Digido online loans in one hour for you!

In this article you will learn what loan in one hour is and how it can help you. Where can I get fast cash loans in the Philippines with no collateral? What requirements you need to meet and other important conditions to get an online loan. Digido will give you a loan in one hour if you are a Filipino citizen and have 1 ID card and a mobile phone. We approve over 90% of applications!

Key takeaways:

  • An online loan differs from a bank loan in that it is fast, has a high approval rate and is suitable for almost all Filipino citizens.
  • Such loans are very much in demand in the Philippines because of speed.
  • Digido is a fully automated online loan system that lends money 24/7.
  • The interest rate at Digido is fixed, with no fees or hidden charges.

How to get cash loans in 1 hour in the Philippines?

Online loan is a small loan issued by a financial institution via the Internet. This type of crediting differs from banking in that it is issued quickly, with a greater likelihood of approval and to different segments of the population. Online system Digido gives instant cash loans in an hour in the Philippines without requiring proof of solvency.

I want to borrow ₱ 10000
Min: ₱ 1000
Max: ₱ 20000
Payment Terms 10 days
7 days
21 days
My Monthly Gross Income ₱ 20000
You return*: 10 000
All your data is under secure protection!
We recommend taking a loan!

* Interest payments are approximate. The final loan amount and interest rate must be confirmed in your loan agreement after loan approval.

How to get a fast instant cash loan online in 1 hour in the Philippines

Digido – is a fully automated credit system that accrues money into debt. The system is designed in such a way that clients’ data is verified within minutes and the loan calculation is correct.

People often ask whether it is possible to get cash loan in 1 hour in the Philippines, if the money is issued online? The robot transfers money to any payment details: bank card or personal account. Thus, clients are not limited in ways of receiving money and can cash out a loan anywhere in the country. If you do not have a bank account or a card, it will not be an obstacle to getting a quick cash loan online in the Philippines.


  • Are Online Loans Legit?
    Yes, many companies in the Philippines issue loans legally and have a registration number in the government registry. For example, Digido has SEC Registration No. CS202003056
  • How Do Online Cash Loans In The Philippines Work?
    More often than not, you can apply for a quick loan online at the company's website. You will need 1 valid ID. The amount will go to your account or you can get it at the company's offices.
  • What is the easiest loan to get approved for?
    The easiest way to get a loan for a small amount of up to 10,000 pesos and a short term of up to 15 days, such as in Digido. Also, additional documents and a high credit rating will increase your chances of getting one.

Financial system capabilities

The robot on an expedited basis verifies the applicants’ forms with passport data. You only need a passport, registration on the web-site and mobile phone to get an instant cash loan in 1 hour  in Digido, so the system approves such a large percentage of loan applications, over 90%. The web-site works 24 hours a day! You can issue a loan from anywhere in the country. Your car broke down in the middle of the night? Do you need fast cash in the Philippines? Do not hesitate – leave a request on the web-site and get money within 60 minutes!

Easy fast cash loan in 60 minutes

For getting an instant money loan you need:

1. to be an adult citizen of the Philippines;

2. to have a working mobile number and personal account on the company’s web-site.

Even those who are denied banks can count on immediate financial assistance from Digido The system does not refuse those who have a bad credit history. The student, the unemployed, the pensioner and other categories of citizens with whom banks and financial organizations often do not want to cooperate can also receive money.

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Why do you need a fast Digido loan?

You need money immediately, but you can’t save the right amount of money and create an emergency cash loans in one hour? Digido will come to your rescue!
That’s when an online loan will come in handy:

1. Wedding Expenses

A wedding is one of the most important events in a person’s life! But it is also one of the most expensive. You can borrow for your wedding to pay for the banquet, food, wedding clothes, and honeymoon with a wedding loan.

2. Vacation Expenses

Go on the vacation of your dreams! Choose a beautiful place and relax in a luxury hotel. A vacation loan will allow you to rest properly and start work with fresh energy.

3. Debt consolidation

You can use a personal loan to consolidate major loans, credit card or other types of debt. Debt consolidation loan is one of the most popular loan purposes among Filipinos.

4. Appliance purchases

Allow yourself the appliances you’ve always dreamed of! You can get a loans to buy a phone in 1 hour or a TV loan, buy the best refrigerator, air conditioner, or tablet. Upgrade your gadgets and devices!

Why you need to get loan in 1 hour in Digido

Are you interested in where you can get fast cash loan from direct lenders in the Philippines? If you want to get one hour cash loan Philippines quickly and without lengthy paperwork, contacting Digido is the best solution. Benefits of the system for clients:

  1. Full financial freedom. Firstly, the borrower can borrow any amount on consumer spending. There is no need to prove your solvency, to bring extracts from the work and to convince the system that you will be able to repay the debt. The loan, issued by us, is the property of the borrower, which he can dispose of at his own discretion. No transaction control, convenient loan terms, no checks and no reporting;
  2. Fast application process. Within 60 minutes the money is credited to the specified details – it can be cashed out at any minute. Thus, a person who is in a difficult situation can be sure that the financial assistance will be given on time;
  3. Absolute loyalty. Considering that the borrower interacts not with the person, but with the machine, miscalculations, personal antipathy and other factors affecting the loan issuance are completely excluded. All the robot needs is a phone number and passport data to enter it into the client base. Even if you are an unemployed student, it will not be an obstacle to getting a fast loan in 15 minutes in Philippines. The main thing is to pay off the debt in time.

