Alyssa Divina

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Alyssa Divina pens blog articles about a wide range of topics, such as money matters and government transactions in the Philippines. Prior to joining Digido Finance Corp., she served as a journalist for Charlton Media Group, a business news magazine, for two years. She holds a degree in Journalism from the University of the Philippines Diliman.

Author posts

Solo Parent Benefits in Philippines 2024
Being a solo parent does not have to be difficult. Even if you’re raising your child without a spouse or partner, your family resources should not be limited. You can find support in other family members, friends or in your community. In addition,...
How To Get Senior Citizen ID in the Philippines
Obtaining a Senior Citizen's ID Card is indeed crucial for individuals who qualify as senior citizens. In the Philippines, the importance of this identification card stems from the provisions outlined in Republic Act No. 9994, also known as the...
DOLE Question and Answer 2024
[faq] Read All about What is DOLE: What are the Benefits for Employees and Employers Learn How to Get Quick Loan For...
Social Classes in the Philippines Today
Technically speaking, there are no more social classes in the Philippines. Social segregation was abolished when the Americans took over the country after the Spanish-American war. Today, the term “social class” refers to the income bracket of a...
How to Apply for PWD ID in the Philippines 2024
The government recognizes the importance of caring for people with disabilities (PWDs) and has developed a special program to support PWDs in society. PWDs are given social protection for them to enjoy equal rights with the rest of the citizenry....
How to Claim Paternity Leave in the Philippines
Fathers in the Philippines have a right to get a leave of absence from work at a time when they are having children. But how many days can you have, and what are your rights as a father? In this article, we will talk about things like “what is...
How to Get Police Clearance Online – Easy Steps
The National Police Clearance is an important document to prove that you have no cases or derogatory records in the entire country. It is different from the local police clearance. The local police clearance only clears you from the perspective of a...
How to Get Occupational Tax Receipt (OTR) in the Philippines
If you are a freelancer, you must pay and get your occupational tax receipt or OTR, as it is an important document to prove that you paid your taxes. The occupational tax receipt is like a professional tax receipt, or PTR. However, the PTR is for...
Best Legit Online Loan Apps Philippines 2024
Loan Apps is giving customers unprecedented access to borrowing money in the Philippines. Its increasing popularity has proven that more Filipinos are preferring to avail of a loan just by using a smartphone and opening an App. The Philippines...
Pag-IBIG Loyalty Card Top Advantages: Why You Should Get It
The Pag-IBIG Loyalty Card is a rewards program launched by the Home Development Mutual Fund, also known as the Pag-IBIG Fund. It aims to provide additional benefits to members and encourage them to save and invest more through the Fund. The...
Home Equity Loans Philippines: Definition and How Does it Work
Do you want to borrow money and use your house as collateral? After all, a house is one of the most important assets you can have, and it has a value that you can offer to loaners. Before you apply for a loan, it just makes sense to understand...
Debt Consolidation Loan Philippines
Do you find it challenging to manage numerous debts and make monthly payments on time? A debt consolidation loan in the Philippines may be the answer you need to streamline your finances and regain control. A single loan can streamline your...
What is DOLE or Department of Labor and Employment Philippines
The Department of Labor and Employment (DOLE)(1) is the Philippine government agency responsible for promoting the welfare of workers, job creation, and maintaining industrial peace. DOLE serves as the primary policy-making and coordinating...
Overtime Pay Computation in the Philippines
The Philippines is a country that protects its employees. As such, those who work in legit companies can expect to get paid properly. Today, we will show you how to calculate overtime pay in the Philippines, so you know if you are earning...
Mga Pautang Nang Walang Payroll sa Pilipinas
Alam mo ba na pwede kang umutang ng wala kang trabaho? Karamihan sa mga tao ay nag-iisip na maaari lamang silang humiram ng pera kung mayroon silang trabaho; karamihan sa mga kumpanya ay humihingi ng kanilang patunay na sila ay may suweldo. Ang...
Laptop Loan in the Philippines
Are you in need of a new laptop but struggling to come up with the cash to purchase one? Fortunately, there are several options for obtaining a laptop loan in the Philippines. Whether you’re a student, freelancer, or small business owner,...
How To Get Professional Tax Receipt (PTR) in the Philippines
As a professional in the Philippines, you are required to pay a special kind of tax known as the professional tax receipt (PTR) to ensure compliance with the country's tax laws. This tax is applicable to various professions, including doctors,...
Online Loan No Requirements in the Philippines
What is Personal Loan No Requirements It is commonly known that many borrowers in the Philippines do not qualify for traditional loans because they cannot provide the required documentation. Typically, when applying for a loan, there are certain...
What is VUL Insurance in the Philippines
Are you worried about your finances or looking to grow your finances during an economic standstill, consider investing in Variable Universal Life (VUL) insurance. VUL insurance is a great option for those who want to make a profitable investment...
Appliances Loan: Affordable Financing for Your Home Needs
Whether you are buying an appliance for the first time or replacing an old one, finding good options that are within your budget can be difficult. And even if you find one that satisfies your needs and preferences, it may not be...
Middle Class in the Philippines: Understanding and Income Ranges
Do you consider yourself a middle-class earner or citizen? What is the middle class in the Philippines? According to the Philippine Statistics Authority, a middle-income person is one who earns between ₱18,000 to ₱109,200 per month (1)....
Build Now Pay Later in the Philippines: How Does it Work?
Wants to build a dream house, but doesn’t have enough cash? Fret not, because nowadays, it is possible for you to start building your dream home or project without worrying about your finances. Wondering how? Read on and you’ll find the...
Paluwagan: The Pros and Cons of Traditional Filipino Savings System
Saving money is a difficult thing to do. You need strict discipline to be able to do this. The good news is that Filipinos found an ingenious way to save money without the need for a bank. All it takes is a group of like-minded people to support...
Flight Attendant Salary in the Philippines 2024
[cta-block id='1'] If you're considering a career as a flight attendant in the Philippines, one of the most important factors to consider is your potential salary. Flight attendants play a crucial role in ensuring the safety and comfort of airline...
Loan for Freelancers in the Philippines
The average salary of a freelancer in the Philippines (1) is ₱24,000. It is too small, and freelancing has hidden costs, such as taxes, computer maintenance, internet, etc. Freelancer's income is not stable. Because of this, it is not...
Renovation House loan in the Philippines
A home renovation is one of the only investments that can improve the quality of life in your living space and increase the value of your home in the future. Renovating can boost the return on investment (ROI)(1) of a house. Some homeowners want...
How to save Electricity in the Philippines
