List of Remittance Centers in the Philippines 2024
Key takeaways:
- Remittances are very much in demand in the Philippines.
- Many people send money abroad and within the country.
- If you urgently need money to transfer money to family members, you can get a loan from Digido.
Table of Contents
Financial transactions are an integral part of our daily life. Traditionally, people used cash for all their economic activities. Later, other forms of financial instruments such as cheques, bank drafts, money orders, or digital payment options evolved. But still, cash transactions enjoy an undisputed monopoly in many economies, including the Philippines.
The OFWs — Overseas Filipino Workers — are a significant contributor to the Philippines economy (1). The primary purpose of anyone to take employment in another country is to support his or her family. The long clearance time makes financial instruments such as cheques or bank drafts non-viable when a financial emergency strikes. Fund transfer through online mode is a practical solution for immediate money requirements.
Meaning of Remittance Centers for Filipinos
Unfortunately, the majority of Filipinos are still unbanked, and the banking system has yet to make its presence known to many far-flung areas in the country. Banking facilities such as ATMs, branches and even card terminals remain unavailable to many Filipinos. Someone from the village has to travel to the bank in a remote city and wait in the long queue to collect the money.
Apart from the inconvenience, it creates additional losses in the form of traveling expenses and job loss. Conventionally, Filipinos depend heavily on nearby non-banking financial institutions for all their economic activities, from taking loans to bill payments. The majority of such institutions offer money remittance services as well.
These money remittance centers have a significant presence in every nook and corner of the country with excellent features such as instantaneous fund transfer, real-time tracking, and quality customer support. Money remittance centers also provide the cheapest money transfer within the Philippines.
The Philippines’ remittance growth is around 2.5% and is expected to grow significantly in the coming years (2). In such a situation, the money remittance center business has got excellent opportunities to grow further.
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How Remittance Centers Operate in the Philippines
An overwhelming population of OFWs and Filipinos’ aversion to formal banking creates a perfect ecosystem for remittance centers to flourish. One can quickly locate remittance centers in each street, market, mall, or shop across the country. Several remittance companies are working in the Philippines, and their working model is as follows.
The sender remits the money, including the transfer fee, by visiting their branches or using the website or mobile app. They have to enter the recipient details as well. The sender can use the reference number to track the process. Once the money reaches the destination, typically within a few hours, the recipient can collect the funds by showing any valid ID.
The Difference Between Money Transfer and Money Remittance Centers
Even though people interchangeably use the words “money transfer” and “remittance,” there is a difference between the two.
Money transfer is the cashless mode for shifting funds from one place to another using cheques, money orders, or electronic fund transfers such as wire transfers.
Usually, this happens within the bank between accounts or across banks that operate the same currency. In other words, money transfer is for domestic fund transfer.
On the other hand, remittance is a type of fund transfer that involves an intermediary for currency conversion and delivery.
For instance, an OFW working in the US can’t send money in Php from there. They need to send it in USD, and it needs conversion to Php so that the recipient can use it. So remittance is a term for cash transactions involving different countries or currencies. The significant advantage of remittance is that you don’t require a bank account to send and receive money.
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List of Remittance Centers in the Philippines
The convenience of easy access, affordability, and the speed of electronic payments make remittance centers a popular choice for OFWs for the overseas money transfer process to their relatives back in the Philippines.
Philippine money transfer companies have been a godsend particularly to families of OFWs due to the ease and speed in which they can transfer money, notwithstanding the amount and distance of transfer.
Some remittance centers do provide local remittance as well. These Philippine money transfer companies have branches and services all over the country which makes them convenient for Filipinos to send and receive money anytime.
No need to ask the question “Saan ba ang padalahan ng pera sa Pilipinas?”. Some of the famous players in this domain are:
Cebuana Lhuillier Pera Padala
Cebuana Lhuillier is more than just a pawn shop now. With a network of 2,500 branches and 4,000 Pera Padala agents, Cebuana Lhullier Pera Pandala is one of the most established remittance service providers in the Philippines.
The Cebuana Lhuillier rates are highly competitive. Some of Cebuana Lhuillier 24 hour branches are available 7 days a week, ensuring uninterrupted cash availability for the recipients around the clock.
