Pag-IBIG Loyalty Card: Discover the Rewards that Await You

Last updated: April 12, 2024
Written by: Alyssa Divina

Key takeaways:

  • The Pag-IBIG Loyalty Card not only offers benefits but also acts as a valid form of identification
  • Access exclusive promotions and offers from Pag-IBIG’s partner establishments including dining, shopping, and travel
  • You can apply for a Pag-IBIG Loyalty Card Plus even if you don’t have the regular Loyalty Card
  • You can only apply for a Pag-IBIG Loyalty Card at Pag-IBIG Fund branches or designated centers
  • Pag-IBIG Loyalty Card Plus can be used for online purchases, as it functions as a prepaid debit card tied to your Pag-IBIG account
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What is Pag-IBIG Loyalty Card

The Pag-IBIG Loyalty Card is a rewards program launched by the Home Development Mutual Fund, also known as the Pag-IBIG Fund. It aims to provide additional benefits to members and encourage them to save and invest more through the Fund.

The program was first introduced in 2014 and was initially called the Pag-IBIG Membership Privilege Card. It was later renamed to the Pag-IBIG Loyalty Card to better reflect its purpose of rewarding loyal and active members.

The card provides discounts and exclusive deals from partner merchants across different industries, such as supermarkets, pharmacies, restaurants, and hotels. Members can also earn loyalty points for every purchase made using the card, which they can redeem for rewards such as appliances, gadgets, and even cash.

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What is Pag-IBIG Loyalty Card

The Pag-IBIG Loyalty Card was introduced in 2012 to provide Pag-IBIG Fund members with additional benefits and discounts. The card is a non-financial identification card that allows members to enjoy exclusive privileges, such as discounts on various products and services offered by partner establishments.

The Pag-IBIG Loyalty Card offers discounts on medical services, tuition fees, hotel accommodations, restaurants, and various retail establishments. Cardholders can also enjoy additional benefits like priority lanes at Pag-IBIG Fund branches

Pag-IBIG Loyalty Card

The Pag-IBIG Loyalty Card Plus

The Pag-IBIG Loyalty Card Plus (1) was launched in 2019, as an enhanced version of the Pag-IBIG Loyalty Card. This card functions as both an identification card and a cash card, allowing members to access their Pag-IBIG Fund benefits with ease.

In addition to the benefits provided by the Pag-IBIG Loyalty Card, the Pag-IBIG Loyalty Card Plus also allows members to receive their Pag-IBIG Fund benefits, such as loan proceeds of a Pag-IBIG multi-purpose loan (MPL), MP2 saving dividends, and refunds, directly into their card. Cardholders can also use the card to withdraw cash from ATMs, pay for purchases, and conduct online transactions.

Learn
What is Multi-Purpose Loans (MPL) in the Philippines

Banks Served

The Pag-IBIG Loyalty Card Plus is a product of a partnership between the Pag-IBIG Fund and various banks, including UnionBank, Asia United Bank (AUB), and Robinsons Bank. Members can choose which bank they prefer to link their card with, allowing for seamless transactions.

Comparison of Pag-IBIG Loyalty Card and Pag-IBIG Loyalty Card Plus

The Pag-IBIG Loyalty Card and the Pag-IBIG Loyalty Card Plus are valuable financial tools for Pag-IBIG Fund members, offering numerous benefits and privileges. The choice between the two cards depends on individual preferences and needs, with the pagibig loyalty card plus offering additional financial capabilities and versatility. Regardless of the card selected, both options provide members with valuable support and convenience in accessing their Pag-IBIG Fund benefits.

Here are the differences between Pag ibig loyalty Card and Pag ibig loyalty Card Plus:

Expiration:

  • Pag-IBIG Loyalty Card: No expiration for the card.
  • Pag-IBIG Loyalty Card Plus (AUB): 10 years validity of card’s bank features, 3 years validity of card’s eligibility for benefits and discounts.
  • Pag-IBIG Loyalty Card Plus (UnionBank): 8 years validity of card’s bank features, 3 years validity of card’s eligibility for benefits and discounts.

Purpose:

  • Pag-IBIG Loyalty Card: Serves as an official ID for all Pag-IBIG Fund members.
  • Pag-IBIG Loyalty Card Plus (AUB and UnionBank): Serves as an official ID for all Pag-IBIG Fund members. Also serves as an ATM prepaid card.

