Home » Articles » Lending Company in Quezon City » Lending Company in Quezon City

Legit lending Company in Quezon City: Where to Get Quick loans?

Last updated: April 11, 2024

Key takeaways:

  • There are many money lending companies in Quezon City where you can get a loan, but fast online loans are especially in demand right now
  • For fast loans in Quezon City we recommend only legitimate companies like Digido
  • You can get up to 25,000 pesos in just 4 minutes without going to the office
How much money do you need?
10 000
min ₱ 1 000
max ₱ 10 000
You will have to return*: 10 000
All your data is under secure protection!
*Interest payments are approximate. The final loan amount and interest rate must be confirmed in your loan agreement after loan approval
Who can get a Digido loan?
You are 21-70 years old
You are a Filipino citizen
You have a valid government ID

The bustling metropolis of Quezon City makes it the ideal place to find financing companies from which the citizens can obtain a quick loan. As a metropolis with an estimated population about 3 million, people are likely to run into long lines in banks just to get a quick cash loan in Quezon city.

To combat this problem, remote money lending in Quezon City is becoming more and more popular among Filipinos.

Get a Quick Personal Loan in Quezon City
  • In only 4 minutes you can Receive Up to PHP 25,000
  • Get your first loan with 0% interest Rate
  • Fully Remote Application Online Process

Lending Company in Quezon city, Philippines

Digido is an online service that offers borrowers the ability to get a fast cash loan and the requirements are minimal and easy to provide. This company provides an opportunity to receive money in a bank account, e-wallet or your Gcash. You can choose the way that best suits your needs!

Here are some of Digido’s advantages:

  • Work 24/7 days, without holidays and weekends
  • From PHP 1,000 up to 25,000
  • Receipt of funds to the account within 30 minutes
  • Minimal documents – only government ID is required to obtain a loan
  • No hidden fees, down payments and commissions
  • Approval rate of more than 95%
  • Loans without collateral and guarantors
  • Lending even without a bank account
  • 🎁 There are also Promotions and Raffles!  You can get valuable prizes such as the iPhone 14  and others on your first and second loan

Loans in in Quezon city

Digido loan Terms and Requirements for Borrowers in Quezon City

Digido offers different conditions for new and regular clients.

  1. Fast Loan at 0% for first-time borrowers: First borrowers must repay their debt within 15 days from the approval date. The maximum possible amount for them is PHP 10,000. But for them Digido offers the first interest-free loan. This is a very generous and advantageous offer to use!
  2. Up to 25,000 for repeat borrowers: For repeat clients, the loan is granted up to 30 days from the date of approval. They can get up to PHP 25,000. The Digido interest rate will depend on the amount of the credit and its validity period. Repeat borrowers are automatically approved.
Apply now


To apply for a cash from Digido, the borrower must fulfill the following requirements:

– You must be of legal age or 21 years old and not more than 70 years of age.
– You must be a Filipino citizen with a source of income along with a government-issued ID such as a passport or driver’s license
– You must register an account on the Digido website.

Requirements for a quick loans in Quezon city

To ease approval of the credit, borrowers may present additional documents aside from the government-issued IDs.

  • Payslips
  • Income Tax Return (ITR)
  • Certificate of Employment (COE)
  • If the borrower also owns a business establishment, a Department of Trade and Industry (DTI) certificate can be presented to Digido.

We advise you to pay back your loans on time, on the date specified in the loan agreement. If you have a Digido unpaid loan, you can extend it or contact the company on support@digido.ph or by calling the hotline number. And they will offer you a solution depending on your situation.

Why do people turn to lending companies in Quezon city?

You can use fast online loans for different purposes and for urgent needs, here are some examples of why people take fast loans in Quezon City:

👉 Medical Emergencies

Health problems always come at the wrong time, and it’s impossible to prepare for them. If you don’t have savings, you can cover medical expenses with a loan for medical treatment. For example, buy expensive medications or pay for a nurse’s care.

