Home » Team » Digido Financial Writers Team

Digido Financial Writers Team

Author pages:
Digido Financial Writers Team is a team of experts in the field of finance and credit, specializing in writing articles for Digido blogs.

We are a team of dedicated professionals who are passionate about the world of finance. Our writers bring a wealth of knowledge and expertise to every project, ensuring that our clients receive the highest quality content that is both engaging and informative.

With years of experience in the industry, our team is dedicated to producing high-quality and informative content that meets the needs of our clients and their readers. Our writers are well-versed in a variety of financial topics, from personal finance to investment strategies, and we are committed to staying up-to-date on the latest trends and developments in the indust

Author posts

What to Sell Online in the Philippines in 2024
The eCommerce market of the Philippines is forecasted to reach approximately 60 billion USD in 2030 which is supposed to be a significant growth compared to its 15 bln USD value in 2022 (1). Such a competitive landscape makes creating a new...
Best credit card for beginners in the Philippines
A credit card is an indispensable part of modern life. However, some Filipinos are wary of this banking product for fear of being held hostage to constant payments and ruining their credit rating. There is no need to be wary of a credit card,...
Small Business Franchise in the Philippines
Many Filipinos share the dream of becoming an entrepreneur and venturing into franchising business. However, achieving this goal requires a mix of passion, financial commitment, and legal conformity with government and franchisor's guidelines...
What is a Bank Certificate and How to Get one
A bank certificate is an official document issued by banks that verifies an account holder's details and current balance. Whether for international travel, securing loans, or regulatory compliance, knowing how to access and utilize this document...
How to Get an NBI Clearance Online
In order to apply for a new job, travel or perform any other activity that requires a background check, a Filipino needs to obtain an NBI Clearance. While a few years ago, one had to wait in long lines at issuing offices to get the document, the...
What is a Car Collateral Loan in the Philippines
Short-term loans can be a lifesaver when one experiences sudden financial struggles. It is a quick and unproblematic way to cover your necessities or unexpected situational spendings. In this article, you will find a brief overview of how to receive...
Investing in WISP SSS in the Philippines
More and more people start planning for their happy and thriving retirement in advance. However, it is a serious challenge to find a trustworthy financial institution to allocate your life-saving to. To assist the Filipino residents on the matter,...
How to Apply for an Educational Loan in SSS
Tertiary education in the Philippines remains free for students enrolled in state universities or colleges, according to the Free Tuition Law. However, many young people apply for private institutions where the tuition fee keeps growing. In...
Early Childhood Education in the Philippines
When placed in an unknown and seemingly hostile environment such as school, a young child might feel stressed, peer pressured and may not cope well. To help a child get accustomed to a new situation, there is a transitional period in the...
How to do LTO Renewal in the Philippines in 2024: Requirements, Fees, and Steps
Every country has its own requirements for issuance and renewal of driver's licenses. In the Philippines, an institution in charge of driving permits is called the Land Transportation Office, or LTO. All future or actual drivers have to interact...
Digido Named the Philippines’ Digital Lending Product of the Year at the Global Retail Banking Innovation Awards 2023
Digido is pleased to announce that it was recognized, with high acclaim, as the Philippines’ Digital Lending Product of the...
Digido’s 12 Gifts of Christmas!
Digido's 12 Gifts of Christmas! PROMO UPATE: Hold onto your sleigh bells, because Digido is turning the holiday season into a month-long fiesta! We've decided to give you the gift of time by extending the "Digido’s 12 Gifts of Christmas" promo...
The True Cost of Owning a Dog in the Philippines for 2024
Love dogs? Who doesn’t? Owning a dog in the Philippines is part of the Filipino culture. For many, dogs aren't just pets; they're family. From trusty mongrels safeguarding homes to beloved pedigree pets showcasing various breeds, dogs are a common...
Philippine Law About Unpaid Debt: What You Need to Know
Online loans are a convenient and fast way to help cover unexpected expenses, pay bills, or fund your personal or business needs. According to the BSP’s Financial (1) Inclusion Report revealed that as much as 47.1% (2) of Filipino adults borrow...
