Digido can always help you with a wedding loan!

If you are about to get married, determine what kind of budget you will need. After all, every person dreams of having a proper fancy wedding. Digido can give you a loan of up to 25,000 pesos if you are a Filipino with a stable income.

Wedding Budget Guide in the Philippines

Last updated: January 11, 2024

Written by: Digido Financial Writers Team | Reviewed by: Mark Anthony

Key takeaways:

  • A wedding is one of the biggest ceremonies in the life of a person.
  • People take a long time preparing for it and spend a lot of money to have a decent wedding.
  • If you were to get married, identify how much budget you will need.
  • Digido is always here to give you a helping hand if you need money.

A wedding is one of the biggest ceremonies and events in the life of a person, not just in the Philippines, but in the whole world. People take a long time preparing for it and spend a lot of money to have a decent and memorable wedding.

Today, we will help you sort this through, especially so if you are planning to get married soon. We will have coverage how to do a wedding budget in the Philippines, the wedding expenses list, and many more things.

Types of Filipino Wedding

There are several types of wedding ceremonies that you can choose, and it all depends on your budget.

Below are some examples.

Church Wedding

Probably the most expensive one. You will perform the wedding ceremony in the church. The price also varies according to what your local church would charge for the venue. Also, the reception location is different.

Hotel, Garden or Beach

This is not limited to these locations. It is really up to you to choose a venue. You can also do the wedding in the Philippines by the pool. In this case, it is not unusual that the wedding venue is also the same venue for the reception or party.

Civil Wedding

This is the most affordable wedding ceremony. Here, you will get married in a government office. On some occasions, that marriage officer can also conduct this in your house. It is up to you to take your guests to a reception venue.

If you choose to conduct your wedding in the reception venue, you can either invite a priest or a government officer to do it there. Whether it is a priest, pastor or government officer, make sure that he is licensed to conduct weddings. This is an important part of the wedding budget in the Philippines.

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Basic Requirements of Wedding in the Philippines

All types of weddings have to be official in the eyes of the government. As such, there are some requirements that you have to prepare. Below is a Filipino wedding checklist that we have prepared for you.

Certified true copies of birth certificates

You need to prepare this for you and your partner. You can only get this in the National Statistics Office (NSO).

Affidavit of parental consent

This only applies if you or the partner is less than 21 years of age. If you are above this age cut-off, there is no need for this document. By the way, you cannot get married in the Philippines if you are below 18.

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CENOMAR – this stands for Certificate of No Marriage

It is a document proving that you have not been married before. Bigamy or getting married twice in the Philippines is illegal. You can also get this document of NSO.

Certificate of Attendance in pre-marriage counselling

You can get this in your local municipality. You can also get this in a licensed church or in your Department of Social Welfare and Development.

Community Tax Certificate

This is also called Cedula. You have to pay for this at the local municipality.

Barangay Clearance

You can get it at your barangay office.

All civil wedding requirements in the Philippines in 2024 are the same as what a church will ask for. Prepare the original and photocopies. You will also have to prepare 1×1 photos. Finally, once you have all these, you can sign a marriage license application form in the local government office and then get your license to marry.

Once you have the marriage license, you can now plan for the rest. Requirements for church weddings in the Philippines are the same.

Take note that it does not matter if you are having a civil wedding or a church wedding in the Philippines. All of these requirements must be prepared. If you are going to have a church wedding, your local priest or pastor can help you out.


  • How much is the budget for wedding in Philippines?
    The cost depends on the number of people attending. On average, expect to spend PHP 50,000 to PHP 300,000 for 100 PHP.
  • What is the best month to get married in the Philippines?
    There are specific months when weddings are at their peak, for example, June is a peak month.
  • Who pays for the wedding in the Philippines?
    Traditionally the groom's family pays for the wedding and the grandparents act as the primary witnesses or sponsors.

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How to calculate the wedding budget in the Philippines?

So, how will you calculate the wedding budget? The civil wedding ceremony in the Philippines is really cheap – you will not spend a lot of money here.

The concern is the food, wedding ring, gown, and venue. Yes, you also have to consider the decorations like flowers and all that.

To be able to calculate this, you need a wedding planner for notes on the wedding budget in the Philippines. If you are getting married during the time of the pandemic, then you are advised to wait a little longer. The government does not allow big gatherings at the time of the pandemic.

Here are the things you need to think about:

β˜‘ Gown – you can rent it or own; it is up to you. Rentals for both the bride and groom can go up to β‚±10,000. Owning it can cost you upwards of β‚±50,000.

