approximate. The final loan amount and interest rate must be confirmed in your loan agreement after loan approval.

So, where a Filipino can get a PHP 10,000 quick loan? You can’t take that amount of money from the bank, it’s too small. But there are a few other choices for you:

  • You can go to a pawnshop. In this case, prepare a deposit, which you will leave in the pawnshop. The amount of your loan depends on its price. Be careful – if you do not return the money, the pawnshop will pick up your item.
  • You can borrow from friends. Do you think it’s the easiest way? You’re wrong. A friend wouldn’t charge you any interest, but your relationship could collapse. Especially if you return the money late.
  • You could take a PHP 10,000 loan with no credit check from a lending company. That’s a good way to go. You don’t have to collect a large set of documents to take out a loan. You do not need to draw up a statement of work, financial statements, take a certificate of the taxpayer, mortgage property, bring a guarantor. All you need is an ID and a mobile phone number. You will also need email to receive alerts from your system.
Apply now

→ Learn how to clear bad credit history in the Philippines

Quick PHP 10,000 loan in Digido

Digido is a Philippine lending company that offers quick Digido  loans for PHP 10,000. It has physical locations and online services. However, it has a twist because Digido does not ask for collateral. Also, Digido is not going to ask you for your ATM card.

Digido interest rate for the first loan is zero. Yes, it’s true! You can get Digido first loan without overpaying! For subsequent loans Digido interest rate will be about 1% per day. The exact cost of the loan will be specified in your contract.

Essentially, Digido is a lending company that takes risks by lending to people who have no collateral. Let us take a closer look at Digido to understand it further.

Advantages of Digido Online Loans

Digido has several advantages over other cash loan providers. Let’s take a look at the best ones.

– Fully automated – if you get a PHP 10,000 online loan, you do not have to go to a physical location. The processing of your loan is done electronically, and you just have to send copies of your documents to them. The transfer of your funds is also automatic – they will be transferred to your bank account. Also, paying for your loan bank is online too. You no longer need to fill out paper forms and pay to banks or to Digido offices.

– High approval rate – you just need to present proof of identity and proof of income. As a borrower, you are very likely to get approved provided that you can meet the company’s requirements. Digido loan approval rate is high because it only needs a guarantee that you are employed. Also, the amount of money you can loan here is controlled. You can easily take cash PHP 10,000 on the same day.

– Online application – the application for a loan on Digido is online. Just go to the company’s website and apply. Prepare your documents, such as your valid government ID and your proof of income. If you have no scanner, do not worry. You can take photos of your documents and submit them online. Just make sure that the photos are clear and that they are taken under proper lighting.

But what about the loan terms of Digido? Let’s take a look at their rules.

→ Learn can you get a fast loan in 15 minutes

Digido loan terms

As all other lending companies, Digido has their own rules. In this section, you will learn how much money you can loan and what is expected from you as a borrower.

  • Loan terms – Digido offers a maximum loan term of 30 days. If you borrow money, you need to return the money as well as interests within 30 days. The method by which you pay will depend on your agreement with Digido. You can pay it online or in their physical locations.
  • Loan amount – in Digido, you can borrow a minimum of PHP 1,000 and a maximum of PHP 25,000. If you are a good borrower, the company has the option to increase the amount you can borrow. If you want to have a reliable lender, make sure you pay your loan on time. If you are a first-time borrower, you can пget a PHP 10,000 loan maximum. This amount will gradually increase as you do repeat business with Digido.
  • Borrower requirements – Digido only needs to verify your identity (1 government valid ID) and your proof of income. Here are some examples of the IDs and other documents you have to prepare:
    • SSS ID;
    • Driver’s License;
    • Company ID.

If you follow these rules, you can easily take a PHP 10,000 loan online at Digido.

Apply now

→ Do you know about online lending without bank account Philippines?

Benefits of 10,000 pesos cash loan in the Philippines

PHP 10,000 cash loans are far better than bank ones and other loan alternatives. Let’s see why this is so.

  • Fast – online loans are fast. You can get approved in as short as 24 hours. All you need to do is to present your documents, and they will be able to make a decision how much they can loan you based on these documents. With banks, it will take you weeks or months before you get approved.
  • Easy – application is easy; you no longer need to look for character references, and you do not even have to prepare documents about your properties or collateral. Unlike banks, there is no need to prepare lots of documents for a payday loan.
  • For any purpose – unlike banks, a payday loan company does not ask what you will spend the money on. With payday loans, you can borrow money and not even worry about what you will tell the lender. In banks, you will not get approved for a loan if your purpose does not fit what they want to service. With payday loans, you can use the money as you please. You can buy clothing, gadgets, or even use it for vacation if you want.
  • Minimum of documents – to apply for a payday loan, you just need to prepare a proof of identity and a proof of income. Both of these may include your proof of residence. If not, then you may need to photocopy any of your utility bills that contain your name.