Electricity is becoming more and more expensive in the Philippines. It is concerning, considering that for the same consumption of power, you now have to pay almost double the price. As a hot country, we need air-conditioning systems and...
How to Get NBI Clearance in the Philippines
[faq] [cta-block id='1']   🚀 Need Money Right Now? Calculate your Pre-Approved loan Amount with Digido Calculator and Get Cash in 30 minutes from the comfort of your home: [calc2] Read the new article about Most In-Demand Jobs...
Most In-Demand Jobs in the Philippines 2024
What are the in demand jobs in the Philippines? The Philippines is a country of smart and hard-working people. The economy is growing, and it is high time you know which jobs have a high demand. This way, you can make the right decision about...
Fast Loan in 15 Minutes
: What is? Loan in 15 minutes is a short-term form of borrowing that provides a fast decision and a quick payout. When your available cash is low, and your source of cash will take several days to come, applying for loans...
Buy Now Pay Later in The Philippines
If you wish to order an item but lack the means to do that, there’s no need to give up the idea. Go with a Buy Now Pay Later (BNPL) option. One of the main advantages of BNPL is that consumers do not need to pay the full amount upfront to...
Accountant Salary Grade in the Philippines
Employees are always on the lookout for higher compensation to fight inflation and keep up with the rising cost of living. Whether you are a fresh graduate or employed but looking for greener pastures, it is important to know how much a job...
How much is Cremation in the Philippines
Death is just as important as birth. If you have been given a life, it will eventually be taken from you. Death will always come when the time comes. Dying can be expensive and usually, the financial burden lies with the family of the deceased....
Metrobank credit card guide
About Metrobank Philippines Metrobank is one of the Philippines’ largest universal banks. It offers savings accounts, loans, credit cards, remittance services, investments, bancassurance, business banking and private wealth management. Metrobank...
PRC Online Registration: How To Get The PRC ID
What is PRC LERIS? The Professional Regulation Commission (PRC) has made it easier for Filipinos to manage Through the PRC Licensure Examination and Registration Information System (LERIS), you can register for a PRC ID or license, renew your...
How to Apply For a Postal ID in the Philippines
The Philippine postal ID is one of the easiest to get here in the country. Due to its relative ease and convenience, many Filipinos line up at post offices and government booths around the country to apply for one. It is a widely-accepted...
SSS Disability Benefits in the Philippines
What is the SSS Disability Benefit? The SSS disability benefit is a cash benefit given to SSS members who have a permanent disability, whether partial or total. It can be given as either a monthly pension or a lump sum amount. To qualify for the...
Police Clearance in the Philippines
In the Philippines, a police clearance is a document issued by the Philippine National Police (PNP) that certifies that an individual has no criminal or derogatory record based on the police database. There are two types of PNP clearances: the...
How To Get Solo Parent ID in the Philippines
Being a single mom or a single dad can be challenging but rewarding. After all, it has been proven time and time again that single parents can guide their children into being productive members of society even outside the confines of marriage or...
What is a Certificate of Employment in the Philippines?
A certificate of employment is one of the most important documents that you can have in the Philippines. It gives details about the type of work that you’re doing and for how long you have been doing it. It is a required document by banks and...
How much is giving birth in the Philippines: Cost of normal and caesarean delivery
Having a baby can be a tiring and rewarding experience at the same time. Parents feel a sense of accomplishment every time they see their child hit every milestone in preparation for life. They are prepared to sacrifice everything in order to give...
SSS Pension Computation in the Philippines
What is an SSS pension? The pension is a monthly monetary benefit that the Social Security System (SSS) of the Philippines gives out to its members prior to the semester of retirement. This can be a monthly pension or a lump sum benefit. The...
How to Get a Cedula in the Philippines
A cedula or community tax certificate (CTC) is perhaps one of the most important documents that you can get in this country. You can use it as proof of identification, to pay your taxes, and as certification that you have indeed paid your...
The Cost of Funerals in the Philippines
Death is such a taboo topic in the Philippines that it makes people uncomfortable to even think about it. Nobody likes to think that their lives are going to end at some point, no matter how absolutely certain it is. Another major factor influencing...
Philippine Army ranks and salaries
Established in 1935, the Armed Forces of the Philippines (AFP) are the country’s military force, consisting of the three main branches: the Philippine Army (PA), the Philippine Air Force (PAF), and the Philippine Navy (PN). As described by its...
Nurses Salary Grade in the Philippines
Nurses in the Philippines are important pillars of the country’s healthcare system. They are frontliners in every sense of the word: they are the first to give aid and care for the sick and injured. Along with other healthcare workers, they work...
Philippine Coast Guard Salary Grade
The Philippine Coast Guard occupies an important role in Philippine society and sovereignty. They patrol our waters, conducting safety operations and protecting our maritime resources. They put their lives on the line just to be able to accomplish...
Teachers Salary Grade In The Philippines
Teachers play a very special and important role in the Philippines. They are tasked with shaping young minds, giving them a solid foundation for future education and work. Since a lot more students attend public schools in the Philippines, public...
Philippine Navy Ranks And Salary
[cta-block id='1'] As a country surrounded by large bodies of water, the Philippines needs a strong and capable navy to defend its borders and territories against intrusions coming from the sea. This is where the Philippine Navy comes in. The Navy...
How To Transfer Money From BDO To GCash
It is now very easy and convenient to top up or receive money on your GCash account straight from a bank account. No need to fill out physical forms or go to bank branches anymore! Transactions can be done through bank websites and apps, and they...
PDEA Ranks and Salary
The Philippine Drug Enforcement Agency is the government body tasked to prevent the entry and spread of dangerous drugs in the country. The PDEA also helps prosecute criminals involved in the drug trade in the country. The drug trade is dangerous...
How to Pay PLDT using GCash
PLDT, and a stable Internet connection in general (1), has become an important component of our lives, especially as remote work and schooling became the norm amidst the pandemic. Being away from our workplaces and schools have required us to be...
Bureau of Corrections Ranks and Salary 2024
[cta-block id='1'] The Bureau of Corrections fulfills a heavy responsibility in Philippine society: to ensure that criminal offenders in the country are being reformed and rehabilitated within the walls of its seven prisons and penal farms...
All About Minimum Wage in the Philippines 2024
Employees in the Philippines have rights. There are laws that state how much an employer should pay his or her employee per day. But how much is the monthly minimum wage in the Philippines 2024? The minimum wage law in the Philippines does not...