Fee:

  • Pag-IBIG Loyalty Card: ₱125.
  • Pag-IBIG Loyalty Card Plus (AUB and UnionBank): ₱125.

Interface:

  • Pag-IBIG Loyalty Card: Without EMV chip.
  • Pag-IBIG Loyalty Card Plus (AUB and UnionBank): With EMV chip.

Loyalty Card Pag-IBIG Benefits

👉 Pag-IBIG as valid ID

The Pag-IBIG Loyalty Card serves as an official ID for all Pag-IBIG Fund members, allowing them to easily access and transact with Pag-IBIG Fund services.
Serving as a dual-purpose tool, the pagibig loyalty card also functions as a legitimate identification document.

The Pag-IBIG Loyalty Card can be used as a valid ID for life in various transactions and situations, such as:

  • Opening a bank account
  • Applying for a passport
  • Applying for a job
  • Applying for government services
  • Availing of senior citizen discounts and benefits
  • Voting in elections
  • Any other transaction that requires a valid ID

👉 Pag-IBIG Loyalty Card Plus Can be Used as an ATM card

Pag-IBIG Loyalty Card Plus (AUB and UnionBank) also serves as an ATM card that allows members to withdraw and deposit money. Pag-IBIG Loyalty Card Plus (AUB and UnionBank) uses EMV chip technology, which provides enhanced security features to prevent fraud and unauthorized transactions.

👉 Fast and Convenient Loan Releases

Pag-IBIG Loyalty Card Plus (AUB and UnionBank) can be used to receive Pag-IBIG loan proceeds, making the loan release process faster and more convenient.

👉 Discounts and Exclusive Deals

With over 300 partner establishments nationwide, Pag-IBIG Loyalty Card holders can enjoy exclusive discounts and deals on various products and services. Earn rewards points – pagibig loyalty card holders can earn rewards points that can be used to redeem exclusive items and services from partner establishments.

👉 Bill Payment Convenience

Pay your monthly Pag-IBIG contributions and housing loan amortizations with ease using the Loyalty Card. Use the card to pay for government-related transactions.

How to Get Pag-IBIG loyalty Card

Requirements for Pag-IBIG Loyalty Card

To obtain a Pag-IBIG Loyalty Card, you can either apply for a new one or upgrade your existing card. If it’s your first time applying, you’ll receive the new pag ibig loyalty card plus. However, if you have the old version of the card and want to upgrade, you’ll need to apply for a new one.

Learn about
Pag-IBIG Loan Guide in the Philippines

Requirements for Pag-IBIG Loyalty Card

Before you apply, make sure to prepare the necessary requirements such as 2 valid IDs, your Permanent Membership ID number(MID), and an active Pag-IBIG membership At least 1 mo. contribution within the last 6 mos.

Note: that National health insurance ID and TIN cards are no longer considered valid IDs

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* Interest payments are approximate. The final loan amount and interest rate must be confirmed in your loan agreement after loan approval.

Applying for Pag-IBIG Loyalty Card

To apply for a Pag-IBIG Loyalty Card, you need to download and fill out the application form, submit it to the nearest Pag-IBIG Fund branch, pay the registration fee of ₱125, and have your biometrics taken.
Make sure to validate all the information you provided and check for errors and misspellings. Once your application is approved, you can claim your Pag-IBIG Loyalty Card Plus and PIN Mailer from the bank personnel.

What is PIN mailer? A PIN mailer for the Pag-IBIG Loyalty Card Plus is a secure method of delivering the Personal Identification Number (PIN) associated with your Pag-IBIG Loyalty Card Plus. The PIN is a unique and confidential code required to access and authorize transactions using your card, such as ATM withdrawals or point-of-sale transactions.

To register for a Pag-IBIG Loyalty Card Plus, follow these simple steps at any Pag-IBIG Fund branch:

  1. Complete the Pag-IBIG Loyalty Card Plus Application Form (HQP-PFF-108) (2), which can be downloaded
  2. Submit the application form at your nearest Pag-IBIG Fund branch, along with a photocopy of a valid ID card. Present your ID card for verification.
  3. Pay the card fee to the designated bank-operator.
  4. Have your photo and biometrics captured.
  5. Verify your information as recorded by the bank-operator.
  6. Once done, you’ll receive your Pag-IBIG Loyalty Card Plus.

 

How to apply Pag-IBIG Loyalty Card online?

