How You Can Get an iPhone Installment in the Philippines
- An iPhone installment is a type of financing option that lets you buy an iPhone and pay for it in monthly installments.
- There are many providers of iPhone installment plans in the Philippines, such as service providers, banks, credit cards, online platforms, and other financing companies.
- You can use Digido’s instant loan services to get an iPhone at a 0% interest rate in the Philippines without a credit card or a down payment.
Are you dreaming of owning an iPhone but don’t have enough cash to buy one? You’re not alone. Many Filipinos want to enjoy the features and benefits of an iPhone, but they can’t afford to pay the full price upfront.
That’s why iPhone installment plans are becoming more popular in the Philippines. These plans allow you to pay for your iPhone in monthly installments over a period of time instead of paying the whole amount at once.
What is an iPhone Installment?
An iPhone installment is a type of financing option that lets you buy an iPhone and pay for it in monthly installments over a fixed period of time. The installment amount and duration depend on the price of the iPhone model you choose, the interest rate charged by the provider, and your credit history and income.
Benefits of an iPhone Installment Plan
There are many benefits of getting an iPhone installment plan in the Philippines, such as:
- You can get your desired iPhone model without having to save up for a long time or borrow money from friends or family.
- You can spread the cost of your iPhone over several months or years, making it more affordable and manageable for your budget.
- You can enjoy the features and benefits of an iPhone, such as its high-quality camera, fast performance, sleek design, and access to various apps and services.
- You can improve your credit score by paying your installments on time and in full every month.
- You can upgrade your iPhone to a newer model when your installment plan ends or when you have paid off a certain percentage of your balance.
Drawbacks on iPhone Installment Plans
However, there are also some drawbacks of getting an iPhone installment plan in the Philippines, such as:
- You may end up paying more than the original price of the iPhone due to interest charges and fees.
- You may have to pay a high down payment or deposit before you can get an installment plan.
- You may have to undergo a credit check and provide proof of income and identity to qualify for an installment plan.
- You may have limited choices of iPhone models and colors depending on the availability and inventory of the provider.
- You may be locked into a contract with the provider for a long time and face penalties if you want to cancel or terminate your installment plan early.
How to Get an 📱 iPhone Installment Plan – Philippines Guide
If you want to get an iPhone installment plan in the Philippines, you need to follow these steps:
- Choose the iPhone model and color that you want to buy. Compare the prices and features of different models online or at authorized Apple resellers or dealers.
- Find a provider that offers legit iPhone installment Philippines plans. You can choose from service providers, banks, credit cards, online platforms, or other financing companies.
- Check the eligibility criteria and requirements of the provider. Make sure you meet their minimum age, income, credit history, and documentation requirements.
- Apply for an iPhone installment plan with the provider. Fill out an application form online or offline and submit it along with your supporting documents.
- Wait for the approval of your application. Depending on the provider, this may take from a few minutes to a few days.
- Pay the down payment or deposit if required by the provider. This may range from 10% to 50% of the total price of the iPhone.
- Receive your iPhone and start paying your monthly installments according to your contract terms.
Find out here – How easy it is to Get
Gadget Loan with Minimum Requirements
3 Top Providers of iPhone Installment Plans in the Philippines
There are many providers of iPhone installment plans in the Philippines, but some of them stand out for their competitive rates, flexible terms, and customer service. Here are some of them:
👉 Power Mac Center
Power Mac Center is one of the leading Apple resellers in the Philippines. It offers 0% interest installment plans for up to 24 months for selected credit cards from BDO, BPI, Citibank, Metrobank, PNB, and more. You can apply for an installment plan at any Power Mac Center branch nationwide.
Billease is an online platform that provides installment plans for various products, including iPhones. You can get an iPhone installment plan with Billease without a credit card or a down payment. You just need to sign up for a Billease account, scan the QR code of the product you want to buy, and pay later in monthly installments. You can also get discounts and freebies when you shop with Billease partners.
👉 Globe Postpaid
Globe Postpaid is a service that allows you to get a postpaid plan with a monthly bill that includes your chosen data, call, text, and landline bundles. You can also get a new iPhone with your Globe Postpaid plan and pay for it in installment payments with 0% interest for up to 24 months. Globe Postpaid also offers freebies and discounts when you shop with their partners.