Expert posts

Credit Card Amnesty Program in Philippines
If you have unpaid credit card debts in the Philippines, you might be wondering how to deal with them without getting into more trouble. In this article, you will learn about the Interbank Debt Relief Program (IDRP), or the credit card...
How to Get the Overseas Employment Certificate (OEC) for OFWs 2024
There are many questions about the overseas employment certificate. As such, we deemed it best to provide you with accurate and factual data about it. In this article, you will learn the following: OEC meaning OEC requirements OEC...
Call Center Agent Salary in Philippines 2024
For many businesses around the world, the Philippines remains the top outsourcing destination of choice for customer service. When choosing to work with a call center, the Philippines is often the first country many foreign investors have in...
10 Passive income ideas in Philippines 2024: Unlock Financial Freedom
Are you tired of living paycheck to paycheck? Are you looking for a way to increase your income without having to work longer hours? There's a solution that can help you achieve financial freedom: passive income. Passive income is money...
OFW Loan in Philippines: SSS, banks, online lending companies
Combination of factors such as economic opportunities, historical ties, and the pursuit of better lives abroad, Filipinos have become one of the most prominent migrant communities across the world. With surveys showing that two out of 10...
Fast Loan in One Hour in the Philippines
Online loan is a small loan issued by a financial institution via the Internet. This type of crediting differs from banking in that it is issued quickly, with a greater likelihood of approval and to different segments of the population. Online...