It offers direct bank account transfer, USD exchange, and USD money payout as well. The online appointment system allows the customer to schedule the service and avoid long queues.
Cebuana Lhuillier’s worldwide remittance partners include Western Union, MoneyGram, and i-Remit, and Philippine banks such as BDO, BPI, Metrobank, and RCBC among others.
To remit money to anywhere in the Philippines, you can visit any Cebuana Lhuillier branch near you. Fill out a form and present this along with your valid ID and the amount that you’d like to send. Keep the Pera Padala form that the cashier will give to you, and give the 10-digit control number to the recipient of your money.
Sending | Amount, PHP | Charge Amount, PHP | Charge Amount, PHP | Charge Amount, PHP | Charge Amount, PHP | Charge Amount, PHP |
---|---|---|---|---|---|---|
From | To | Metro Manila | Northern Luzon | Southern Luzon | Visayas | Mindanao |
1.00 | 100.00 | 1.00 | 7.00 | 1.00 | 1.00 | 1.00 |
100.01 | 200.00 | 3.00 | 13.00 | 1.00 | 1.00 | 1.00 |
200.01 | 300.00 | 5.00 | 18.00 | 2.00 | 2.00 | 2.00 |
300.01 | 400.00 | 10.00 | 25.00 | 3.00 | 3.00 | 3.00 |
400.01 | 500.00 | 15.00 | 30.00 | 7.00 | 7.00 | 7.00 |
500.01 | 600.00 | 18.00 | 35.00 | 9.00 | 9.00 | 9.00 |
600.01 | 700.00 | 21.00 | 40.00 | 10.00 | 10.00 | 10.00 |
700.01 | 800.00 | 24.00 | 40.00 | 12.00 | 12.00 | 12.00 |
800.01 | 900.00 | 27.00 | 45.00 | 12.00 | 12.00 | 12.00 |
900.01 | 1,000.00 | 30.00 | 50.00 | 15.00 | 15.00 | 15.00 |
1,000.01 | 1, 500.00 | 45.00 | 80.00 | 20.00 | 20.00 | 20.00 |
1,500.01 | 2,000.00 | 60.00 | 100.00 | 30.00 | 30.00 | 30.00 |
2,000.01 | 2,500.00 | 75.00 | 130.00 | 40.00 | 40.00 | 40.00 |
2,500.01 | 3,000.00 | 90.00 | 150.00 | 50.00 | 50.00 | 50.00 |
3,000.01 | 3,500.00 | 95.00 | 180.00 | 60.00 | 60.00 | 60.00 |
3,500.01 | 4,000.00 | 115.00 | 180.00 | 70.00 | 70.00 | 70.00 |
4,000.01 | 5,000.00 | 125.00 | 220.00 | 90.00 | 90.00 | 90.00 |
5,000.01 | 6,000.00 | 145.00 | 220.00 | 114.00 | 114.00 | 114.00 |
6,000.01 | 7,000.00 | 155.00 | 220.00 | 118.00 | 118.00 | 118.00 |
7,000.01 | 8,000.00 | 165.00 | 220.00 | 125.00 | 125.00 | 125.00 |
8,000.01 | 9,500.00 | 185.00 | 220.00 | 125.00 | 125.00 | 125.00 |
9,500.01 | 10,000.00 | 195.00 | 240.00 | 140.00 | 140.00 | 140.00 |
10,000.01 | 14,000.00 | 250.00 | 250.00 | 260.00 | 250.00 | 250.00 |
14,000.01 | 15,000.00 | 300.00 | 300.00 | 310.00 | 300.00 | 300.00 |
15,000.01 | 20,000.00 | 350.00 | 350.00 | 360.00 | 480.00 | 350.00 |
20,000.01 | 30,000.00 | 400.00 | 400.00 | 410.00 | 720.00 | 400.00 |
30,000.01 | 40,000.00 | 450.00 | 450.00 | 460.00 | 960.00 | 450.00 |
40,000.01 | 50,000.00 | 500.00 | 500.00 | 510.00 | 1,200.00 | 500.00 |
GCash Padala
GСash offers various channels such as the mobile app, Facebook messenger, or partner outlets to send money. The transfer between GCash users is free, and there is no minimum balance requirement either.