Paano Kumita ng Pera Online
Gusto mo bang magkapera online at hindi na magtrabaho para sa isang kumpanya? Kung iyan ang hanap mo, nasa tamang pahina ka dahil itutoro naming paano kumita ng pera ng mabilis! Ngayong araw na ito, atin g tatalakayin ang iba’t-ibang paraan...
25 Best Side Hustle ideas in the Philippines
On a global scale, a significant portion of both millennials and Generation Z individuals are grappling with a tough financial reality. 52% percent of millennials and 51% of Gen Zs share their worries about making ends meet and covering their...
20 Small Businesses to Start in the Philippines 2024
List of 20 Small Businesses with a Small Capital in the Philippines The Philippine economy, while still recovering from the pandemic's impact, has shown an impressive growth by 7.6% in 2022 and is projected to continue to grow by 5.3% by the end...
How to Fight Loan Sharks Harassment in the Philippines
Loan providers exist to offer financial assistance, ensuring that people have access to funds when faced with emergencies, opportunities, or planned investments. However, the perception of high costs and bureaucratic inconveniences associated...
Top 10 Service Business Examples in the Philippines
If you are looking for a business idea that is profitable and low-risk, you may want to consider starting a service business in the Philippines. According to statistics (1), services increased by 8.4% in the first quarter of 2023, making it a...
Estate Tax in the Philippines: A Guide for Filipino Inheritors
Are you expecting to receive an inheritance from a family member who just passed away, or are you concerned about taxes by the time you leave this earth? If you are, you have come to the right place. In this article, we will explain all the...
What is the Most Expensive Schools in the Philippines 2024
There are expensive schools in the Philippines that only rich people can afford. This is not to say that affordable schools have poor quality education. However, one cannot deny that expensive schools also offer the best experiences to...
Credit Card Amnesty Program in Philippines
If you have unpaid credit card debts in the Philippines, you might be wondering how to deal with them without getting into more trouble. In this article, you will learn about the Interbank Debt Relief Program (IDRP), or the credit card...
How to Get the Overseas Employment Certificate (OEC) for OFWs 2024
There are many questions about the overseas employment certificate. As such, we deemed it best to provide you with accurate and factual data about it. In this article, you will learn the following: OEC meaning OEC requirements OEC...
Call Center Agent Salary in Philippines 2024
For many businesses around the world, the Philippines remains the top outsourcing destination of choice for customer service. When choosing to work with a call center, the Philippines is often the first country many foreign investors have in...
10 Passive income ideas in Philippines 2024: Unlock Financial Freedom
Are you tired of living paycheck to paycheck? Are you looking for a way to increase your income without having to work longer hours? There's a solution that can help you achieve financial freedom: passive income. Passive income is money...
Business Permit Renewal 2024 in the Philippines
The time of year to obtain the new version of the business permit in the Philippines is every January. Contrary to what many people believe, business permit renewal is not based on fiscal year. The renewal of this document takes place every...
How to Save Money in the Philippines: 30 Money-Saving Tips
How to Save Money in the Philippines The salary in the Philippines is small, as it is a developing country, and the economy is not even comparable to other developed countries like the United States. According to the Department of labor and...
How to get Barangay Clearance
A Barangay Clearance is what you need to prove that you are of good moral character—that you have no pending civil or criminal case that is known by your barangay or that no one has filed a complaint against you. The Barangay Clearance is...
What Is Barangay ID?
You should have a Barangay ID as it is one of the easiest types of IDs you can get from the government. As an identification card, you can use it as a valid ID to make transactions. Today, we will answer all questions you have about getting a...
LandBank Teacher Salary Loan
Teachers who have a small salary can now breathe in relief as LandBank now offers a LandBank loan for teachers. Professionals in the academic industry can now borrow extra money should the need arise. Today, we will discuss all the things you need...
China Bank Teacher Salary Loan
Teachers in the Philippines, like in other countries, have low salaries. Because of this, it is not unusual for them to be short on cash from time to time. The good news is that there are banks willing to lend them money, like the Chinabank loan for...