Currently not possible to obtain a Pag-IBIG Loyalty Card online. The application process requires an in-person visit to a Pag-IBIG Fund branch to submit your application form, provide your identification, and have your biometrics captured (photo and fingerprint).

Learn all about
Pag-IBIG Contribution Table 2024

Pag-IBIG loyalty Card Discount 2024

The Pag-IBIG Fund continues to expand its list of partner merchants to offer more value to its members. Now the program has over 300 partner merchants nationwide and has issued more than 3 million loyalty cards.

Here we have compiled the most attractive discounts and offers from Pag-IBIG Loyalty Card Plus:

Restaurant Establishments

Restaurant 

Benefits and Discounts
Balanghai 10% discount on food with a minimum purchase of ₱500
Balay Dako 10% discount on Deli exclusive to Balay Dako’s products, free special dessert worth ₱200 for a minimum purchase of ₱2,000
Bo’s Coffee 20% discount for a minimum purchase of ₱500
Breakfast at Antonio’s 10% discount on Deli exclusive to Breakfast at Antonio’s products, free special dessert worth ₱200 for a minimum purchase of ₱2,000
Bistro 360 10% discount on food and beverages
Calle Real Restaurant and Catering 10% discount on dine-in orders
Cindy’s Bakery & Restaurant 10% discount on food purchase for a minimum single receipt worth P300
Chef Tony 10% discount on popcorn for a minimum purchase of ₱300
Citrus Alley 10% discount on all single and mixed fruits 
Crabs N Crack 10% discount on all seafood buckets
Formosa Bakeshop 10% discount for a minimum purchase of ₱500 for breads/toast and ₱600 for personalized cakes and chilled products
Figaro Coffee 10% discount on food and drinks in participating Figaro Coffee branches
Gloria Maris Restaurant 10% discount on food for cash payment and 5% discount for credit card payment
Gourmet Farms 5% discount on all Gourmet Farms products and free coffee for a minimum purchase of ₱1,000
Green ATS Restaurant 10% discount on food and drinks for minimum purchase of P1,500 and

5% discount on food and drinks for minimum purchase of P1,000

Hong Kong Noodles & Dimsum House 10% discount on food and drinks for a minimum purchase of ₱400
Kanzhu Hand-Pulled Noodles Free dish for a minimum purchase of ₱1,000
McDonald’s 5% discount for a minimum purchase of ₱200
Meats & Match 10% discount on food for minimum of P500
Mr. Ube Rice and Noodle House Free Hong Kong-style siopao for every noodle soup purchase
Hongkong Noodles & Dimsum House 10% discount on food and beverages for a minimum purchase of P400
Papa John’s Pizza 10% discount on all featured pizzas
Pizzarella 5% discount on pizza products
Rodic’s 10% discount on food and beverage for a minimum purchase of ₱1,000
Tuna Republik 10% discount on all products
Tien Ma’s Taiwanese Cuisine 10% discount on food and drinks in participating Tien Ma’s branches
Uno Seafood Wharf Palace 10% discount for a minimum purchase of ₱1,000

Read about
Best Loyalty Discount and Reward Card for Filipinos 2024

Benefits and Discounts in Education

Institution Discounts and Benefits
Arriesgado College Foundation Inc 20% discount on tuition fee
Brentwood Academy of Las Piñas 10% discount on tuition fee for full payment
Colegio de San Juan de Letran 20% discount on tuition fee for BS in Education and BS in Human Resource Development Courses

P2,000 discount on tuition fee on all programs for new students

Digos Institute of Technical Education 20% discount on tuition fee for 2-year course on Auto Servicing Technology and Hotel & Restaurant Technology
Diliman College 30% discount on tuition fee in BSIT, BSBA, BEED, and BSED courses
Divine Grace Academy of Pampanga Inc 10% discount on tuition fee in all levels
Eastwoods Professional College of Science & Technology 15% discount on tuition fee
Gateways Institute of Science and Technology 25% discount on tuition fee for immediate family members