This is very helpful especially for Filipinos who remain unbanked: instead of going to a bank and opening an account, they can just download GCash on their phones and sign up for a GCash account within minutes!
The ability to use GCash cards as an ATM or debit card helps recipients withdraw money in a hassle-free way.
GCash has also partnered with Western Union, MoneyGram, Alipay, Payit and Skrill to name a few to help users remit and receive money worldwide. There is no physical GCash Remittance center, but you can go to any convenience store, department store, or bayad center that accept GCash cash-ins so you can send money to other GCash users.
Palawan Express Pera Padala
With over 2,900 Palawan express branches and many agents, Palawan Express is the most easily accessible remittance center in the Philippines. It has evolved into a one-stop shop with branches all over the Philippines where you can pawn off jewelry, send money to loved ones, and even remit cash and loan money online!
Palawan Express rates are as low as Php 2.00
However, with intelligent utilization of the loyalty scheme Suki Card, customers can further reduce Palawan Pera Padala rates.
Quality customer support and regular updates through text messages are some of the most attractive features of Palawan Express Pera Padala.
- Is Palawan Express Open on Holidays?
We get that you might have to send some money over the holidays, but do note that Palawan Express branches do close down during the Holidays to give their employees time to rest and be with their families.
After the holidays, Palawan Express branches immediately resume operations depending on the branch.
- Can I claim Western Union in Palawan Express?
Yes you can claim Western Union in Palawan Express. Just present your receive money form and your valid ID to the Palawan Express cashier when claiming the money.
Coins.ph
Coins.ph uses a mobile blockchain-powered platform that enables people to perform financial transactions in a secure and faster way, even without a bank account. One can use their Coins.ph (PHP) wallet or BTC (bitcoin) wallet for sending money.
Coins.ph does not have any mandatory minimum cash-in amount or monthly fees.
You can send remittances to any Coins.ph account in the Philippines through Western Union! Simply go to any Western Union agent near you, show your government ID and the amount you’d like to send, then give the MTCN number to the recipient.
You can also cash out your remittance through your preferred option! Options include e-wallets such as GCash and PayMaya, padala centers like M Lhuiller, Cebuana Lhuillier, Palawan Express, and local banks.
Maya Center (formerly Smart Padala)
Easy accessibility through the widespread network of over 29,000 outlets is the most striking feature of Maya Center. They offer effortless transactions with minimal formalities, and the recipients can collect the money by taking a short walk.
The sender can remit the money either through the traditional mode of visiting the Maya Center agent or using a Maya Center Account. Maya Center rates are the best in the industry with an instantaneous transfer facility.
You can remit money through Maya Center simply by finding a Maya Center agent near you! There are more than 63,000 Maya Center agents all over the country so finding one would not be a problem. Give your name, contact details and amount that you’d like to send to the Maya Center agent, then secure the claim reference number that will be given to you through a text message.
To claim money through Maya Center, give the claim reference number to the Maya Center agent or Maya Center remittance partner along with your name and contact details. You must also present your valid IDs when claiming your remittance. Maya Center service fee ranges from Php 15.00 to Php 1,500.00 depending on the amount that you’d like to remit.
RD Pawnshop Padala
Just like Cebuana Lhuillier, M Lhuillier and Palawan Pawnshop, RD Pawnshop has evolved into more than just a simple pawnshop. It has become a one-stop shop where you can pawn off jewelry and send money to your loved ones across the Philippines. It also offers personal insurance plans for accidental death and even fire assistance!
What’s more, with RD Pawnshop you can also pay your bills, buy air and sea tickets, change your money into a different currency, and remit money abroad! Thanks to RD Pawnshop’s more than 1,600 branches nationwide plus accredited business partners where you can also send and/or receive remittance, RD Pawnshop’s Cash Padala is very accessible, fast and reliable. RD Pawnshop Cash Padala fees are also very low: the maximum cash palada fee is only Php 317.00!