BDO Teacher Salary Loan
About BDO Philippines BDO Network Bank operates as a subsidiary of BDO Unibank, Inc., the largest bank in the Philippines. BDO acquired the bank which is formerly known as One Network Bank, Inc or ONB through a share swap transaction covering 99.59...
Maya App Payment Services
Paying your Digido Loan is now more easy and convenient when you pay using Maya App. No more long lines and everything is just one click away. Step 1 Log in your Maya App, then click the “Bills” button. Once you click it a new window...
Payment Services in malls
SM Malls and Robinsons Malls are considered as two of the largest malls in the country. These malls also have the most number of branches nationwide that makes its service like bill payment centers more accessible for paying utility bills,...
MetroBank Mobile App Payment Services
You can now pay your Digido Loan wherever you are, whenever you are just one click away using your MetroBank Mobile App Before you proceed to your payment you need to prepare and check the following details to avoid any hassle or mistake...
Shopee Pay (e-wallet) Payment Services
How to pay your Digido loan using Shopee: Easy Steps Aside from using your shopee account on buying stuff online, you can now also use this app to pay your Digido loan and enjoy the convenience of hassle-free online transactions. Step 1 Open your...
How To Compute Back Pay In The Philippines
Congratulations! The day of your freedom has come. You’ve submitted your resignation letter, had an exit interview with your boss and HR, completed the clearance form and said goodbye to your workmates. The only thing that is missing is your...
Gadget Spree Raffle Promo
Digido’s [apply4260] Eligibility: Open for all new and repeat applications of Digido. Eligible clients should apply for loans from October 1, 2022 to November 30, 2022. Application tagged as cancelled will...
Lines of Credit (LOC) in the Philippines: Types and Examples
A line of credit is a popular option of revolving lending agreements. One of the most familiar credit line cases is a credit card, but it’s not necessarily one. Way back before, all cashless transactions would come through credit cards. It...
Congratulations to all the winners!
CONGRATULATIONS to all the winners of Apply for a Loan, Win an E-Bike Promo! So, our promotion is over and here we are finally summing up the results. As a reminder, the mechanics were very simple! You had to apply for a Digido credit online...
Can’t pay on time? Extend your loan!
Great offer if you haven't paid your loan on time! Forgot about the repayment date? Not enough money to pay? Apply now Extend the loan and keep your credit score perfect! Loan prolongation...
First loan at 0% for new clients
Want to save money? Take a loan from Digido and get back as much as you borrowed! Apply now A unique benefit for new customers only! Terms and conditions of the promotion: 1. The promotion is only valid for...
Increase your loan amount
up to PHP 25,000! You can easily increase your cash limit. Apply now A unique offer for our loyal customers! What you need to do: Take a loan from Digido Pay it back on time with no delays in payments ...
Happy days for our customers
A few times a month we send our customers a special offer. Keep an eye on your email so you know exactly when to get a profitable loan! Apply now Sign up for Digido's newsletter and get a loan discount! The letter...
Digido is going to give a BRAND NEW E-BIKE
to a lucky winner for this cool promo! Breaking News: Congratulations to all the winners! Apply now Promo Mechanics This promo is open for all new and...
SSS Monthly Contribution Table Guide 2024
The Social Security System, or widely known as SSS (1), updates the monthly contribution table every year. Many Filipinos are against the SSS new contribution rate. However, it is the Republic Act 11199 that made the increase into...
SSS Salary Loan Online Application Guide
Any employee who needs cash must take advantage of the SSS salary loan. The thing is that it is rarely discussed in company welcome meetings. Today, you will learn everything you need to know about the SSS salary loan. [cta-block id='1'] What is...
How to Claim SSS Unemployment Benefits in 2024
We’re all dreaming and working for a comfortable retirement based on our regular monthly income, primarily through employment. Employees worldwide watch management activities for cost optimization, productivity enhancement, and automation with...
SSS Maternity Benefits in the Philippines 2024
Whether you are pregnant or managing employees, you need to know a pregnant person’s rights when it comes to maternity benefits. You are not just entitled to 105 days of maternity leave — there are many other benefits you can enjoy. You...