👉 Payment for Education

Not all families can provide their children with a decent education, because it takes a lot of money. There is a way out – an education loan. Your children will thank you!

👉 Home improvements and renovation

Finance your quality of life! Make improvements, and renovate your home, because you can use a money to do so.

👉 Appliance purchases

Allow yourself the appliances you’ve always dreamed of! You can get a phone or a TV loan, buy the best refrigerator, air conditioner, or tablet. Upgrade your gadgets and devices!

Apply now

Advantages of Digido Loans in Quezon City 💼

What are the Benefits of Fast Cash Loans?

✅ Easy application process

The application process for fast cash loans is typically done electronically or through the internet and therefore the processing of data is much faster, making the approval time shorter.

✅ Convenient loan repayment

Repaying any debt can be done on time and the convenience comes from the fact that the client does not have to present himself or herself physically at the financial institution. Everything can be paid online.

✅ Available to all people

Seeing that most fast cash loan services are served on the internet, anyone can apply at any time as long as they fulfill the minimum requirements of the service especially the country of residence, age, and proof of employment.

✅ Quick money transfer

Money is obtained immediately once approved by the lending company but the moment when it is available for withdrawal depends on the bank assigned for deposit as there may still be some additional processing that needs to be done

Money Lending Company in Quezon City: How to choose?

The ideal lender not only offers competitive interest rates but also ensures a transparent, efficient, and supportive loan process.  So, how to choose the best company among all the companies in Quezon City? When searching for lending company and before the loan application in Quezon City, it’s essential to take into account the following aspects:

Pay attention to Description
Operational License Opt for a lender that’s corporately registered with the Securities and Exchange Commission. They should offer compliant loan services and products. Ensure your lender adheres to the Lending Company Regulation Act (R.A. 9474) and is SEC-registered.
Rate of Interest While banks might offer lower rates, genuine lenders also provide competitive fixed rates. Know the exact repayment amount in advance, and read the fine print in the contract carefully.
Documentation and Requirements Reputable lenders have a straightforward documentation process, typically requiring IDs and income proof. Always be wary of sharing non-essential personal data.
Payment Plans Authentic lenders are transparent about their repayment structures, detailing amounts, rates, terms, and deadlines. If you’re unsure about repayment, discuss flexible plans with your lender.
Application Procedure The loan application process should be clear and comprehensive. Ensure all your queries are addressed, and there’s open communication before finalizing any contract and look at the reviews.
Data Security The safety of a borrower’s data is paramount. Trustworthy online lenders employ advanced measures to ensure data confidentiality.

lending company in Quezon city

Other Types of Quick Loans in Quezon City

Different lending companies in Quezon City offer other types of loans for different categories of people. Here are some of them:

Salary Loans

A salary loan is a type of credit that can be used for a variety of purposes such as home improvement, payment of education-related fees, medical emergencies, funding holiday vacations, and activities.

The requirements for obtaining this type of credit can vary from one financial institution to another so it is always a good idea to check for a list of these requirements on the financial institution’s website. Usually such a loan is issued through the company where the client works, and then payments are deducted from his or her salary.

OFW Loans

This is a type of loan intended for Filipinos who are working in other countries (OFW Loans mean Overseas Filipino Workers). Applicants for this type  must fulfill requirements such as the following:

  • OFW must be at least 21 years old but not older than 60. The applicant must not be 70 years of age by the time the credit matures.
  • Employment is stable for at least 2 years.
  • Must have relatives in the Philippines who can function as co-borrowers.
  • The salary of the OFW must be between 40,000 to 50,000 in local currency.
  • Must possess any two IDs (OWWA, Seaman’s book, Passport, and other OFW related ID)
  • Certificate of Employment, Visa copy, Plane ticket and flight details.

Different companyes may have different requirements, it is best to clarify them in a particular institution.

Seafarer Loans

Seafarer loans are a type of credit intended for Filipinos who are working out at sea. Many banks offer special conditions for seafarers, reduced interest rates and longer periods to ensure that their families are provided for during the long absence of husband and father.