Amount, PHP | Fees, PHP |
---|---|
0 – 100 | 0 |
101 – 200 | 2 |
201 – 300 | 2 |
301 – 500 | 7 |
501 – 700 | 10 |
701 – 900 | 12 |
901 – 1000 | 13 |
1001 – 1500 | 18 |
1501 – 2000 | 26 |
2001 – 2500 | 34 |
2501 – 3000 | 41 |
3001 – 3500 | 51 |
3501 – 4000 | 61 |
4001 – 5000 | 76 |
5001 – 6500 | 96 |
6501 – 7000 | 101 |
7001 – 9500 | 109 |
9501 – 10000 | 119 |
10001 – 14000 | 180 |
14001 – 15000 | 190 |
15001 – 20000 | 220 |
20001 – 30000 | 258 |
30001 – 40000 | 286 |
40001 – 50000 | 311 |
To send and claim money with RD Pawnshop Cash Padala, go to an RD Pawnshop branch near you. Fill out the send-out form and present this to the cashier along with your valid ID. After processing your transaction, get the receipt that the cashier will give to you as proof.
To receive the money, present a valid ID afterwards the money and transaction receipt will be given to you by the cashier. RD Pawnshop operating hours may vary depending on the branch.
ML Lhuiller Kwarta Padala
ML Kwarta Padala is also an efficient and affordable way to send and receive money within the Philippines! With more than 3,000 branches nationwide, M Lhuillier has expanded this branch network with its partnership with networks such as Expresspay, LBC Express, RuralNet, and Starpay.
ML Kwarta Padala also offers international remittance services so OFWs won’t have a hard time sending their hard-earned money to relatives and loved ones in the Philippines. Likewise, people in the Philippines can also send money abroad and have their relatives claim the money through ML Kwarta Padala partners. You can also send money to bank accounts in the Philippines through ML Kwarta Padala’s Kwarta Padala to Account Service. No hassle if the recipient will only claim the money through their bank account!
M Lhuillier Kwarta Padala rates range from Php 3.00 to Php 350.00 depending on the amount in the transaction. You can also send money through ML Kwarta Padala through their official app. Just download the app on your smartphone.
Amount, PHP | Instant Peso Padala, PHP |
---|---|
100 | 3 |
101 – 200 | 6 |
201 – 300 | 9 |
301 – 400 | 12 |
401 – 500 | 15 |
501 – 600 | 18 |
601 – 700 | 21 |
701 – 800 | 24 |
801 – 900 | 27 |
901 – 1000 | 30 |
1001 – 1500 | 45 |
1500 – 2000 | 60 |
2001 – 2500 | 75 |
2501 – 3000 | 90 |
3000 – 3500 | 95 |
3501 – 4000 | 115 |
4001 – 4500 | 125 |
4501 – 5000 | 130 |
5001 – 6000 | 148 |
6001 – 7000 | 158 |
7001 – 8000 | 168 |
8000 – 9500 | 188 |
9501 – 10000 | 198 |
10001 – 14000 | 210 |
14001 – 15000 | 220 |
15001 – 20000 | 260 |
20001 – 30000 | 290 |
30001 – 40000 | 320 |
40001 – 50000 | 350 |
LBC Instant Peso Padala
With LBC, you and your loved ones can enjoy instant peso padala within the same day! No more waiting for ‘X’ number of transaction days just to receive that money for whatever purpose! To avail of this super fast and convenient service, go to a LBC branch near you, fill out the form and pay for the transaction. Send the tracking number to your recipient and you’re all set!
To claim the money through LBC Instant Peso Padala, go to an LBC branch near you, present the tracking number to the cashier along with your valid ID, contact details of the sender and the amount of money that you’re expecting to receive. Fill out these details in an encashment form and present it to the cashier.
LBC Instant Peso Padala fees vary according to the amount that you’re going to remit. These fees range from Php 3.00 to Php 125.00. Very affordable and convenient indeed!