SSS Bank Enrollment Guide
In the old days, the Social Security System of the Philippines (SSS) handed out cash to recipients or beneficiaries. This changed to checks, and now, to bank transfers. It is imperative that you have an SSS-accredited bank account so they can...
How to Make PayPal Account in the Philippines
With 372 Million active users spread across 200+ countries and support for 100+ currencies, PayPal is the central cogwheel of the digital payment revolution worldwide. PayPal enjoys strong market dominance in digital transactions in developed...
Taytay Tiangge: Cheap and Quality Shopping in Manila
Online shopping may be all the rage right now, but nothing beats the sheer exhilaration of going to a tiangge for quality goods at low prices. For some shoppers, it is still better to personally see and inspect a product before buying it, no...
Wedding Budget in the Philippines
A wedding is one of the biggest ceremonies and events in the life of a person, not just in the Philippines, but in the whole world. People take a long time preparing for it and spend a lot of money to have a decent and memorable wedding. Today,...
Pag-IBIG Contribution Table Guide 2024
Pag-IBIG Fund, for years, has provided more ways and benefits for Filipino workers in growing their hard-earned money. Sure, banks exist for the same purpose, but the organization at hand is equipped with more opportunities. Having a Pag-IBIG Fund...
How to Use PayMaya
Mobile wallets have seen an uptick in users and transactions especially over the past two years. The increased need for connectivity especially during a pandemic has led to more people embracing digital solutions, particularly those that help them...
How to Use Lazada Wallet: Complete Guide 2024
Lazada is a prominent e-commerce platform in the Philippines, known for its wide array of products and significant market presence. In April 2024, Lazada, alongside Shopee, generated substantial sales in the Philippines, amounting to approximately...
Senior Citizen Benefits in the Philippines 2024
There are so many reasons to look forward to your 60th birthday. More time to spend with family and friends, your long-awaited retirement from work with lump sums of money, a guaranteed monthly pension, and also a long string of benefits once...
How to Get a PhilSys National ID in the Philippines 2024
When making any transactions to banks or other institutions, a valid ID is one of the important requirements. It is not a problem if you have a bunch of valid IDs stuffed in your wallet. But what if you are one of those Filipinos who struggle to...
The Most Popular Ipon Challenges in 2024
The Philippine term “Ipon” means "Saving for the future." Everyone has different financial goals at various life stages, such as college tuition fees, owning a car, or spending a foreign country vacation. The majority of the Filipinos live on...
List of Remittance Centers in the Philippines 2024: Overview
Financial transactions are an integral part of our daily life. Traditionally, people used cash for all their economic activities. Later, other forms of financial instruments such as cheques, bank drafts, money orders, or digital payment options...
How to Get a TIN ID in the Philippines 2024
The BIR Tax Identification Number of TIN is a system-generated reference index number issued by the BIR to every citizen registered in its database. You can apply for it even if you are a student or an applicant. All you must do is go to the...
How to Compute Separation Pay in the Philippines
When a business is going through a rough patch, typically, the owner’s first solution is to cut expenses. Considering the business’ fixed and variable expenditures, sometimes, terminating some of the employees is another option that the owner...
Holiday Pay Computation Guide in the Philippines
Sometimes company employees have to work on holidays, such as January 1 or April 1. In the Philippines, staff members are paid more money for this than for usual working days. That makes sense because when other people have a rest and enjoy...
Union Bank Personal Loans Guide
Union Bank of the Philippines, Inc, founded in 1968 and initially known as Union Savings Mortgage Bank, became a commercial bank in 1982 and a universal bank in 1992. It is now among the top 10 universal banks in the country, noted for its high...
Bayad Center Payments
Bayad Center (1) started out as a physical establishment in the Philippines. Bills payment Bayad Center are usually located in malls like SM and Robinsons. Typically, they are located in the Customer Service areas of the mall. They also have...
All About Coins Payments
Coins.ph is a platform where you could buy coins like Bitcoin, Ethereum, and many other types of coins. Over some time, it has evolved and now it is also a payment processing system for paying your bills in the Philippines. Today, we will talk about...