20% discount on tuition fee for family members

Gifted Learning Center Inc 10% discount on tuition fee
Global Systems Institute of Technology 50% discount on tuition fee in training courses
International Colleges for Excellence 30% discount on tuition fee for College

free tuition fee for Grade 11 and 12 and additional 5% discount on modules

10% discount on tuition fee for Preschool to Grade 10

Kidapawan Doctors College Inc 15% discount on tuition fee
Montessori de Zamboang 20% discount on tuition fee for early enrollees, at least one (1) month prior to regular enrollment
PanPacific University North Philippines 20% discount on tuition fee
Saint Vincent School 20% discount on tuition fee for Pre-Kinder 1 and 2
Systems Plus College Foundation 15% discount on tuition fee in all levels and courses (extended to one immediate family members)

Discount on Recreation and Entertainment

Park or Hotel Discounts and Benefits
Avilon 30% discount on entrance fee (maximum of five persons per card)
Enchanted Kingdom 15% discount on a regular day pass and 5% discount on Amazon Grill/Launch Time Restaurant
Manila Ocean Park Up to 80% discount on package attractions (maximum of 10 tickets per card)
Tree Top Adventure 20% discount on all rides on weekdays, 10% discount on weekends and holidays, 5% discount on beverages
D’ Leonor Inland Resort & Adventure Park 20% discount on entrance fee, 5% discount on other amenities
Bohol Bee Farm 10% discount on hotel accommodation and products, 5% discount at the Buzz Cafe
Alpa City Suites 50% discount on room accommodation based on published rates, 20% discount on food and beverages
Bayview Park Hotel Manila 20% discount on room rates with free buffet breakfast and complimentary massage, 10% discount on ala carte menu items
Caliraya Resort Club Up to 55% discount on room accommodation, 50% discount on day tour packages with meals
Century Park Hotel 20% discount on Superior and Deluxe rooms and buffet at Cafe in the Park
Citylight Hotel 10% discount on room accommodation and 5% discount on ala carte menu for a minimum purchase of ₱500
Crown Royale Hotel 10% discount on room rates, Silver Room Restaurant, La Vista Resort, Ystilo Salon, and spa services and membership at Body & Senses
Eagle Point Resort 30% discount on room rates and 10% discount on kayaking and massage services
The Forest Lodge Camp John Hay 10% discount on room accommodations
Goldberry Suites & Hotel 25% discount on all room types and 5% discount on all food and beverages for a minimum purchase of ₱1,500
Hotel H2O Up to 70% discount on published room rates, 10% discount on ala carte food and beverages
La Carmela de Boracay Resort Hotel 20% discount on room accommodations
Makiling Highlands Resort 50% discount on room accommodations, pool entrance, and picnic tables
The Rusty Nail Inn and Cafe 12% discount on room rates and 5% discount on food for a minimum purchase of ₱1,500
Timezone ₱260 worth of Powercard Load for just ₱200

Shopping Discounts

Store  Discounts and Benefits
Balikbayan Handicrafts 50% discount on all regular-priced items
BBCS Data Systems 10% discount on computer products and other selected items
Greatest Appliance Center up to 15% discount on selected furniture and appliances
Fisher Supermarket 5% discount on all Fisher’s best fresh seafood items
Elecom Lifestyle Innovation 15% discount for a minimum purchase of ₱3,500
Jockey 10% discount on regular-priced products
Lewis N. Clark 15% discount for a minimum purchase of ₱3,500
Mga Likha ni Inay 10% discount on all non-food products and 5% discount on all food products
Pacsafe 15% discount for a minimum purchase of ₱3,500 and 5% discount on all regular items
Pochi 15% discount for a minimum purchase of ₱3,500 and 5% discount on all regular items
Urbanize 15% discount for a minimum purchase of ₱3,500 and 5% discount on all regular items
Spruce 10% discount on bags and accessories, footwear, and apparel
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Discounts on Health and Medicine

