- Fast loans are very popular in Pasig City.
- There are many companies where you can get a loan, but online loans are especially in demand right now.
- We recommend Digido to get a quick loan in Pasig City.
- You can get up to 25,000 pesos without going to the office.
Loan in Pasig City
Also known as Green City, it’s the best place for one to live in the Philippines. The environs are breathtaking which makes it a perfect holiday destination. As the COVID-19 measures are being eased, you and your family can explore Pasig City during this Christmas season.
However, you need to have cash to travel or continue with your business during this festive season. We understand that a lot of people have lost their sources of income since COVID struck. Many have been forced to survive on one meal while others had to skip a meal in the Green City.
Though things are slowly getting back to normal, many people need loans. Considering most Filipinos are entrepreneurs they depend on their business to feed their families. This is why the Pasig loan is a viable option to promote your business. The lending companies in Pasig offer you affordable microloans for business or even personal use.
What Financial Services Are in Pasig City?
There are various financial services in Pasig City. One can opt for any of the firms when seeking microloans.
Banks are one of the cash agencies where you can get access to short-term loans in Pasig City. Though the banks take about 5 days before the loan is approved, you can request both long-term and short-term loans. This is why we recommend online loans if you need cash assistance urgently. The funds will be approved within hours to take care of the issues at hand.
These are brokers who exchange cash for a valuable asset. Most of the pawnshops deal with jewelry or even gadgets. The item you hand to the broker is used as collateral in case one fails to repay the debt on time.
The good thing about a pawnshop is that you receive the cash instantly without any delay. However, before seeking this financial service, you should know they’re not regulated. You might be subjected to a high-interest rate depending on the demand and supply in the market.
3. Online lenders
Online lenders are the best financial providers in the city. One of the best online platforms is Digido. The firm offers you an instant loan within hours. There is no collateral needed and they are regulated by the financial authorities.Apply now
In What Cases Will an Online Loan in Pasig City Help?
You’ll find online loans the best in the following situations:
1. During a pandemic
As you may remember, things were good when the year began. Some people had been awarded promotions which came with heavy packages. Others had opened their businesses and were breaking even. No one knew of an impending pandemic.
When COVID-19 struck, things were no longer the same. Those who had senior and junior positions are being laid off. Others are being faced with pay cuts of up to 50% of their salaries. Businesses have also closed down because of the pandemic which has shrunk the economy in the Philippines and the entire world.
The inflation rate has risen in the Philippines and all cities including Pasig are affected. Study shows the inflation rate has risen to 2.5% from 2.3% amid the COVID crisis in the Philippines. Therefore many Filipinos require financial help and online lenders are the best option to assist families and businesses to get back on their feet.
2. Poor credit score
Before a bank approves your microloan request, it has to look at your credit score. By checking this they can ascertain if you’re a high risk lender or not. If you have a bad credit score between 300 and 670, your loan request won’t be approved. This is because you are considered high risk to the organization. This applies whether you need the cash for an emergency or not.
But when it comes to online lenders, your credit score does determine your loan eligibility. The firm doesn’t seek your credit, they focus on your financial statements instead. Hence, if you need money urgently without any questions being asked, online loans are the best.
Best Express Loan in Pasig City
Are you searching for an express loan in the Philippines’ Pasig City? If so, Digido is the perfect firm for the job to be done. The platform offers affordable and sustainable loans. Their loans attract a low-interest rate depending on the loan amount.
That’s not all. It has a loan tenure of 7 to 30 days. This gives you ample time to settle the debt according to terms and conditions. What makes Digido the best lending company in Pasig is that it offers first-timers a loan up to PHP 10,000. And for the second applicants, they qualify for a loan up to PHP 25,000. This is an amazing offer, especially during this festive season.
Digido Loan Features
The features include the following:
– The firm uses an automated system to evaluate your loan application. This eliminates human errors and biases;
– The loans are generic hence you can use it for any purpose;
– Digido offers unsecured loans with minimal documentation. Plus your credit score is not needed to determine if you are qualified for the funds;
– The company provides a 24/7 service, hence one can acquire a loan when on the move or during ungodly hours;
– The loan application is done online through an app or the website and the cash is disbursed within one hour.
Digido Loan Requirements
– To be qualified for an online loan from the company, you need to meet the following requirements:
– The applicant must be a Filipino citizen;
– During the application, a government-issued ID card shall be provided;
– You should be between the ages of 21-70 years to be considered eligible;
– A passport must be uploaded before submitting the loan application forms;
– A valid mobile number is needed and you must be either employed or self-employed.