7-Eleven Payment Services
When you hear the words “convenience store”, what is the first thing that comes to your mind? For sure, you would answer 7-Eleven. Here in the Philippines, 7-Eleven is one of the well-known stores that Filipinos of all ages love to hang around....
How to Build an Emergency Fund in the Philippines
Most Filipinos face difficulties in budgeting. They prioritize expenses over savings. It's only natural, as we all love to pamper ourselves and often make spontaneous purchases. So, when an emergency occurs, they don't have money to finance the...
Salary Grade 2024 for Government Employees
Every government, including the Philippines, has to revise its salary standards from time to time. This is imperative, as the value of money fluctuates year after year. If you are thinking of working for the Philippine government, or if you are...
How to Compute 13th Month Pay in the Philippines 2024
The 13th month pay in the Philippines,  is one of the most anticipated pays of the year. Contrary to popular belief, it is not a bonus. It is rather the right of an employee. The 13th month pay is a mandated compensation for private...
All About Credit Score in the Philippines
A credit score is a measurement of your “credibility” as a borrower. The higher your score, the more likely you will get approved for a loan or credit card. You can achieve and maintain your good credit standing by paying bills on time and...
PNP Salaries and Ranks 2024
The Philippine National Police (1) is the police force of the country. Today we’d like to talk about the salary of our police officers in different grades or ranks. By the end of this tutorial, you will be able to understand what the police do,...
BFP Ranks and Salaries 2024
Firefighters in the Philippines (1) are part of a large and national government department called the Bureau of Fire Protection. Like all government employees, they are salaried, and they receive government compensation. Today, let us find out more...
Gadget Loan in the Philippines
In a world where technology evolves faster than our savings accounts, being equipped with the latest gadgets isn't merely a luxury, it's a necessity. As the Philippines strides forward in the digital age, the demand for mobile phones and tech...
Motorcycle Loan in the Philippines 2024
For Filipinos earning an average income, owning a motorcycle is the best substitute for a car or public transportation. Unlike cars, motorcycles have lower maintenance costs, are somewhat more fuel efficient, do not take up too much parking...
Best Tips How to Survive Petsa de Peligro
It is not unusual around the world that we live from one paycheck to another. In our beloved country, the days leading to the next paycheck are called “petsa de peligro.” It is a Spanish phrase. The petsa de peligro meaning is: Petsa –...
Pag-IBIG Loan Guide in the Philippines
Whatever be the reasons, having an independent shelter is a desired financial milestone for all. Sadly, only very few super-rich alone can make it without financial support from banking institutions. The continuously increasing prices for...
Palawan Pawnshop Guide
Way back before the start of the 21st century, average Filipino households typically relied on pawnshops to get a loan. They could easily obtain fast cash by leaving their valuable items in the pawnshop as collateral. During those times, banks and...
Cebuana Lhuillier Guide
The Cebuana Lhuillier Pawnshop is a popular pawnshop and money-transfer service in the Philippines with at least 1,500 branches nationwide. But the service had its humble beginning back in 1935 when it was still known as Agencia Cebuana. Many...
Villarica Pawnshop Guide
Are you in urgent need of cash? If so, you can go to a pawn shop and have any of your valuable items traded for credit! These items will act as collateral and pawn shops typically accept jewelry, watches, gold, cameras, television, computers, and...
How to Get SSS ID Number Online in the Philippines
In the Philippines, unemployed and self-employed citizens can register and pay monthly contributions to prepare for retirement under the social security system. Those who are employed are required to pay. Paying contributions to the Social...
All about GSIS Loan in the Philippines
The routine nature of the work profile makes life unexciting and reduces your scopes of acquiring new skills. Indeed, government employment remuneration might not be on par with private sector employment for a talented one. Getting additional...
How to Get a UMID ID in the Philippines 2024
The Filipino government's initiative to streamline various social security programs into a single card led to introducing the UMID ID card in 2010. This initiative aimed to implement a unified multipurpose ID incorporating advanced biometric data...