Here’s a table of iPhone installment providers and their benefits:
|🟣 Power Mac Center||
|🟣 Globe Postpaid||
Note: The information about loan providers presented in the text is subject to change and borrowers are advised to contact their chosen financial or lending company directly for the most updated information.
iPhone Credit Card Installment Philippines
Another way to get an iPhone installment plan in the Philippines is to use your bank or credit card. Many banks and credit card companies offer 0% interest installment plans for up to 36 months for selected iPhone models.
You can also enjoy cashback, rewards, and other perks when you use your bank or credit card to buy an iPhone. However, you need to have a good credit history and a sufficient credit limit to qualify for these plans.
Can You Get an Installment Plan iPhone Without a Down Payment?
Yes, you can get an iPhone installment without a down payment in the Philippines, but it depends on the provider and your credit profile. Providers such as Billease and Globe Postpaid allow you to get an iPhone installment plan without a down payment.
Using Digido 🏆 to Get an iPhone at a 0% Interest Rate
If you want to get an iPhone at a 0% interest rate in the Philippines, you can use Digido’s instant loan services. Digido is a certified and legitimate financial services provider in the Philippines that offers fast and easy online loans with 0% interest for the first time.
You can borrow up to 25,000 PHP with Digido and use it to buy your desired iPhone model. You just need one ID and some other documents to apply for a loan with Digido, and you can get approved within minutes.
Here are some of the benefits of using Digido to get an iPhone:
⭐️ You don’t need a credit card or a bank account to get a loan with Digido
⭐️ You don’t need to pay any down payment or deposit before you can buy your iPhone
⭐️ You don’t need to pay any interest or fees for your first loan with Digido
⭐️ You can get a loan even if you are unemployed, have a bad credit history, or only have one ID
⭐️ You can get your loan amount in cash or on your wallet if you don’t have a bank cardApply now
Key Considerations When Choosing an Installment Plan
Before you choose an iPhone installment plan in the Philippines, you need to consider some factors, such as:
- The total cost of the iPhone – This includes the price of the iPhone model, the interest rate, the fees, and the taxes.
- The monthly installment amount – This is how much you need to pay every month for your iPhone.
- The installment duration – This is how long you need to pay for your iPhone.
- The down payment or deposit – This is how much you need to pay upfront before you can get an installment plan.
- The eligibility criteria and requirements – These are the conditions and documents that you need to meet and provide to qualify for an installment plan.
How to Get an iPhone Installment in the Philippines | Bottom Line
Getting an iPhone installment in the Philippines is a great way to own your dream iPhone without breaking the bank. However, you need to compare the prices and features of different iPhone models and providers and check the eligibility criteria and requirements of the provider.
Or, you can skip all these hassles and use Digido’s instant loan services to get an iPhone at a 0% interest rate in the Philippines. Digido is a trusted and reliable financial services provider in the Philippines that offers fast and easy online loans with 0% interest for the first time.
So what are you waiting for? Visit Digido’s website today and apply for a loan with Digido. Get your dream iPhone at a 0% interest rate with Digido. It’s fast, easy, and convenient. Apply now!Apply now
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JuanBefore, I always thought about getting an iPhone through an installment plan. But with Digido, I don’t need to wait for months. I got my loan fast and bought the iPhone outright. This is surely a legit iPhone installment alternative!5
Jose ReyesI thought iphone credit card installment was my only option. But then, Digido came along. Their quick loan allowed me to buy my iPhone outright, no installment needed. Amazing service!5
Maria S.Why go for an installment plan iPhone, when you can get it all at once? Thanks to Digido, I experienced a swift loan process and purchased my iPhone immediately!5
Ana 27I was initially considering an installment plan for my iPhone, but Digido altered my perspective. My loan was approved so swiftly that I ended up buying my iPhone in one full payment. It's far more convenient than any iphone installment plan Philippines. Despite the repayment period being somewhat short, Digido's service made the overall experience quite satisfying!4