Amount, PHP | Instant Peso Padala, PHP | |
For same-day delivery | Next day delivery (door-to-door) | |
100 | 3 | 35 |
101 – 200 | 6 | 37 |
201 – 300 | 9 | 52 |
301 – 400 | 12 | 54 |
401 – 500 | 15 | 59 |
501 – 600 | 18 | 71 |
601 – 700 | 21 | 76 |
701 – 800 | 24 | 80 |
801 – 900 | 27 | 80 |
901 – 1000 | 30 | 80 |
1001 – 1500 | 45 | 119 |
1500 – 2000 | 60 | 140 |
2001 – 2500 | 75 | 179 |
2501 – 3000 | 90 | 200 |
3001 – 4000 | 120 | 260 |
4001 – 5000 | 150 | 320 |
Wise (formerly TransferWise)
If you’re in the United Kingdom, you can send money in British pounds (GBP) to the Philippines through Wise! Wise (formerly TransferWise) is a guaranteed fast, reliable, easy and secure way to send money to loved ones wherever they may be, including the Philippines.
To avail of the service, go to the Wise website, pay in GBP with your credit or debit card or send the money from your online bank account. The recipient will receive the money in their currency from Wise’s local bank account.
TrueMoney Padala
Last but definitely not the least, TrueMoney offers money remittance, bills payment, insurance, and mobile load top-up services! TrueMoney Money Padala is available for domestic and international remittance services.
TrueMoney Money Padala fees range from Php 3 to Php 330 so you don’t have to worry about affordability! The are also more than 20,000 TrueMoney Money Padala centers where you can send and receive money.
Western Union Philippines
Western Union (2) is a global leader in remittance service with a history of over 160 years and over 500,000 agent locations in over 200 countries. Western Union international rates are competitive and suit many customers.
Western Union also converts dollars into the local currency at the current exchange rate, making it very convenient for recipients as they don’t have to
Company offers an impressive Western Union transfer fee and has an online tracking system.
The loyalty scheme “My WU membership program” provides reward points for each transaction, and you can use these points to get discounts for your following transfer fee.
You can remit money through Western Union simply by going to one of their branches or log in to your Western Union account on their website. Fill out a form with your name, address, the amount of money that you’re going to send, and the contact information of the recipient.
Once the transaction is successful, you will receive a tracking number (money transfer control number or MTCN) which the recipient will use in order to claim the cash. In order to claim the money, the recipient must provide the MTCN and a valid ID.
WorldRemit
WorldRemit is an online remittance facility that operates 24/7 and has a presence in over 140 countries.
The WorldRemit tool on the website enables one to estimate the transfer and exchange rate easily. It offers different options for sourcing the money and pickup options such as cash pickup, bank deposit, mobile money, and airtime top-up.
To remit money through WorldRemit, you have to sign up for a WorldRemit account. Enter your recipient’s contact details and bank details, and the amount that you’d like to send, then pay for the transaction.
Are you going to remit money using WorldRemit for the first time? No need to worry about transaction fees then – WorldRemit will waive any fees for your very first transfer!
Xoom
Xoom is a convenient online service that provides its clients with financial services in 24/7 mode. The transfer itself reaches the recipient from 6 hours to two days, depending on the workload of the service. You can transfer up to $10,000 at one time.
Those who are worried about the delivery of money can track the sent transfer in real time. Conveniently, if your money sent through Xoom doesn’t reach the recipient, you can get all the funds back into your account. Xoom partners with banks such as BPI, Metrobank or PNB.
Tambunting Pera Padala
Tambunting Pera Padala is a convenient funds transfer service that cooperates with many local money transfer services such as Palawan Pawnshop, Western Union, GCash, Maya Center, and others. The maximum amount that can be transferred is Php 100,000.00, in which case the transfer fee will be Php 2,000.00.
To transfer money, everyone can find a convenient branch, of which there are many now open all over the country. Some offices are open from Monday to Sunday from 8 am to 9 pm, including holidays, while some offices serve customers only from Monday to Saturday.
MoneyGram
MoneyGram has both conventional brick and mortar offices and a very innovative online platform for their operations.
One can estimate their transaction fees by using either the online tool or the MoneyGram Facebook page. It offers real-time tracking of your remittance and multiple pickup options such as direct bank account transfer, home delivery, and money pickup opportunities.