How to Use GCash in the Philippines
Digido is at the forefront of adopting novel solutions to provide innovative financial solutions to customers. As a legit and state licensed lender, we have a strong presence throughout the Philippines. [plus_block] Digido is a fully automated...
How to Use Dragonpay in the Philippines
"The sooner we drop the 'e' out of 'e-commerce' and just call it commerce, the better. " - Bob Willett, former President of Best Buy International. A few years ago, such a statement would have brought, a mocking smile even within the elite...
AUB Credit Card Application Guide: Requirements and Steps
In the Philippines, the adoption of credit cards continues to grow, reflecting a broader trend towards cashless transactions. 📌 In 2023, the global credit card payment market size reached USD 644.4 billion. It is expected that the market...
BDO Credit Card Application in the Philippines
BDO is one of the biggest publicly-held banks in the Philippines. It is owned by the same group that also has one of the biggest chains of malls and real estate companies in the country. Today, we will focus our attention on BDO credit cards. You...
All about RCBC Credit Cards
Rizal Commercial Banking Corporation is one of the oldest and most trusted banks in the Philippines. It was established in 1960 and is owned by a bigger group called Yuchengco Group of Companies or YGC. YGC in itself is a big conglomerate of...
BPI Credit Card in the Philippines
A credit card is a popular financial tool that enables cashless payments for any goods and services both online and offline in virtually any sales outlet. Not only it opens you access to expensive purchases without spending all your savings right...
All About the BPI Personal Loan
A personal loan comes in handy in difficult life circumstances. They can help you out if you need cash for medical emergencies, face unexpected financial difficulties, or lack money to pay the bills in time. You can also request a BPI quick cash...
Medical Loan in the Philippines
A medical loan is a kind of credit that you use for health purposes. You can borrow money if you or some of your relatives are sick. You apply for a medical loan if you must to pay hospital bills or buy medicines that are expensive. The focus of...
Travel Loan in the Philippines
Being in quarantine for more than two years can make you feel that urge to just pack your bags and run away from the hectic demands of your everyday life in the city. Others might feel FOMO while watching their friends pack their bags and...
Unemployed Loans in the Philippines
Unemployment and underemployment are some of the most important problems of the Philippine economy. According to the Philippine Statistics Authority (PSA), the unemployment rate in the country is 6.4% as of February 2022, or equivalent to 3.13...
OFW Loan in Philippines: SSS, banks, online lending companies
Combination of factors such as economic opportunities, historical ties, and the pursuit of better lives abroad, Filipinos have become one of the most prominent migrant communities across the world. With surveys showing that two out of 10...
Doctor’s Loan in the Philippines
If you are a fresh graduate as a physician, it is likely that you are going to need some cash to start your own practice. Your other option is to work in a hospital, but you will still need some equipment. Many regions in the Philippines do not have...
🟣 Online Loan up to PHP 25,000
In today's world you may need money urgently at any time. An urgent monetary requirement, such as fixing a drainage system or attending a wedding, can upset an average Filipino's entire financial planning.  Setting aside a portion of your savings...
Where to Get Teachers Salary Loan in the Philippines
Teachers worldwide, including in the Philippines, are highly respected professionals. Many teachers prioritize feelings of gratitude and achievement over monetary gains. Despite this, teachers face challenges due to increasing expenses and an...
A Guide to Loans for Seaman in the Philippines
Seafaring is one of the top jobs in the Philippines. These are migrant Filipino workers who board international ships for cargo and oil. They earn a lot of money, which they send to their families back home. Despite their salaries, they...
Online Loans up to PHP10000 in Philippines: Get Cash in Minutes
Personal loans up to 10,000 pesos are a kind of loan that is tied to your salary. It is a short-term loan that has a high interest rate. PHP 10,000 cash loans on the same day are great for people who are strapped in cash and need it now. Most...
Loans up to PHP 5,000
When you urgently need money before your salary, you can always contact a financial institution. So, in the Philippines the system of online lending is gaining popularity, where you can quickly take an online loan in the amount of PHP 5,000. Such...
24-hour payday loans in the Philippines
What is Payday Loan? An online payday loan is issued by a private lender through the Internet. These are typically unsecured, are short-term, and can be granted quickly. These do not require collateral, but interest rates can be low or high...