β˜‘ Venue – the price varies. Typically, venues are rented between β‚±5,000 and β‚±10,000 per day.

β˜‘ Food – prepare at least β‚±300 per plate. Mid-sized weddings cost β‚±500 or β‚±1,000 per plate in a restaurant or wedding venue.

β˜‘ Cake and others – wedding cakes can cost between β‚±5,000 and β‚±10,000. If you want, you can also have the all-time Filipino favourite called Lechon (roasted pig) which can cost at least β‚±7,000.

β˜‘ Now, there are some couples who want to party and have a band. If you do this, you will need to prepare another β‚±20,000.

If you want a simple civil wedding package, then you will have to prepare at least β‚±30,000 for the food and venue, which you can do for 20 to 30 people. It is up to you now if you want to spend money on clothes. This is a big part of the wedding budget in the Philippines.

Church wedding cost in the Philippines in 2024 are much more expensive. If you arrange a church wedding, you will have to pay for other things like church decors, cars, and so much more. We will provide more information about the checklist in the next section.

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Filipino wedding checklist

What about the checklist, you say? What things do you really need to prepare? In this section, we will provide you with some things you have to think about.

βœ” Documents – these are government documents that we have discussed earlier.
βœ” Wedding rings – pick a wedding rings for you and your spouse.
βœ” Photo and video – hire a professional videographer.
βœ” Food – think of the type of food you want to serve.
βœ” Wedding Dress – the wedding gown and dresses for the bridesmaids.
βœ” Hair and Makeup – find a professional stylist.
βœ” Wedding CakeΒ  – find a good pastry chef.
βœ” Venue – this is the venue for the wedding and the reception.
βœ” Car – the bridal car that will take you at the hotel to the church to the venue.
βœ” Giveaways – things you give to your guests as a memento.

These are the things you have to plan for. The most important are the documents and the wedding ring. That’s definitely enough of your wedding budget. The rest are things that you can do without. In the Philippines, you only need a few witnesses to make the wedding legal.

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Tips for saving money on wedding expenses

There are some ways by which you can save money on your wedding, and below are some of them.

Do it off-season – do not get married in the summer because venues are more expensive; also, do not get married on a Saturday as it is the most favoured day so venues are also expensive.
Get reasonable – be reasonable with the things you will spend on like the wedding ring. Get something that you can actually afford.
VIPs only – invite only those people who really matter to your life; your wedding should not be a feast for all.
One venue only – ditch the church wedding if you could; get married in a location you will also have the party.

When getting married, you are starting a new life. It is alright to spend and borrow money, but make sure it is an amount that you can pay within a year. So you must learn how to do a wedding budget in the Philippines.

Digido Loan for wedding expenses

If you think you are short on cash, you can file a loan for your wedding needs. One name you can rely on for a wedding loan in the Philippines is Digido. It is an online facility that grants loans with no collateral required.

All you have to do is to go to the company’s website and apply for a loan for wedding expenses. The company will ask you for some documents to verify your identity, after which you will get approved in as short as 24 hours.

The beauty of what the company’s offers is that they provide wedding loans with no guarantor. You can also apply for a personal loan for wedding expenses.

With Digido to help you out, you can have the wedding that you have dreamed of even if you are short on cash.

All operations are performed online - you don't have to leave your house
In only 4 minutes you can receive up to 10,000 pesos in your bank account, and up to 25,000 pesos for repeat borrowers.
We don't require guarantors representation, documentation, or guarantee deposits.
We only require 1 government valid ID

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Summary: Wedding Budget Checklist Philippines

As you can see, a civil wedding in the Philippines in 2024 is the best option if you are on a tight budget. There really is no need for a judge fee for a civil wedding in the Philippines unless you want a judge to be the one to marry both of you.

If you were to get married today, identify how much budget you will need by asking around – at gown shops to make-up costs to reception. The actual cost of paying for the ceremony is affordable: the documents are cheap, and the payment of officiating persons are also affordable.

What you will be spending on are the wedding ring, the reception, and the food. But do not worry, Digido is always here to give you a helping hand if you need money.

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Written by: Digido Financial Writers Team

Author pages:
Digido Financial Writers Team is a team of experts in the field of finance and credit, specializing in writing articles for Digido blogs.

Reviewed by: Mark Anthony

Author pages:
Mark Anthony is, the Finance and Accounting Manager. of Digido Finance Corp., monitoring and controlling the flow of cash that comes in and out of the company to meet the company’s business needs, preparing the financial reports and analysis of income and expenses, and monitoring tax compliance.