I want to borrow ₱ 10000
Min: ₱ 1000
Max: ₱ 20000
Payment Terms 10 days
7 days
21 days
My Monthly Gross Income ₱ 20000
You return*: 10 000
All your data is under secure protection!
We recommend taking a loan!

* Interest payments are approximate. The final loan amount and interest rate must be confirmed in your loan agreement after loan approval.

Where can I borrow money in Quezon city?

money lending company in Quezon city

Before applying and searching for a money lending company in Quezon city, it is always a good idea to do a quick search on the difference in style between banks and other personal loan lenders in Philippines. Let’s talk about the types of financial companies, the pros and cons of each of them.

1. Banks

People go to the bank when they want to borrow a large sum for a long period, have a large stable income, and often a co-borrower.

✅ Pros of Loaning from Banks:

  • Low-Interest Rate. Banks generally give out loans with lower interest rates than those offered by private lenders. The reason for this is banks are more stringent when it comes to requirements, in some cases, it can also ask for a collateral.
  • Payments are done at regular intervals. The beauty of loaning  is a fixed schedule of payments. This fixed schedule allows clients, especially businesses, to schedule their finances.
  • No-Risk of Equity. In the case of a business loan, banks do not require a seat or position at the business as a trade-off. Banks evaluate the business’s ability to pay by checking to ensure that the business has a stable operation for a certain amount of time.
  • No Strings Attached – Once the credit has been paid off, there are no more obligations left.

❌ Cons of Loaning from Banks:

  • Stringent Requirements – The barrier to entry in loaning is the strict requirements so anyone who wants to borrow must fulfill the requirements and banks have a varied set of demands so clients must check everything from loaning requirements to payment conditions.
  • Collateral. Some banks may require collateral depending on the type of loan so borrowers must make sure to pay their debts before their respective deadlines. If the loan is unpaid on time then any assets set as collateral can be claimed.
  • Late Payments Can Cost Borrowers. Banks can be strict, and being late in payments may result in a negative credit score.

Learn More
Personal Loan with Low Interest Rate

2. Pawnshops

Pawnshops loan is a type of credit practiced by financial institutions. It is a loan against the security of valuable property.

✅ Pros of Loaning from Pawnshop:

  • Speed. You can get the required amount within 1 hour.
  • 100% approval. If you have collateral, you’ll be guaranteed a loan.
  • Convenient location. At the moment, pawnshops can be found in every district of Quezon City, and not even one.

❌ Cons of Loaning from Pawnshop:

  • The risk of losing property. You may lose your deposit if you allow a delay.
  • Low valuation. A pawnshop employee may underestimate the value of your collateral.
  • Personal presence. Pawnshops don’t work online.

4. Lending companies in Ouezon city

If a customer needs money right now, he or she goes to a microfinance organization for an emergency loan. This is a good option for those who do not have collateral and guarantors and cannot wait long for approval, as is the case with a bank loan.

✅ Pros of Loaning from money lending company in Quezon city:

  • Simplicity. Requirements are not as stringent as those in banks.
  • Small term. You can return it quickly.
  • Quick approval. You’ll get a money faster.
  • No need to come to the office. Application can be performed online
  • No bail. You do not need collateral and a guarantor to obtain a money.

❌ Cons of Loaning from MFIs:

  • Small amount. The maximum amount that can be loaned is typically smaller.
  • A short loan time. Depending on the lending company in Quezon City, the period required to pay for everything can be shorter.
  • The interest is higher than in the bank. Interest rates can be quite high even for a small loan.

SSS Pension loans in Quezon city

The state-run pension fund for private sector workers introduced a pension credit scheme for all Filipino retirees in 2019. These loans are available nationwide, including in Quezon City.
Retirees can borrow up to 12 times their basic monthly pension. A retired SSS member can also borrow three, six and nine times his or her monthly pension plus an allowance of 1,000 pesos. The amount must be repaid within six, 12 or 24 months, starting from the second month after the loan is granted.