Short Term Loans in the Philippines
Even with meticulous planning and efficient financial management, unexpected expenses can push things out of track. For an individual, it could be an unpaid electricity bill or a medical emergency. But for entrepreneurship, it could be pending...
Cash Loans For Blacklisted
What to do if there is an unexpected and unplanned event that requires you to have the funds? Bank loan can help you. But what if you are on the blacklist? State banks do not issue loans to persons whose data are contained in this database....
Salary Loan in the Philippines
Having a regular and consistent income in the form of salary imparts an excellent feeling of financial security. However, life is quite unpredictable; an immediate requirement for money can sprawl from anywhere. It can be an emergency hospital...
Personal loans with bad credit
Loans are an inevitable part of most Filipino's lives. They use it for a variety of activities, from covering medical emergencies to debt consolidation. It's quite usual for a Filipino, who lives on a shoestring budget, to miss the repayments of...
Personal Loan with Low Interest Rate in the Philippines
A fast personal loan is a special kind of loan intended to help those who are in a bind and need a quick source of cash to pay off an emergency. Getting an instant loan can be completed in just a matter of minutes. In the Philippines, these...
Fast Loan in One Hour in the Philippines
Online loan is a small loan issued by a financial institution via the Internet. This type of crediting differs from banking in that it is issued quickly, with a greater likelihood of approval and to different segments of the population. Online...
Emergency Loans in the Philippines
An emergency loan is one that you borrow because of unforeseen circumstances. Unlike other loans, this is a kind of loan that you can get in as quick as 24 hours. And rightfully so - you need cash right now. The two most common types of emergency...
Cash Loan Online Easy and Fast Approval in the Philippines
Even with excellent financial planning and discipline, it's impossible to completely eliminate the possibility of facing financial emergencies. These challenges may involve securing funds for your child's school fees, financing a vacation, or...
Quick Cash Loans Without Collateral in the Philippines 2024
When urgently needing money, many turn to banks for fair loan terms. However, if you need a small pre-salary amount without collateral, banks might not be the best option. In the Philippines, there are lending companies offering...
Fast Loan Without a Bank Account in the Philippines
Applying for a loan here in the Philippines does not have to be hard, even if you don’t have a bank account. Given the fact that the majority of Filipinos are unbanked and untapped by the formal banking industry, private and informal...
Student Loan in the Philippines
Life for a student in the Philippines is quite tough. There comes a time when you need money to buy materials for your project, books, or other things that the university may require, especially if you are taking courses that require a lot of...

Expert posts

Debt Consolidation Loan in the Philippines
Do you find it challenging to manage numerous debts and make monthly payments on time? A debt consolidation loan in the Philippines may be the answer you need to streamline your finances and regain control. A single loan can streamline your...
What is DOLE or Department of Labor and Employment Philippines
The Department of Labor and Employment (DOLE)(1) is the Philippine government agency responsible for promoting the welfare of workers, job creation, and maintaining industrial peace. DOLE serves as the primary policy-making and coordinating...
Mga Pautang Nang Walang Payroll sa Pilipinas
Alam mo ba na pwede kang umutang ng wala kang trabaho? Karamihan sa mga tao ay nag-iisip na maaari lamang silang humiram ng pera kung mayroon silang trabaho; karamihan sa mga kumpanya ay humihingi ng kanilang patunay na sila ay may suweldo. Ang...
Online Loan No Requirements in the Philippines
What is Personal Loan No Requirements It is commonly known that many borrowers in the Philippines do not qualify for traditional loans because they cannot provide the required documentation. Typically, when applying for a loan, there are certain...
What is VUL Insurance in the Philippines
Are you worried about your finances or looking to grow your finances during an economic standstill, consider investing in Variable Universal Life (VUL) insurance. VUL insurance is a great option for those who want to make a profitable investment...
Appliances Loan: Affordable Financing for Your Home Needs
Whether you are buying an appliance for the first time or replacing an old one, finding good options that are within your budget can be difficult. And even if you find one that satisfies your needs and preferences, it may not be...