To send money transfers using MoneyGram, go to the MoneyGram app or website. Register for an account, enter the recipient’s details, the amount that you’d like to send and how you want the addressee to receive the money.
Afterwards, you can choose to pay for your money transfer through your debit or credit card or directly from your bank account.
In addition, you can transfer funds through MoneyGram to a debit card, bank account, or a mobile wallet. Definitely a convenient way to send money in times of need!
Pera Hub
Pera Hub works in two modes: online and offline, i.e. the customer can send money both through the service branch and through the website or app. The mobile app is available on Android and iOS devices and is free to download.
Pera Hub offers regular discounts and promotions for its regular customers, such as reduced transfer fees.
Payoneer
Payoneer is one of the most widely used digital cross-border platforms among freelancers and professionals for international payments. It supports 150 currencies and is available in 35 languages with 24/7 customer support.
The most significant advantage of Payoneer is that there is no limit for the transfer amount. Bank transfers through Payoneer can take two to five days depending on the location of the recipient.
The Payoneer app is available on both iOs and Android, so no need to worry about not getting your money wherever you are and whenever you need it!
Aside from money remittance, you can use Payoneer to make business payments directly from your account and even convert money from one currency to another.
Ria Money Transfer
The Ria service operates 24 hours a day, 7 days a week, with no weekends or holidays. A client can send money via a convenient mobile application that works on iOs and Android, via Ria’s official website, and also via the company’s offices that operate in many cities of the country.
The status of the transaction can be monitored by the Ria customer in real time in the app or on the website. To do so, you just need to enter your order number or pin code.
Those who decide to use Ria for the first time have a pleasant bonus – zero commission on the first transfer.
PayPal
PayPal has a customer base of nearly 300 million and has a strong presence across 200 countries. It accepts payments in 100 currencies and allows withdrawal in 56 currencies.
Getting a PayPal account is very simple, and the mobile app provides an excellent mobile transaction experience. It makes PayPal the most popular digital fund transfer platform across the globe.
Using PayPal for money remittance is very easy! First, you must log in to your PayPal account (you can use your personal or business account!), click “Send & Request” then enter the email address of the money’s recipient.
Afterwards, indicate the amount you wish to send and the currency in which you wish to send the money in. You can fund your transfer through your bank account or your existing PayPal balance. Send the money after verifying the details.
The turnaround time of the money transfer will depend on the recipient. If the recipient account is a bank account, the monetary transfer will be processed instantly or within one to four business days. If the recipient is a GCash or a Coins.ph account, processing will be within 24 hours.
Learn more:
Dragonpay Loan App Guide in the Philippines
How to Choose a Company to Send Money
You, as someone who might receive money through remittance now or sometime in the future, might be thinking “Which remittance center near me would serve me best?”.
Choosing the right remittance service provider is crucial in ensuring the timely and secure delivery of your remittance. Some of the significant factors to be considered are the following:
✅ Reliability and reputation. Always do proper research to ensure that the firm is licensed and has a good reputation. Illegal or spurious companies may offer you low rates. But they can land you in complicated situations later.
✅ Exchange rates. Even a tiny variation in the exchange rate can make a massive difference in the receiving end. So you must check and compare the exchange rate with different companies before using their services.
✅ Transaction fees. Fund transfer across borders involves different networks or facilitators. Always ensure that the transaction fees include all these expenses, and there are no other hidden charges.
✅ Speed of transaction. How fast the money reaches the recipient is a vital parameter in choosing a remittance company. If the company offers real-time tracking features or updates timely, that will be a great advantage.
✅ Customer support. Naturally, people get stressed when they send money, especially for emergency purposes. So always ensure that the company offers good customer support that gives you proper assistance whenever needed.
Advantages of Using Remittance and Money Transfer Services
Filipinos apply to money transfer services for a variety of reasons. Some need to send money to close relatives or friends. Others need to pay for services or goods domestically or abroad.
