Online Loans in Navotas City

Who can get a Digido loan?

You are 21-70 years old

You are a Filipino citizen

You have a valid government ID

Money is hard to come by especially in an unstable economy, especially with the current COVID-19 pandemic still hitting places hard. But life must go on, so the Philippines still has to allow for businesses to open with the constant reminder for the people to observe the minimum health protocols. But not all are sunshine and rainbows. Many of us lost our jobs or closed our businesses down during the lockdown. Trying to get back up is going to be a tough road.

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How do Online Loans Help Filipinos?

Filipinos pride themselves in being resilient and still be able to smile in the face of catastrophes. But no amount of smiles or pride is going to pay the next utility bill or put food on the table. Work means money whether running your own business or under employment. Thankfully, there are many ways to get back up after a fall. A lending company in Navotas can be a good start. Financial services in Navotas city are various but we have to be careful and pick the right service not to get scammed. In tough times like these, people will go to great lengths to gain money even through illegal means.

Lending Companies in Navotas City

If you need a loan, there are many ways to get it from a variety of financial institutions, each with their own pros and cons. But here we’ve listed a few types you could encounter.

Pawnshops

Pawnshops aren’t probably the first thing you think of when looking for a loan but if you have something of value you are willing to trade for a short time, this can be your option. You have a high chance of approval here but the amount of cash you’ll get will depend on how valuable your property is.

Banks

This is a more familiar territory for most. We loan or store money to earn some interest. Of course, they have a more stringent set of rules so unless you have a good credit score, a stable job, or willing to pawn a collateral, your chances of getting a loan may be dim.

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Private Lenders

This can be just a company you can find in the corner of some random street. These aren’t typically big. If opting for these services, one must be careful since many of them can be shady. A lot of private lenders also offer high interest rates. All precautions must be taken in order to avoid getting scammed.

Fast Lending Companies

These are similar to private lenders but with the added bonus of speed and without any shadiness of private lenders. Since these operate online, they are visible in public and can be scrutinized by basically anyone. Transactions are done online so you don’t have to visit their physical office to get a loan.

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Digido Loans in Navotas City

Your search begins by simply typing “money lending Navotas” keywords on google. You will most likely end up with some mixed results on Google but let us help you. Why not try Digido PH?

Digido PH is an online money lending service that will allow you to borrow wherever and whenever you are in the country. You don’t have to worry about landing a spot in a long queue to the financial institution of your choice. Considering the current pandemic situation around the world, going outside is not encouraged unless you have something really important to attend to. But through online banking, everything can be done digitally with speed and accuracy.

But why Digido PH? You’ve probably never heard of it before but here are some advantages we’ve listed for you:

1. Faster delivery of loans;
2. You, as the borrower, no longer need to attend long lines;
3. Everything is done digitally so you don’t have to unnecessarily expose yourself out there;
4. The loan requirements are not strict and very minimal as we will list them down in the next section;
5. No collateral needed;
6. In case of a problem with applying, your course of action is simply applying a second time but providing more documents for further verification of your identity and capability to repay.

All operations are performed online - you don't have to leave your house

In only 4 minutes you can receive up to 5000 pesos in your bank account

We don't require guarantors representation, documentation, or guarantee deposits.

The service is fully automated

Digido branches not far from Navotas City

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What Are the Requirements for Applying for a Loan?

In Digido, the requirements are rather common. Here we have listed down some of them:

1. You must be a Filipino citizen;

2. You must be between the ages of 21 to 70 years old. You must not be beyond 70 by the time the loan term ends as well;

3. In case you are a retiree and receive a monthly pension, you will need to have another source of income such as another job or a business venture as a pension alone is not sufficient;

4. You must be able to provide certain types of IDs, although you may only be required two of them;

5. The IDs you need are any of the following: Social Security System (SSS), Government Service Insurance System (GSIS), Philhealth (your health insurance), Postal ID, Voter’s ID, Tax Identification Number (TIN), Driver’s License, Passport, etc. The bottom line is that the cards must be official: government-issued IDs would be excellent, but company-issued ones also fit;

6. If you will be required to submit documents, the following ones are valid: Business Permit, Department of Trade and Industry (DTI) Permit (if you are self-employed), payslips, Certificate of Employment (COE), or Income Tax Return (ITR);

7. A working contact number (whether mobile or landline);

8. Internet access.

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