Middle Class in the Philippines: Understanding and Income Ranges
Do you consider yourself a middle-class earner or citizen? What is the middle class in the Philippines? According to the Philippine Statistics Authority, a middle-income person is one who earns between ₱18,000 to ₱109,200 per month (1)....
Build Now Pay Later in the Philippines: How Does it Work?
Wants to build a dream house, but doesn’t have enough cash? Fret not, because nowadays, it is possible for you to start building your dream home or project without worrying about your finances. Wondering how? Read on and you’ll find the...
Top 10 Highest Paying Jobs in the Philippines 2024
The Philippines is one of the most rapidly-growing economies in the world. Still, the country continues to struggle with high poverty levels and a huge wealth disparity(1). Many people in the Philippines struggle with low income. The majority...
How to Get Income Tax Return (ITR) in the Philippines
An income tax return is a yearly document from the Bureau of Internal Revenue (BIR). Today, we will discuss the following: What is an income tax return (ITR)? Who needs it and why? How to get an income tax return in the Philippines? ...
Paluwagan: The Pros and Cons of Traditional Filipino Savings System
Saving money is a difficult thing to do. You need strict discipline to be able to do this. The good news is that Filipinos found an ingenious way to save money without the need for a bank. All it takes is a group of like-minded people to support...
Flight Attendant Salary in the Philippines 2024
[cta-block id='1'] If you're considering a career as a flight attendant in the Philippines, one of the most important factors to consider is your potential salary. Flight attendants play a crucial role in ensuring the safety and comfort of airline...
Loan for Freelancers in the Philippines
The average salary of a freelancer in the Philippines (1) is ₱24,000. It is too small, and freelancing has hidden costs, such as taxes, computer maintenance, internet, etc. Freelancer's income is not stable. Because of this, it is not...
Renovation House loan in the Philippines
A home renovation is one of the only investments that can improve the quality of life in your living space and increase the value of your home in the future. Renovating can boost the return on investment (ROI) of a house. Some homeowners want to...
How to save Electricity in the Philippines
Electricity is becoming more and more expensive in the Philippines. It is concerning, considering that for the same consumption of power, you now have to pay almost double the price. As a hot country, we need air-conditioning systems and...
Pautang Cellphone in the Philippines
Patok ang cellphone sa Pilipinas dahil mahilig ang mga Pilipino sa text at social media. Noong 2020, ang Pilipinas ay mayroong 79 milyong populasyon na gumagamit ng smartphone (1). Ang bansa rin na ito ang text capital ng mundo. Dahil diyan,...
Best Loyalty Discount and Rewards Cards Philippines in 2024
For shopgoers, owning more than one loyalty and reward card is not uncommon. From grocery, clothing, or other essential stores, they will surely have a card ready for swiping to avail of various fancy rewards. Of course, who doesn't want...
Paano Magrehistro ng Online Business sa BIR
Isa sa mga kailangan mong kumpletuhin para maging lehitimo ang iyong negosyo ay ang magparehistro sa Bureau of Internal Revenue. Kasama si Digido, malalaman natin ang proseso kung paano ito gagawin! Paano I-register ang Online Business Ang...
Most In-Demand Jobs in the Philippines 2024
What are the in demand jobs in the Philippines? The Philippines is a country of smart and hard-working people. The economy is growing, and it is high time you know which jobs have a high demand. This way, you can make the right decision about...
Fast Loan in 15 Minutes
: What is? Loan in 15 minutes is a short-term form of borrowing that provides a fast decision and a quick payout. When your available cash is low, and your source of cash will take several days to come, applying for loans...
Food Business Ideas with Small Capital in the Philippines
Filipino food is such an integral part of our day to day life. For beginners, it satisfies our hunger, keeps us on the go, and can be used to forge societal connections. More than that, Filipino food speaks largely about who we are as people and as...
Teachers Salary Grade In The Philippines
Teachers play a very special and important role in the Philippines. They are tasked with shaping young minds, giving them a solid foundation for future education and work. Since a lot more students attend public schools in the Philippines, public...