As you can see, PHP 10,000 loans with low interest have several benefits. Many lending companies also allow you to apply online. Instead of wasting your time queueing to banks, you just have to launch a browser, visit the site, and fill up your application details.

→ Also read all about Gadget Loan wiht no down payment in the Philippines


  • Where can I get a 10k loan?
    You can choose any of the official lending companies, the most important thing is to make sure that it is under the control of the state. We recommend Digido Lending Company.
  • What are the best online loans in Philippines?
    The easiest way to get an online loan for a small amount of up to 10,000 pesos and a short term of up to 15 days, such as in Digido. You can apply for a loan online or through a Digido mobile app. In a few hours you will receive the amount you need.
  • Is online lending legal in Philippines?
    Yes, many companies in the Philippines issue loans legally and have a registration number in the government registry. For example, Digido has SEC Registration No. 202003056. Certificate of Authority No. 1272

Why do People Take Easy Loans?

Usually, people take easy loans when the out of the pocket expenses exceed their regular savings. For instance, if you had to spend a substantial amount on your pet dog’s treatment, your financial reserves for credit card payments will become inadequate, at least for the month. Similarly, purchasing an expensive product that you have earmarked for offer periods or an additional payment of taxes, etc. can topple your financial plans for the month.

These are the most common reasons for the Filipinos to arrange a Salary loan: 

1. Medical Emergencies

Health problems always come at the wrong time, and it’s impossible to prepare for them. If you don’t have savings, you can cover medical expenses with a loan for medical treatment. For example, buy expensive medications or pay for a nurse’s care.

2. Paying Bills

If you’re having temporary difficulties paying your bills, a personal loan can help. You can pay utility bills, Internet bills, and more. The main thing is not to do this every month!

3. Wedding Expenses

A wedding is one of the most important events in a person’s life! But it is also one of the most expensive. You can borrow for your wedding to pay for the banquet, food, wedding clothes, and honeymoon with a wedding loan.

4. Vacation Expenses

Go on the vacation of your dreams! Choose a beautiful place and relax in a luxury hotel. A vacation loan will allow you to rest properly and start work with fresh energy.

Whatever the reasons are, if you default the credit card payment, it will reduce your credit scores. A low credit score and a blemished credit history will make you ineligible for any other loans.

All operations are performed online - you don't have to leave your house
In only 4 minutes you can receive up to 5000 pesos in your bank account
We don't require guarantors representation, documentation, or guarantee deposits.
The service is fully automated

→ Read about OFW Loan no co maker

Can I get a loan with no credit check?

Many people want to get a loan without a credit check. But if the company works legally, it will have at least a minimum credit check. For example, a Digido customer goes through a minimum check, so even a person with a bad credit history has a chance to get a PHP 10,000 quick loan from Digido. But if there are a lot of debts, it’s likely to be a refusal on the loan. In any case, you can leave a loan request, specify the desired amount, for example, a loan for PHP 10,000, and wait for the solution. It will come quickly, and you will know if the loan is approved. Digido has a very high approval rate, so you have a chance.

Apply now

Digido Reviews

  • Janine
    I think this is one of best apps in money lending. The term is longer and they have options. Loan amount is also acceptable. Very helpful for people in need. Keep it up!
  • Janrose
    Very considerate, they will give you enough time to settle or renew your loan with minimum interest.
  • Jako
    Efficient, Seamless and Reasonable transaction. First time user. Well done. 😉
  • Arnold
    It was a very good transaction, fast disbursement and no interest for first time loan. Thank you Digido!
  • Arwel
    Very nice online application deserved a 5 star rate. Easy to fill up and very fast disbursement once your application is approved. Very helpful during this pandemic with low interest. The agent is friendly and professional to approach. I highly recommend this legit online app.
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Written by: Sean Martin D. Plantado

Author pages:
Sean Martin Plantado is the head of Customer Care Dept. and Online Sales Dept. of Digido Finance Corp. creating articles, blogs, and other learning mediums that helps Filipinos struggling on their financial literacy. Sean also loves Cycling, Photography, Cinematography, Online gaming, Fine Arts, and dreams of becoming a Doctor of Veterinary Medicine.

Reviewed by: Rafael Hular

Author pages:
Rafael “Raffy” L. Hular is, the Finance and Accounting Manager. of Digido Finance Corp., monitoring and controlling the flow of cash that comes in and out of the company to meet the company’s business needs, preparing the financial reports and analysis of income and expenses, and monitoring tax compliance.  Raffy loves reading Japanese comics called manga and watching Japanese animated cartoon series. He dreams of establishing his own Accounting and Auditing Firm and teaching in a University.