Fast loan in the Philippines with any credit history!

In this article, you will learn what to do if you have a bad credit rating and are on the blacklist but need money urgently. If you are wondering if Digido provides loans to people with bad credit ratings in the Philippines, yes, it is possible. All you have to do is apply for a loan on the website or mobile app. A decision will come instantly and you will get your money!

Key takeaways:

  • If you don’t pay your loans, you get a bad credit history.
  • Most banks will refuse customers who have large debts.
  • If you have a small credit history error, you can apply for a loan from Digido.
  • Take a small amount and pay it back on time.
  • This will help you improve your credit history and get a bigger loan in the future.

Loans For Blacklisted

What to do if there is an unexpected and unplanned event that requires you to have the funds? Bank loan can help you. But what if you are on the blacklist? State banks do not issue loans to persons whose data are contained in this database. However, financial companies can help you under certain conditions.

So, online service Digido provides loans for blacklisted Philippine banks and bad credit record. We offer affordable monthly payments, a large range of loan amount and not too high interest rates. You can read positive Digido reviews on social media.

All operations are performed online - you don't have to leave your house
In only 4 minutes you can receive up to 5000 pesos in your bank account
We don't require guarantors representation, documentation, or guarantee deposits.
The service is fully automated

How to get blacklisted and what the bad payment reputation means?

As soon as you do not make regular payments on existing loans, you get a negative record and a bad credit history. The creditor imposes certain sanctions on you. When you get blacklisted, you will be denied additional loans from any banks. The reason is easily explained: the issuance of funds becomes too risky for them. If you are wondering how to check if you are blacklisted for credit in Philippines, contact the accredited credit bureaus and find out your credit rating.

Even if you repay the debt completely, it will take from three months to ten years to correct your credit history. The time required depends on several factors: the actions you are taking and the increase in the number of debts and their amount.

But all is not lost. As we have already mentioned, quick short term loans for blacklisted are available in the online loan service Digido. Besides the fact that we do not care about your credit history, our service also has other advantages:

1. We work without days off, even on holidays;

2. We accept applications  24 hours a day 7 days a week;

3. We have an app in which to get a loan is even easier;

4. We already have 66 offices where you can get money or draw up a loan;

5. More than 90% of applications are approved;

7. All mutual settlements and registrations take place online; we can also issue money in the office;

8. Age from 21 to 70 years;

9. Minimum loan amount is 1000, maximum – 25 000.

Unsecured personal loan

Unsecured personal loan is a good option, depending on how much money you want to get. Personal loans in practice are often more profitable than other types of financing. You do not need to have a collateral for an unsecured personal loan. But do not forget about the following circumstance. Interest rates, amount and term of payment will be different, depending on the credit rating. Unsecured loans for blacklisted will be small and short-term. Our financial organization offers to receive up to 10,000 PHP to new clients and up to 25,000 PHP to repeated clients.

Apply now

Why do you need a fast Digido loan?

You need money in a hurry, but you can’t save the right amount of money and create an emergency fund? Digido will come to your rescue!
That’s when an online loan will come in handy:

1. Medical Emergencies

Health problems always come at the wrong time, and it’s impossible to prepare for them. If you don’t have savings, you can cover medical expenses with a loan for medical treatment. For example, buy expensive medications or pay for a nurse’s care.

2. Paying Bills

If you’re having temporary difficulties paying your bills, a personal loan can help. You can pay utility bills, Internet bills, and more. The main thing is not to do this every month!

3. Vacation Expenses

Go on the vacation of your dreams! Choose a beautiful place and relax in a luxury hotel. A vacation loan will allow you to rest properly and start work with fresh energy.

4. Payment for Education

Not all families can provide their children with a decent education, because it takes a lot of money. There is a way out – an education loan. Your children will thank you!

I want to borrow ₱ 10000
Min: ₱ 1000
Max: ₱ 20000
Payment Terms 10 days
7 days
21 days
My Monthly Gross Income ₱ 20000
You return*: 10 000
All your data is under secure protection!
We recommend taking a loan!

* Interest payments are approximate. The final loan amount and interest rate must be confirmed in your loan agreement after loan approval.

What are the terms of payment for obligations?

The online loan service Digido offers quick short term loans for blacklisted for a period from 7 to 30 days. When you pay the received amount with interest prematurely, no fines are imposed. Interest is calculated only on the days in which you used the money.

How to apply for the necessary money?  

Applying for a personal loan is a simple process. We process applications within 15 minutes and we will reply to you whether you are eligible to receive funds. If fast loan for blacklisted is approved for you, our service will immediately notify you. Once the loan is completely approved, you will receive funds within a few hours. Our system is fully automated and excludes any delays; any increase in terms of issuance depends only on you and your bank.