Digido branches not far from Pasig City
|VICTORY MALL CALOOCAN||10:00AM-7PM||Ground Flr., Victory Mall., Rizal Avenue Ext. Caloocan. Metro Manila|
|NORTHWESTMONUMENTO||10:AM-6:00PM||Ground Flr., Northwest Plaza, Rizal Ave. Ext. Monumento, Caloocan City|
|SUPER 8 GUADALUPE||8:00AM-5:00PM||Ground Flr., Super 8 Commonwealth Ave. Corner Villangco St. Brgy. Commonwealth, Quezon City|
|SUPER 8 COMMONWELATH||8:00AM-5:00PM||Ground Flr., Super 8 Commonwealth Ave. Corner Villangco St. Brgy. Commonwealth, Quezon City)|
|ANTIPOLO||8:00AM-5:00PM||ML Quezon St., Antipolo City, 148, Bagong Nayon, Antipolo City|
|MASINAG||8:00AM-5:00PM||Unit FC-1A Lenjul Bldg., Sumulong Corner Marcos Hi Way, Antipolo City|
|STA LUCIA||9:00AM-6:00PM||Lower Ground Flr. near supermarket, Sta. Lucia East Grand Mall, Marcos Hi-way cor. Felix Avenue Cainta, Rizal|
|COGEO||8:00AM-5:00PM||Cogeo Commercial Bldg., Cogeo Gate 3, Unit LS-08, Bagong Nayon, Antipolo City|
|SAN MATEO||8:00AM-5:00PM||P. Burgos Cor General Luna St., Sta Ana, San Mateo, Rizal|
|SUPER 8 NOVALICHES||8:00AM-5PM||Ground Flr., Super 8 Novaliches, Quirino Hi Way, Brgy. Sta. Monica Novaliches, Quezon City (in front of Susano Market|
|SUPER 8 GMA CAVITE||8:00AM-5:00PM||MAGRA Commercial Center, Congressional Rd., General Mariano Alvarez, Cavite|
|VICTORY MALL LACSON||9:00AM-6:00PM||Unit G23 Victory Lacson Underpass,, Barangay 306, Quiapo Manila|
How to Get an Online Loan in 5 Steps?
1) Determine need
It’s an important step when seeking online short-term or microloans. This is because the loans attract high interest compared to traditional ones. Therefore, assess if you need the cash urgently or not.
However, if you are applying for the funds for personal use such as purchasing an item or equipment, ensure you have a payment plan. This is because defaulting attracts extra fees and interest making it expensive.
2) Researching lender
Various online lenders are offering affordable loans. Nonetheless, not all platforms are legit and safe for use. A legit online lender has to be registered under the Securities and Exchange Commission. Thus, a registered firm must have a serial number that is found in the SEC chart.
Before subscribing to an online lending service, don’t forget to check if it has an SEC registration number. This is something you can google and find out within minutes. This protects your data and information plus prevents you from being exploited by the lenders for financial gains.
3) Terms and conditions of the lending company
Every company has its terms and conditions that one must meet before his or her loan is approved. For example, Digido platform approve loans for those who have attained the age of 21 years, while in others companies the age limit is 23 years.
On the other hand, the firm might be offering its loans at high-interest rates. This is why we recommend going through the terms and conditions to know the requirements exactly. This saves you time and money.
4) Hidden fee
The devil is in the details, which means you have to read between the lines before agreeing to the terms and conditions. Certain firms will be charging application fees and the clause might be omitted in the terms and conditions. Or even the clause is there but expressed in legal terms difficult to understand seeking financial services from other online lenders.
5) What to do if the loan application is rejected?
Not all your loan applications shall be approved. Some online lenders say they don’t check your credit score but in the real sense, they do. If your loan request is rejected, try to find out why to correct the issue.
On the other hand, you could seek financial assistance from online firms that have a higher approval rate. This increases your chances of getting an online loan. For example, Digido has a 90 % approval rate which makes it the best online lender in the Philippines.Apply now
LeomaDigido is very reliable and flexible. It is very easy to reloan. They are very helpful. Recommended to those who are planning to take a loan. Interest is very low. 👍5
JosephVery convenient when in need. Fast approval and long term payment you can extend the payment with reasonable cost. Thanks and more power!5
RyfteBased from my experienced in this loan app, i think its verry good easy to used. It helps for those who need urgent loan you can have longger term of repayment also.5
MaryVery efficient, fast reliable company. Reasonable rates with very friendly and accommodating customer service! I highly recommend it! 👍👍👍4
RonSo far my transaction with Digido has no problem. This is my 3rd loan with this online loan. My wife and my friend also using Digido. And i will say that it is recommended for those who need paper money.4