Borrowers must be at least 85 years old by the end of the loan period and must have no outstanding contributions or loan balances from the SSS. This also applies to advance pensions secured by an SSS disaster relief package. The borrower must have an active status and receive their regular monthly pension.
In September 2020, SSS with added a new feature to its website to make the SSS pension loan online, which is particularly convenient in the face of a pandemic. Older Quezon City residents can now easily apply for the scheme without visiting SSS branches using their My.SSS account.

Pag-Ibig Housing loan in Quezon city

Even if you are a low- or middle-income Quezon City resident, you too can afford to own a home. The Pag-IBIG housing fund, gives its members the opportunity to finance the purchase of a house in Quezon City at a lower rate than banks. In order to qualify for a Pag-Ibig housing loan in Quezon city, the following requirements must be met.

  1. Active Pag-IBIG member with a minimum contribution of 24 months;
  2. Not older than 65 years at the time of application and 70 years at the time of repayment.
  3. No outstanding Pag-IBIG loans or any other loan debts.

The Pag-IBIG home loan is good because it can be used not only to finance the purchase and construction of your house and plot, but even to improve your home.

Get a Quick Cash Loan in Quezon City

Still haven’t found the right lending company in Quezon city, take a look at Digido’s benefits:

All operations are performed online - you don't have to leave your house
In only 4 minutes you can receive up to 10,000 pesos in your bank account, and up to 25,000 pesos for repeat borrowers.
We don't require guarantors representation, documentation, or guarantee deposits.
We only require 1 government valid ID



  • Where can I borrow money easily Philippines?
    You can choose any of the official lending companies, the most important thing is to make sure that it is under the control of the state. We recommend Digido Lending Company.
  • Which type of loan in Quezon city is cheapest?
    Generally, secured loans are more advantageous than unsecured loans. However, quick loans without collateral and guarantors are much more affordable for Filipinos.
  • Can I get a loan in Quezon city with a low credit rating?
    Yes, you have that chance. Some lending companies may approve your loan for a small amount.
Disclaimer and Editor’s note


Digido Financial Writers Team is a team of experts in the field of finance and credit, specializing in writing articles for Digido blogs.

Digido Reviews

  • Gee
    Easy and fast loan application with low processing fee. A great help for emergency financial needs.
  • Janrose
    Very considerate, they will give you enough time to settle or renew your loan with minimum interest.
  • Rozen
    My application was processed in minutes, and the funds hit my account swiftly. This lending company in Quezon City offers everything from offline branch payments to remittance centres and even 7-Elevens!
  • Rowena
    I've been with Digido since the pandemic started. They're the most reliable lending company I can trust with. They also offer better options in times that you cannot settle the full payment such as extending the loan for a period of time based on your preference. Their agents are also friendly and accommodating. Highly recommended, and I'll make sure to keep a longer relationship with Digido.
  • Mardey
    Great app and fast approval less than 5 mins I was approved after submitting the application. This is my 2nd loan with lowest interest and longer terms. Will surely recommend to my friends and colleagues. Thanks Digido for CARE to my financial needs.👍
  • Asher
    The best online loan app. Low interest, friendly customer service and fast approval. It was my second time. Hope they will higher my limit amount loan. I'l keep my good record for this platform.
  • Sam
    Ever since I discovered Digido, the money lending company in Quezon City, I've never looked elsewhere. They are incredibly understanding and offer ample time to handle repayments. They've earned a loyal customer in me!
  • Antonio
    Digido, a money lending company in Quezon City, has been my go-to since I faced unexpected expenses last year. Their online application is straightforward, and the approval was lightning fast. Simply outstanding!
Submit review
Submite review
Thank you for review!
Rating (4.9/5) 657 voted. Rate us

Download our app

  • Borrowing 24/7
  • Approval rate over 90%
  • 1 Valid ID