  • Where can I borrow money without a credit check?
    You can get a loan without a credit check from some companies, but the interest rate will be very high and you may need a guarantor.
  • What is the easiest loan to get approved for?
    The easiest way to get a loan for a small amount of up to 10,000 pesos and a short term of up to 15 days, such as in Digido. Also, additional documents and a high credit rating will increase your chances of getting one.
  • Are Online Loans Legit?
    Yes, many companies in the Philippines issue loans legally and have a registration number in the government registry.
  • Is Digido legit?
    Yes, Digido is legit firm. It is registered under the Security and Exchange Commission. Digido has been accredited by SEC in the Philippines, and its details are available on SEC’s official website in the list of financing companies.Its registration number is CS201730459.
  • If I don't pay my debt on time, can there be Digido harassment?
    The debt will only be recovered by legal means. A Digido employee will call you to discuss recovering the debt. The company then has the right to recover it in court based on the loan agreement.
  • Does Digido work with MBA Consulting Ph?
    Yes, Digido can cooperate with MBA Consulting Ph to recover past due debt.
  • How to check if you are blacklisted for credit in Philippines?
    If you are wondering how to check if you are blacklisted for credit in Philippines, contact the accredited credit bureaus such as CIBI Information (CIBI), TransUnion Philippines, Compuscan Philippines and find out your credit rating.

How to find out whether it is possible to get the money if your financial reputation is not very good?

The easiest way to know if you can count on a loan or not is to fill in our form. Having registered online loans for blacklisted no paperwork, wait for a response. Submitting of this form is completely free. You can submit it several times. If the attempt was unsuccessful, try to submit the application again within a month. It is possible that the service will assess your conditions as changed for the better or that the first time you made mistakes.

Secured loan with blacklist – is it worth it?

You can find offers of guaranteed loans for blacklisted, in which it is expected to receive money on bail. However, this may not be the best idea, because in case of breach of the agreement with credit organizations, your mortgaged property may be confiscated. In this case, the risk for the borrower is much greater, because there is a chance of losing things, the real value of which is higher than the loan amount. You do not have such serious risks with the Digido service.

How to clear your credit history?  

Excluding your data from the blacklist does not mean that you are automatically eligible to receive any loan. Most large banks will refuse clients who have recently had large debts or are not working permanently.

If you can get small loans without any problems, getting a large amount of money can be difficult for you. In order to draw up a mortgage or a car loan in the future, you need to improve your credit history. It is best to start with a small loan in Digido – take a small amount and repay it in time. If you have a Digido unpaid loan, you can extend it or contact the company on or by calling the hotline number. And they will offer you a solution depending on your situation.

Getting money in Digido is easy and convenient! You only need to choose the necessary amount and the period of time you want to borrow it. The calculator on our web site will immediately show how much you should return – this will help you in financial planning. Working with Digido you will not meet any unpleasant surprises in the form of hidden interest or additional payments – correct your credit history easily and quickly!

Apply now

Digido Reviews

  • Marie
    It's my first time. It took just about 5 minutes and I was approved in an instant. Very helpful.
  • Rowena
    I've been with Digido since the pandemic started. They're the most reliable lending company I can trust with. They also offer better options in times that you cannot settle the full payment such as extending the loan for a period of time based on your preference. Their agents are also friendly and accommodating. Highly recommended, and I'll make sure to keep a longer relationship with Digido.
  • Gee
    Easy and fast loan application with low processing fee. A great help for emergency financial needs.
  • Janice
    Highly recommend. This app is legit and helpful.
  • Charie
    Amazing! So easy to loan and approval is very fast only a minute. That's why I rate this with 5 stars.
Rating (4.7/5) 496 voted. Rate us

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Written by: Sean Martin D. Plantado

Author pages:
Sean Martin Plantado is the head of Customer Care Dept. and Online Sales Dept. of Digido Finance Corp. creating articles, blogs, and other learning mediums that helps Filipinos struggling on their financial literacy. Sean also loves Cycling, Photography, Cinematography, Online gaming, Fine Arts, and dreams of becoming a Doctor of Veterinary Medicine.

Reviewed by: Rafael Hular

Author pages:
Rafael “Raffy” L. Hular is, the Finance and Accounting Manager. of Digido Finance Corp., monitoring and controlling the flow of cash that comes in and out of the company to meet the company’s business needs, preparing the financial reports and analysis of income and expenses, and monitoring tax compliance.  Raffy loves reading Japanese comics called manga and watching Japanese animated cartoon series. He dreams of establishing his own Accounting and Auditing Firm and teaching in a University.