All operations are performed online - you don't have to leave your house
In only 4 minutes you can receive up to 5000 pesos in your bank account
We don't require guarantors representation, documentation, or guarantee deposits.
The service is fully automated

The interest rates in Digido are fixed. There are no commissions or hidden fees. The formula of the loan basis ratio with interest rate is simple, it can be easily re-checked on a calculator. Digido also offers one of the fastest cash loan apps in the Philippines.

Can I get a fast loan in 15 minutes?

Many Philippine finance companies promise that you will get cash loans in 15 mins. Is this true? We looked at several loan conditions from different companies and came to the following conclusion. It only takes 15 minutes to check your application. It is undoubtedly a very fast cash loan Philippines with sure approval, but it is incorrect to call it 15 min cash loan.

But the whole loan process will take longer. Add to this the time for filling in the online application form, entering personal data and signing the loan agreement, sometimes a conversation with the company’s operator, and you will realize that 1 hour cash loan in Philippines is not quite true. In fact, it takes about an hour, which is also very fast. So remember that 1 hour emergency loan actually looks like fastest loan approval in the Philippines and calculate your time correctly!

If you want to take out a payday loan in 15 minutes with a bad credit rating, expect a small amount, then you have a better chance of being approved. If you pay back the loan on time, the company will approve a larger amount next time. And if you come here regularly for loan cash in minutes in the Philippines and pay them back, your credit score will improve in a few days.

How to get an instant cash loan in 1 hour without documents?

People who have had an emergency often want to know if it is possible to get emergency cash loans in one hour? Yes, of course it is possible. Many financial companies give out emergency loans and can even give you fast loan in 15 minutes in Philippines
However, when you ask where you can get an instant cash loan with no documents, we have an answer that will not make you happy. Any legitimate loan company that operates under the law will ask you for at least 1 valid government ID. After all, you are borrowing money from them and the company must know who they are lending 1 hour loan approval to.

You can find a company that gives out 1 hour loans with no employment verification, but in this case you will get a loans online in 1 hour for up to 5000 pesos. There are also loan companies that give loans in 1 hour no credit check, also for a small amount, and once you pay it back you can get a larger amount. This way the credit companies insure you that you cannot pay them back.
It’s also a popular question as to whether it’s possible to take out online cash loans in an hour in the Philippines without a bank account, and it’s possible in very many companies, especially those that have branch offices. You can go to one of the branches, such as Digido and get money in cash by showing 1 valid ID.

However, if you are offered cash loans in an hour in the Philippines and are not asked for documentation, it is likely to be a scam. We advise you to find another company and get a 1 hour payday loan there with as few requirements as possible. The Philippines has a huge range of excellent loan companies that will give you emergency cash loans in one hour and you can spend the money for any purpose.

How the system issues fast cash loan online in the Philippines

It’s easier to cooperate with the robot than with a living person. Step-by-step instruction:

1. Determine the desired amount and debt repayment period.

2. Click on the “Issue” and fill in the short form with passport data.

3. Send an application for consideration.

4. Wait for the response. It comes by email.

5. After a quick approval of the system, please read the points of the electronic contract and confirm it.

6. Receive an SMS notification with a code. Enter the code in the appropriate field on the screen.

7. Get the money.

If you have a bad credit rating, it will not affect the size of the online cash loan in an hour in the Philippines. We took into account that the credit rating may be reduced due to an error in the banking system of crediting. You can count on Digido!

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Digido Reviews

  • Noel
    Fast approval and cash disbursement. They have considerations. They are very professional and without any harrassment in reminding payment unlike other loaning app. Recommendable site!👍
  • Charie
    Amazing! So easy to loan and approval is very fast only a minute. That's why I rate this with 5 stars.
  • Efren
    I give 5 star in this app. Nice app, very fast approval and they are very professional and the agent is very good. I recommend this app to my friend and family.
  • Erwin
    The service is very fast once you renew your loan as long as you are a good payor and on time always to pay your loan.Small interest for shorter days to pay your loan. Recommended to everyone.
  • Janine
    I think this is one of best apps in money lending. The term is longer and they have options. Loan amount is also acceptable. Very helpful for people in need. Keep it up!
Rating (3.9/5) 584 voted. Rate us

Download the Digido mobile app and get loan instantly!

  • Borrowing 24/7
  • Approval rate over 90%
  • 1 Valid ID

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Written by: Sean Martin D. Plantado

Author pages:
Sean Martin Plantado is the head of Customer Care Dept. and Online Sales Dept. of Digido Finance Corp. creating articles, blogs, and other learning mediums that helps Filipinos struggling on their financial literacy. Sean also loves Cycling, Photography, Cinematography, Online gaming, Fine Arts, and dreams of becoming a Doctor of Veterinary Medicine.

Reviewed by: Rafael Hular

Author pages:
Rafael “Raffy” L. Hular is, the Finance and Accounting Manager. of Digido Finance Corp., monitoring and controlling the flow of cash that comes in and out of the company to meet the company’s business needs, preparing the financial reports and analysis of income and expenses, and monitoring tax compliance.  Raffy loves reading Japanese comics called manga and watching Japanese animated cartoon series. He dreams of establishing his own Accounting and Auditing Firm and teaching in a University.