Regardless of the reason that motivates you to use a money transfer system, you will appreciate the advantages it provides:
✅ Fast transfer. A transaction can take from a few seconds to two or three days. It all depends on where you send money or which money transfer service you choose. Therefore, clarify this condition in advance before you sign up for the service.
✅ Transfer from anywhere in the world. If you are far away from your family, it doesn’t mean that you can’t send them money. Thanks to the money transfer system, you can do it from anywhere in the world. And then your family will be able to pick up the money at a location near them.
✅ Low fees. The commissions for sending money depend on the amount of money you will be sending. However, they are mostly small amounts.
Sometimes there are no transfer fees at all. For example, if the transfer amount is small or if you became a participant of the promotion (as the first client).
✅ Additional functions. One of the most convenient additional functions of services is the ability to track the transfer in real time. So you can be sure that the money will definitely reach the recipient. Some money transfer centers allow you to plan your transfers in advance, set up regular transfers on certain days.
Urgent Cash Assistance in the Philippines
The primary requirement for anyone to use these features is the availability of cash. Financial emergencies have scant consideration for your financial health or your circumstances.
If your requirement is urgent, traditional banks or lenders won’t be helpful. In such cases, online lenders like Digido can be a great help. Apart from our branches across the country, we have a fully automated website and mobile app for loan processing. It means we are open 24/7. So you can submit your loan applications from anywhere and anytime.
Digido offers personal loans up to PHP 25,000 for a low interest rate. You only need to be a Filipino within 21-70 years with a working mobile connection and a valid ID for getting a loan. Our loan approval rate is 95%, and the entire process takes place without any human intervention or bias. The loan approval and transfer of funds take place within minutes.
As a state-licensed and legit lender, Digido assures you the most transparent and ethical financial assistance during your stressful moments.
Remittance Centers in the Philippines: FAQs
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What centers are included in the top list of remittances in the Philippines?The top list of remittances in the Philippines includes centers such as Cebuana Lhuillier, Palawan Pawnshop, Western Union, LBC Express, and M Lhuillier. These centers are well-known for their reliable and widespread money transfer services across the country.
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How to find a remittance service with low fees?The amount of fees depends not only on the remittance service, but also on the amount you are going to send. It is better to clarify the amount of the fee in advance before making a transaction. You can find out the fee on the website or in the service's application. You can check the amount of the fee at the office of the remittance service or by phone, which you can find on the website.
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What is the best way to transfer funds from the Philippines to another country?There are many remittance services that you can apply to send money abroad. You don't even have to go to the bank and stand in line. Just open the website or app of one of the services we described above and make the transfer.
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How much money can I send to the Philippines?The minimum and maximum transfer amount depends on which remittance service you will use. For example, the transfer limit at LBC Instant Peso Padala is Php 100,000.00. Maya Center has Php 10,000.00 per day. PayPal and Payoneer, on the other hand, have no maximum transaction amount.
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Is Palawan a remittance center?Palawan is one of the largest pawnshops in the Philippines and also provides money transfer services and has many branches in all cities.
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Is Palawan Express open on holidays?We get that you might have to send some money over the holidays, but do note that Palawan Express branches do close down during the holidays to give their employees time to rest and be with their families. After the holidays, Palawan Express branches immediately resume operations depending on the branch.
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Where can I remit Cebuana Lhuillier?You can make a money transfer at any Cebuana Lhuillier branch.
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What are the types of remittance?Remittances are divided into two types - transfers abroad, where OFWs send money to the home country, and domestic transfers.
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Can I claim Western Union in Palawan Express?Yes, you can claim Western Union in Palawan Express. Just present your receipt money form and your valid ID to the Palawan Express cashier when claiming the money.
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Digido Reviews
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CharieAmazing! So easy to loan and approval is very fast only a minute. That's why I rate this with 5 stars.5
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AnnieReally helpful and very considerate app and the agents are helpful also.4
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IanThank you Digido. This app is very helpful in times of emergency needs. Easy to apply and disbursed in my account. God bless you.5
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DanicaSuperb App. It is very easy and fast approval. it's my second loan since the last time. Very happy to apply for this app. Highly recommended.5
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HoneylethVery quick and less interest. Keep up the good job. Helps a lot.4