Medical institution Discounts and Benefits
Abesamis Family Optical 25% discount on all regular items
Adventist Hospital Calbayog Inc 50% discount on in-house Doctor’s consultation fee for outpatient
Arenas-Capuchino Optical Clinic up to 20% discount on ophthalmic stock lenses, regular frames and special process lenses
Buhangin Medical Clinic & Diagnostic Center 20% discount on consultation fee, X-ray and laboratory services
Castro Maternity Hospital and Medical Center In 10% discount on emergency, outpatient consultation, minor surgical procedures performed in emergency room, CT scan, MRI and mammogram
CEDAR Scientific Clinical Laboratory up to 20% discount on selected laboratory test
De Vera Medical Center 20% discount on diagnostic and laboratory test for outpatient
Diaserv Laboratory 20% discount on laboratory, X-ray, RCG, ultrasound and 2D echo test
Fatima University Medical Center 20% discount on Pharmacy, room rates, laboratory, consultation and other  services
HealthCube Medical Clinics 20% discount on laboratory and ancillary procedures and fixed-rate consultations for in-house physicians
Healthway Medical 20% discount on laboratory and diagnostic procedures, special rates on consultation fees and diagnostic packages
Hi-Precision Diagnostics 5% discount on all services
Mary Johnston Hospital 20% discount on CBC, urinalysis, fecalysis, x-ray, and emergency room consultation
Medical Center Manila 8% discount on emergency, in-patient, and outpatient bills
MyHealthClinic 20% discount on laboratory and diagnostic services
New Sinai MDI Hospital 10% discount on all inpatient procedures 
One Asia Dental Group Free consultations, 20% discount on selected treatments and services
Luis A. Tiam Medical Center 50% discount on consultation fee
Rivera Medical Center 25% discount on CT-Scan ultrasound, X-ray and laboratory test
Vision Saver Optical Clinic up to 40% discount on complete and special prescription eyeglasses
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Beauty and Wellness

Organization Discount
Ayana Beauty Basics 20% discount on Ayana Luxe and Ayana White and 10% discount on Ayana Smooth
Belle La Peau 50% discount on diamond power peel and other selected services, up to 30% discount on hair, facial, and body treatments and waxing services
Dermcare Luxe 50% discount on diamond peel, up to 30% discount on hair, facial, and body treatments and waxing services
Dermclinic 10% discount on selected products and services
Luz Facial Care 20% discount on facial cleaning and diamond peel
Macho Mucho 10% discount on major services and 5% discount on minor services like haircut
Orangeblush Salon 10% discount on all services
Shinagawa Lasik and Aesthetics 50% discount on select products and services plus free consultation

Other Services

Service Discounts and Benefits
2Go 20% discount on retail ticket fares at participating outlets and special rates on sailaway vacation packages
Petron Earn PESO POINTS for a minimum purchase of 5 liters of Petron Fuels and Engine Oils which can be used to purchase Petron products at participating stations
DHL 10% discount on published rates for documents and non-document
FPG Insurance 20% off on domestic and international travel insurance, Personal Shield Plus, and My Home Mate/My Condo Mate, plus special rates on motor and car insurance
Mr. Quickie 10% discount on services for a minimum of ₱300
PhilCare Up to 13% discount on individual and family health plans with emergency and hospitalization coverage of up to ₱80,000
Portera Funeral Services 20% discount on funeral service
Alindog Memorial Services 30% discount on complete memorial service package

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Conclusion

The Pag-IBIG Loyalty Card and the Pag-IBIG Loyalty Card Plus are valuable financial tools for Pag-IBIG Fund members, offering numerous benefits and privileges. The choice between the two cards depends on individual preferences and needs, with the Pag-IBIG Loyalty Card Plus offering additional financial capabilities and versatility. Regardless of the card selected, both options provide members with valuable support and convenience in accessing their Pag-IBIG Fund benefits.

FAQ

  • What is Pag-Ibig Loyalty Card Price?
    The price of a Pag-IBIG Loyalty Card is PHP 125 for a one-time membership fee.
  • How long is the Pag-IBIG Loyalty Card expiration?
    The Pag-IBIG Loyalty Card Plus is a one-time purchase with no expiration, so it doesn't need to be renewed.
  • What is the use of Pag Ibig Loyalty Card?
    The Pag-IBIG Loyalty Card offers various benefits, such as exclusive discounts and privileges from partner establishments, priority lanes at Pag-IBIG Fund branches, and consolidated membership information.
  • What is the use of Pag Ibig Loyalty Card Plus?
    The Pag-IBIG Loyalty Card Plus, an enhanced version, also allows members to access their Pag-IBIG Fund benefits, such as loan proceeds, dividends, and refunds, and perform financial transactions like ATM withdrawals, cashless payments, and online transactions.
Disclaimer and Editor’s note


Authors

Alyssa Divina
Author pages:
Alyssa Divina pens blog articles about a wide range of topics, such as money matters and government transactions in the Philippines. Prior to joining Digido Finance Corp., she served as a journalist for Charlton Media Group, a business news magazine, for two years. She holds a degree in Journalism from the University of the Philippines Diliman.
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